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Van Lierop

Active
Private limited companyfounded 198144 yrs activeGentseweg(BEV) 506, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0422.131.528

Van Lierop has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €9k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
94 / 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+20
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 11.13 against 4.03 in 2024), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 44 years 0 50 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.9%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
50 d late
2023
30 d late
2022
64 d late
2021
25 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€142k▲ 7.1%
2024 · €133k
2018: €78k 2019: €92k 2020: €122k 2021: €122k 2022: €134k 2023: €159k 2024: €133k
2018 → 2025
Total assets
€167k▼ 3.1%
2024 · €173k
2018: €102k 2019: €134k 2020: €160k 2021: €148k 2022: €179k 2023: €199k 2024: €173k
2018 → 2025
Net result
€9k▲ 177%
2024 · €3k
2018: €17k 2019: €14k 2020: €30k 2021: €250 2022: €12k 2023: €25k 2024: €3k
2018 → 2025
Working capital
€145k▲ 20.0%
2024 · €121k
2018: €56k 2019: €67k 2020: €99k 2021: €108k 2022: €116k 2023: €144k 2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€122k-€134k▲ 9.9%€159k▲ 19.0%€133k▼ 16.7%€142k▲ 7.1%
Operating result€-2k-€16k€41k▲ 159%€8k▼ 80.8%€16k▲ 104%
Net result€250-€12k▲ 4,693%€25k▲ 112%€3k▼ 86.7%€9k▲ 177%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €-2k€-2kNet result 2021: €250€250Operating result 2022: €16k€16kNet result 2022: €12k€12kOperating result 2023: €41k€41kNet result 2023: €25k€25kOperating result 2024: €8k€8kNet result 2024: €3k€3kOperating result 2025: €16k€16kNet result 2025: €9k€9k20212022202320242025
The operating result recovers in 2025; 2025 is 104% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets €8k▼ 33.1%
Current assets €160k▼ 0.9%
Equity and liabilities €167k
Equity €142k▲ 7.1%
Debt €25k▼ 36.7%
The debt ratio falls from 23.1% to 15.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20k
2024 · €12k
Cash flow
€13k
2024 · €7k
Solvency
84.9%
2024 · 76.9%
Current ratio
11.13
2024 · 4.03
Quick ratio
11.13
2024 · 4.03
Debt / equity
0.18
2024 · 0.30
ROE
6.6%
2024 · 2.6%
ROA
5.6%
2024 · 2.0%
Interest coverage
9.21
2024 · 2.80
Debt
€25k
2024 · €40k
Debt ≤ 1 year
€14k
2024 · €40k
Income taxes
€5k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€173k€167k
Fixed assets21/28€12k€8k
Tangible fixed assets22/27€11k€7k
Furniture and vehicles24€5k€3k
Other tangible fixed assets26€6k€4k
Financial fixed assets28€900€900=
Current assets29/58€161k€160k
Amounts receivable after more than one year29€110k€110k=
Other amounts receivable291€110k€110k=
Amounts receivable within one year40/41€37k€30k
Trade receivables40€19k€6k
Other amounts receivable41€18k€24k
Cash at bank and in hand54/58€12k€18k
Deferred charges and accrued income490/1€3k€1k
Equity and liabilities
Total equity and liabilities10/49€173k€167k
Equity10/15€133k€142k
Contributions10/11€19k€19k=
Reserves13€84k€124k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€84k€124k
Profit (loss) carried forward14€30k-
Amounts payable17/49€40k€25k
Amounts payable within one year42/48€40k€14k
Trade debts44€14k€6k
Suppliers440/4€14k€6k
Taxes, remuneration and social security45€24k€9k
Taxes450/3€24k€9k
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3-€11k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€3k€3k
Gross operating margin9900€15k€23k
Operating profit (loss)9901€8k€16k
Financial income75/76B€4k€21
Recurring financial income75€4k€21
Financial charges65/66B€4k€2k
Recurring financial charges65€4k€2k
Profit (loss) for the period before taxes9903€8k€14k
Income taxes67/77€4k€5k
Profit (loss) for the period9904€3k€9k
Profit (loss) for the period to be appropriated9905€3k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€31k€39k
Profit (loss) brought forward from the previous period14P€28k€30k
Transfer from equity791/2€32k-
Transfer to equity691/2€3k€39k
To other reserves6921€3k€39k
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Liquidity triplescurrent ratio 11.13
Current ratio from 4.03 to 11.13; short-term debt falls from €40k to €14k.
19-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Equity above €150kEq €159k ▲19%
6 profitable years in a row build equity to €159k.
03-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial Weakest financial yearnet €250 ▼99.2%
Net result drops to €250, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Highest result since 2018net €30k ▲118%
Net result €30k, the highest in the series.
31-12
Financial Equity above €100kEq €122k ▲32.3%
3 profitable years in a row build equity to €122k.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
11-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
26-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 2 establishment units since 1982
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gentseweg(BEV) 5069120 Beveren-Kruibeke-Zwijndrecht
Ground area
3,552 m²
Building footprint
1,023 m²
Volume, LiDAR
5,803 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VAN LIEROP
Gentseweg(BEV) 506, 9120 Beveren-Kruibeke-ZwijndrechtNACE 4543
since 19822.019.701.435
Lindenstraat 304B, 2070 Beveren-Kruibeke-Zwijndrecht
Painting of buildings
since 20222.330.743.120
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11056B0580/00F000 Flanders 2,054 m² 1 · 821 m² 7.2 m · 2 fl.
46503C1207/00T000 Flanders 1,498 m² 1 · 202 m² 10.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,817 companies in sector 43341 we hold annual accounts for 2,639. 2,156 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-11-1981
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.