VAN KOL
ActiveSummary
VAN KOL has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €326,809 and a net result of €41,000. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.91 against 8.31 in 2024; short-term debt: 13.8% and cash: 17.3% of total assets), and 13.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
11 d early
2021
29 d late
2020
36 d early
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€326,809▼ 7.5%
2024 · €353,259
Total assets
€379,463▲ 3.4%
2024 · €366,975
Net result
€41,000▼ 23.4%
2024 · €53,535
Working capital
€100,340▲ 0.1%
2024 · €100,272
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€26,523▲ 92.8%€61,483▲ 132%€100,336▲ 63.2%€79,998▼ 20.3%€64,842▼ 18.9%
Net result€14,378within the sector's middle half▲ 120%€37,724within the sector's middle half▲ 162%€64,586above the sector's middle half▲ 71.2%€53,535above the sector's middle half▼ 17.1%€41,000within the sector's middle half▼ 23.4%
Equity€197,413above the sector's middle half▲ 7.1%€235,137above the sector's middle half▲ 19.1%€299,724above the sector's middle half▲ 27.5%€353,259above the sector's middle half▲ 17.9%€326,809above the sector's middle half▼ 7.5%
Total assets€325,285above the sector's middle half▼ 4.7%€326,215above the sector's middle half▲ 0.3%€347,562above the sector's middle half▲ 6.5%€366,975above the sector's middle half▲ 5.6%€379,463above the sector's middle half▲ 3.4%
Debt€127,872▼ 18.2%€91,078▼ 28.8%€47,838▼ 47.5%€13,716▼ 71.3%€52,655▲ 284%
Working capital€29,862within the sector's middle half▲ 131%€63,248within the sector's middle half▲ 112%€55,926within the sector's middle half▼ 11.6%€100,272within the sector's middle half▲ 79.3%€100,340within the sector's middle half▲ 0.1%
Solvency60.7%within the sector's middle half▲ 6.7pp72.1%within the sector's middle half▲ 11.4pp86.2%above the sector's middle half▲ 14.2pp96.3%above the sector's middle half▲ 10.0pp86.1%above the sector's middle half▼ 10.1pp
Current ratio2.31within the sector's middle half▲ 0.976.94above the sector's middle half▲ 4.637.29above the sector's middle half▲ 0.358.31above the sector's middle half▲ 1.022.91within the sector's middle half▼ 5.40
Return on assets (ROA)4.4%within the sector's middle half▲ 2.5pp11.6%within the sector's middle half▲ 7.1pp18.6%within the sector's middle half▲ 7.0pp14.6%within the sector's middle half▼ 4.0pp10.8%within the sector's middle half▼ 3.8pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379,463
Fixed assets
€226,588 ▼ 10.4%
Current assets
€152,875 ▲ 34.1%
Equity and liabilities €379,463
Equity
€326,809 ▼ 7.5%
Debt
€52,655 ▲ 284%
Debt's share of the balance-sheet total rises from 3.7% to 13.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€92,620▼
2024 · €107,803
Cash flow
€68,778▼
2024 · €81,340
Debt to equity
0.16▲
2024 · 0.04
ROE
12.5%▼
2024 · 15.2%
Interest coverage
84.58▼
2024 · 270.31
Debt ≤ 1 year
€52,535▲
2024 · €13,716
Income taxes
€23,471▼
2024 · €26,354
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €13,000 | - | - | €2,515 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,351 | €20,231 | €27,104 | €27,805 | €27,778 | ▼ 0.1% |
| Other operating charges640/8 | €2,373 | €2,450 | €2,827 | €2,442 | €2,472 | ▲ 1.2% |
| Gross operating margin9900 | €49,247 | €84,164 | €130,267 | €110,246 | €95,092 | ▼ 13.7% |
| Operating profit (loss)9901 | €26,523 | €61,483 | €100,336 | €79,998 | €64,842 | ▼ 18.9% |
| Financial income75/76B | - | €23 | €138 | €289 | €725 | ▲ 151% |
| Recurring financial income75 | - | €23 | €138 | €289 | €725 | ▲ 151% |
| Financial charges65/66B | €5,758 | €4,702 | €3,278 | €399 | €1,095 | ▲ 175% |
| Recurring financial charges65 | €5,758 | €4,702 | €3,278 | €399 | €1,095 | ▲ 175% |
| Profit (loss) for the period before taxes9903 | €20,766 | €56,804 | €97,197 | €79,889 | €64,471 | ▼ 19.3% |
| Transfer from deferred taxes780 | €1,965 | - | - | - | - | - |
| Income taxes67/77 | €8,353 | €19,080 | €32,611 | €26,354 | €23,471 | ▼ 10.9% |
| Profit (loss) for the period9904 | €14,378 | €37,724 | €64,586 | €53,535 | €41,000 | ▼ 23.4% |
| Transfer from tax-exempt reserves789 | €655 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €15,033 | €37,724 | €64,586 | €53,535 | €41,000 | ▼ 23.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €325,285 | €326,215 | €347,562 | €366,975 | €379,463 | ▲ 3.4% |
| Fixed assets21/28 | €272,551 | €252,320 | €282,741 | €252,987 | €226,588 | ▼ 10.4% |
| Tangible fixed assets22/27 | €272,551 | €252,320 | €282,741 | €252,987 | €226,588 | ▼ 10.4% |
| Land and buildings22 | €268,815 | €251,121 | €233,426 | €220,218 | €202,342 | ▼ 8.1% |
| Plant, machinery and equipment23 | €670 | - | €1,598 | €1,437 | €1,275 | ▼ 11.3% |
| Furniture and vehicles24 | €3,066 | €1,199 | €47,716 | €31,332 | €22,971 | ▼ 26.7% |
| Current assets29/58 | €52,735 | €73,895 | €64,821 | €113,988 | €152,875 | ▲ 34.1% |
| Amounts receivable within one year40/41 | €15,201 | €32,555 | €29,560 | €27,094 | €72,400 | ▲ 167% |
| Trade receivables40 | €15,201 | €29,555 | €29,560 | €15,609 | €15,609 | = |
| Other amounts receivable41 | - | €3,000 | - | €11,485 | €56,791 | ▲ 394% |
| Cash at bank and in hand54/58 | €37,533 | €41,340 | €34,429 | €68,182 | €65,808 | ▼ 3.5% |
| Deferred charges and accrued income490/1 | - | - | €831 | €18,712 | €14,667 | ▼ 21.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €325,285 | €326,215 | €347,562 | €366,975 | €379,463 | ▲ 3.4% |
| Equity10/15 | €197,413 | €235,137 | €299,724 | €353,259 | €326,809 | ▼ 7.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €200,286 | €238,010 | €281,124 | €334,659 | €308,209 | ▼ 7.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Distributable reserves133 | €190,926 | €228,650 | €271,764 | €327,159 | €300,709 | ▼ 8.1% |
| Profit (loss) carried forward14 | -€21,473 | -€21,473 | - | - | - | - |
| Amounts payable17/49 | €127,872 | €91,078 | €47,838 | €13,716 | €52,655 | ▲ 284% |
| Amounts payable after more than one year17 | €100,000 | €76,000 | €38,000 | - | - | - |
| Other amounts payable178/9 | €100,000 | €76,000 | €38,000 | - | - | - |
| Amounts payable within one year42/48 | €22,872 | €10,648 | €8,895 | €13,716 | €52,535 | ▲ 283% |
| Trade debts44 | €2,172 | €2,500 | €796 | €437 | €2,483 | ▲ 468% |
| Suppliers440/4 | €2,172 | €2,500 | €421 | €437 | €2,483 | ▲ 468% |
| Bills of exchange payable441 | - | - | €375 | - | - | - |
| Taxes, remuneration and social security45 | €18,804 | €8,112 | €6,484 | €13,279 | €4,485 | ▼ 66.2% |
| Taxes450/3 | €18,804 | €8,112 | €6,484 | €13,279 | €4,485 | ▼ 66.2% |
| Other amounts payable47/48 | €1,897 | €36 | €1,615 | - | €45,567 | - |
| Accrued charges and deferred income492/3 | €5,000 | €4,430 | €943 | - | €119 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,378 | €37,724 | €64,586 | €53,535 | €41,000 | ▼ 23.4% |
| + Depreciation and write-downs630 | €20,351 | €20,231 | €27,104 | €27,805 | €27,778 | ▼ 0.1% |
| Operating cash flow (approximation) | €34,728 | €57,955 | €91,690 | €81,340 | €68,778 | ▼ 15.4% |
| Investment in fixed assets (approximation) | - | €0 | -€57,525 | €1,949 | -€1,380 | ▼ 171% |
| Change in cash | - | €3,806 | -€6,910 | €33,753 | -€2,374 | ▼ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €64,586 ▲71.2%
Operating result €100,336, net result €64,586, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 6.94
Current ratio from 2.31 to 6.94; short-term debt falls from €22,872 to €10,648.
31-12
Financial
Equity above €200,000Eq €235,137 ▲19.1%
5 profitable years in a row build equity to €235,137.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €5,541 ▼16.6%
Net result drops to €5,541, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2004
Ground area
159 m²
Building footprint
90 m²
Volume, LiDAR
712 m³
Parcel 72020C0334/00F003, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VAN KOL
since 20042.144.431.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0334/00F003 | Flanders | 159 m² | 1 · 90 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 4,817 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2004
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0870245594
Also
9925:BE0870245594
Registered
04-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.