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VAN KEER

Active
Public limited companyfounded 199036 yrs activeMolenveldstraat 27, 9280 Lebbeke, BelgiumKBO/BCE: BE 0439.893.515
Summary

VAN KEER has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767,849 and a net result of €25,435. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 92% of 3787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability73▲+42
Solvency100=
Growth42▼-5
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 11.49 against 9.8 in 2024; short-term debt: 6.1% and cash: 1.8% of total assets), and 18.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.9%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
50 d late
2023
141 d late
2022
150 d late
2021
151 d late
2020
94 d late
2019
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 106 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 December (4 of the last 5 filed years within 92 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VAN KEER was incorporated on 3 January 1990.1 Revenue fell from EUR 303,091 in 2018 to EUR 184,138 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€184,138▼ 30.5%
2024 · €264,893
EBIT margin
12.4%▲ 10.7pp
2024 · 1.7%
Net result
€25,435▲ 106%
2024 · €12,322
Working capital
€600,261▲ 3.9%
2024 · €577,604
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€240,913€264,893▲ 10.0%€184,138▼ 30.5%
Operating result-€1,081€5,267-€125€4,573€22,844▲ 400%
Net result-€9,041below the sector's middle half€1,870within the sector's middle half-€10,784below the sector's middle half€12,322within the sector's middle half€25,435within the sector's middle half▲ 106%
EBIT margin-0.1%1.7%▲ 1.8pp12.4%▲ 10.7pp
Equity€739,003above the sector's middle half▼ 1.2%€740,874above the sector's middle half▲ 0.3%€730,090above the sector's middle half▼ 1.5%€742,412above the sector's middle half▲ 1.7%€767,849above the sector's middle half▲ 3.4%
Total assets€827,588above the sector's middle half▼ 4.2%€835,189above the sector's middle half▲ 0.9%€857,260above the sector's middle half▲ 2.6%€922,120above the sector's middle half▲ 7.6%€937,263above the sector's middle half▲ 1.6%
Debt€88,585▼ 23.4%€94,315▲ 6.5%€127,170▲ 34.8%€179,708▲ 41.3%€169,414▼ 5.7%
Working capital€464,801above the sector's middle half▼ 0.8%€471,872above the sector's middle half▲ 1.5%€465,448above the sector's middle half▼ 1.4%€577,604above the sector's middle half▲ 24.1%€600,261above the sector's middle half▲ 3.9%
Solvency89.3%above the sector's middle half▲ 2.7pp88.7%above the sector's middle half▼ 0.6pp85.2%above the sector's middle half▼ 3.5pp80.5%above the sector's middle half▼ 4.7pp81.9%above the sector's middle half▲ 1.4pp
Current ratio7.32above the sector's middle half▲ 1.666.95above the sector's middle half▼ 0.375.15above the sector's middle half▼ 1.809.80above the sector's middle half▲ 4.6511.49above the sector's middle half▲ 1.69
Return on assets (ROA)-1.1%within the sector's middle half▼ 2.2pp0.2%within the sector's middle half▲ 1.3pp-1.3%within the sector's middle half▼ 1.5pp1.3%within the sector's middle half▲ 2.6pp2.7%within the sector's middle half▲ 1.4pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2021: -€1,081-€1,081Net result 2021: -€9,041-€9,041Operating result 2022: €5,267€5,267Net result 2022: €1,870€1,870Operating result 2023: -€125-€125Net result 2023: -€10,784-€10,784Operating result 2024: €4,573€4,573Net result 2024: €12,322€12,322Operating result 2025: €22,844€22,844Net result 2025: €25,435€25,43520212022202320242025-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2023: -€125-€125Net result 2023: -€10,784-€10,800Operating result 2024: €4,573€4,570Net result 2024: €12,322€12,300Operating result 2025: €22,844€22,800Net result 2025: €25,435€25,400202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 400% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €937,263
Fixed assets €279,762 ▲ 0.3%
Current assets €657,501 ▲ 2.2%
Equity and liabilities €937,263
Equity €767,849 ▲ 3.4%
Debt €169,414 ▼ 5.7%
Debt's share of the balance-sheet total falls from 19.5% to 18.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€25,716▲
2024 · €7,952
Cash flow
€28,307▲
2024 · €15,701
Quick ratio
10.99▲
2024 · 9.36
Debt to equity
0.22▼
2024 · 0.24
ROE
3.3%▲
2024 · 1.7%
Interest coverage
9.70▲
2024 · 1.22
Debt ≤ 1 year
€57,240▼
2024 · €65,648
Debt > 1 year
€112,000▼
2024 · €113,800
Income taxes
€9,306
Staff costs
€61,406▲
2024 · €54,573
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€922,120€937,263▲
Fixed assets21/28€278,868€279,762▲
Tangible fixed assets22/27€278,868€279,762▲
Land and buildings22€277,123€277,437▲
Plant, machinery and equipment23€1,745€2,325▲
Current assets29/58€643,252€657,501▲
Stocks and contracts in progress3€28,618€28,514▼
Stocks30/36€28,618€28,514▼
Amounts receivable within one year40/41€596,063€611,363▲
Trade receivables40€20,249€9,564▼
Other amounts receivable41€575,814€601,799▲
Cash at bank and in hand54/58€16,542€16,693▲
Deferred charges and accrued income490/1€2,029€931▼
Equity and liabilities
Total equity and liabilities10/49€922,120€937,263▲
Equity10/15€742,412€767,849▲
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Revaluation surpluses12€237,116€237,116=
Reserves13€443,796€469,233▲
Non-distributable reserves130/1€17,848€17,848=
Legal reserve130€17,848€17,848=
Distributable reserves133€425,948€451,385▲
Amounts payable17/49€179,708€169,414▼
Amounts payable after more than one year17€113,800€112,000▼
Financial debts170/4€113,800€112,000▼
Amounts payable within one year42/48€65,648€57,240▼
Financial debts43-€2,378
Credit institutions430/8-€2,378
Trade debts44€48,364€34,557▼
Suppliers440/4€48,364€34,557▼
Taxes, remuneration and social security45€14,889€20,210▲
Taxes450/3€5,022€16,118▲
Remuneration and social security454/9€9,867€4,092▼
Other amounts payable47/48€2,395€95▼
Accrued charges and deferred income492/3€260€174▼
Income statement Code20242025
Turnover70€264,893€184,138▼
Goods, raw materials, services and sundry goods60/61€196,632€193,946▼
Remuneration, social security and pensions62€54,573€61,406▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,379€2,872▼
Other operating charges640/8€5,736€3,070▼
Gross operating margin9900€68,261€90,192▲
Operating profit (loss)9901€4,573€22,844▲
Financial income75/76B€14,278€14,549▲
Recurring financial income75€14,278€14,549▲
Financial charges65/66B€6,529€2,652▼
Recurring financial charges65€6,529€2,652▼
Profit (loss) for the period before taxes9903€12,322€34,741▲
Income taxes67/77-€9,306
Profit (loss) for the period9904€12,322€25,435▲
Profit (loss) for the period to be appropriated9905€12,322€25,435▲
Appropriation of the result
Profit (loss) to be appropriated9906€12,322€25,435▲
Transfer to equity691/2€12,322€25,435▲
To other reserves6921€12,322€25,435▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70--€240,913€264,893€184,138▼ 30.5%
Goods, raw materials, services and sundry goods60/61--€200,393€196,632€193,946▼ 1.4%
Remuneration, social security and pensions62€19,691€45,773€52,619€54,573€61,406▲ 12.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,369€5,200€4,360€3,379€2,872▼ 15.0%
Other operating charges640/8€2,611€3,611€3,943€5,736€3,070▼ 46.5%
Gross operating margin9900€26,590€59,851€60,797€68,261€90,192▲ 32.1%
Operating profit (loss)9901-€1,081€5,267-€125€4,573€22,844▲ 400%
Financial income75/76B€1,506--€14,278€14,549▲ 1.9%
Recurring financial income75€1,506--€14,278€14,549▲ 1.9%
Financial charges65/66B€9,466€3,397€10,659€6,529€2,652▼ 59.4%
Recurring financial charges65€9,466€3,397€10,659€6,529€2,652▼ 59.4%
Profit (loss) for the period before taxes9903-€9,041€1,870-€10,784€12,322€34,741▲ 182%
Income taxes67/77----€9,306-
Profit (loss) for the period9904-€9,041€1,870-€10,784€12,322€25,435▲ 106%
Profit (loss) for the period to be appropriated9905-€9,041€1,870-€10,784€12,322€25,435▲ 106%
Line20212022202320242025Change
Assets
Total assets20/58€827,588€835,189€857,260€922,120€937,263▲ 1.6%
Fixed assets21/28€289,202€284,002€279,642€278,868€279,762▲ 0.3%
Tangible fixed assets22/27€289,202€284,002€279,642€278,868€279,762▲ 0.3%
Land and buildings22€286,169€282,906€279,642€277,123€277,437▲ 0.1%
Plant, machinery and equipment23€3,033€1,096-€1,745€2,325▲ 33.2%
Current assets29/58€538,386€551,187€577,618€643,252€657,501▲ 2.2%
Stocks and contracts in progress3€12,000€13,500€13,500€28,618€28,514▼ 0.4%
Stocks30/36€12,000€13,500€13,500€28,618€28,514▼ 0.4%
Amounts receivable within one year40/41€525,772€535,221€562,795€596,063€611,363▲ 2.6%
Trade receivables40€5,014€2,811€11,707€20,249€9,564▼ 52.8%
Other amounts receivable41€520,758€532,410€551,088€575,814€601,799▲ 4.5%
Cash at bank and in hand54/58-€2,466€1,323€16,542€16,693▲ 0.9%
Deferred charges and accrued income490/1€614--€2,029€931▼ 54.1%
Equity and liabilities
Total equity and liabilities10/49€827,588€835,189€857,260€922,120€937,263▲ 1.6%
Equity10/15€739,003€740,874€730,090€742,412€767,849▲ 3.4%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500=
Revaluation surpluses12€237,115€237,116€237,116€237,116€237,116=
Reserves13€440,388€442,258€431,474€443,796€469,233▲ 5.7%
Non-distributable reserves130/1€17,848€17,848€17,848€17,848€17,848=
Legal reserve130€17,848€17,848€17,848€17,848€17,848=
Distributable reserves133€422,540€424,410€413,626€425,948€451,385▲ 6.0%
Amounts payable17/49€88,585€94,315€127,170€179,708€169,414▼ 5.7%
Amounts payable after more than one year17€15,000€15,000€15,000€113,800€112,000▼ 1.6%
Financial debts170/4€15,000€15,000€15,000€113,800€112,000▼ 1.6%
Amounts payable within one year42/48€73,585€79,315€112,170€65,648€57,240▼ 12.8%
Current portion of amounts payable after more than one year42€2,568€2,571€2,620---
Financial debts43€33,416€44,372€39,620-€2,378-
Credit institutions430/8€33,416€44,372€39,620-€2,378-
Trade debts44€33,800€23,608€30,434€48,364€34,557▼ 28.5%
Suppliers440/4€33,800€23,608€30,434€48,364€34,557▼ 28.5%
Taxes, remuneration and social security45€3,801€8,764€39,496€14,889€20,210▲ 35.7%
Taxes450/3€3,801€4,264€17,971€5,022€16,118▲ 221%
Remuneration and social security454/9-€4,500€21,525€9,867€4,092▼ 58.5%
Other amounts payable47/48---€2,395€95▼ 96.0%
Accrued charges and deferred income492/3---€260€174▼ 33.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€9,041€1,870-€10,784€12,322€25,435▲ 106%
+ Depreciation and write-downs630€5,369€5,200€4,360€3,379€2,872▼ 15.0%
Operating cash flow (approximation)-€3,672€7,070-€6,424€15,701€28,307▲ 80.3%
Investment in fixed assets (approximation)-€0€0-€2,605-€3,766▼ 44.6%
Change in cash---€1,143€15,219€151▼ 99.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
29-06
State Gazette act Purpose
Purpose change · Statutes amendment · Power of attorney6 facts ▸
  • General meeting, 08-06-2026
  • Other statement, verslag raad van bestuur, bewaard in dossier notaris
  • Purpose change
  • Statutes amendment, 3
  • Power of attorney, Olivier Van Maele
  • Power of attorney, Lien Couck
2025
31-12
Financial Highest result since 2018net €25,435 ▲106%
Net result €25,435, the highest in the series.
19-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
31-12
Financial Back to profitnet €12,322
Net result €12,322 after one loss-making year.
19-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
2023
31-12
Financial Weakest financial yearnet -€10,784
Net result drops to -€10,784, the lowest in the series; recovery starts the following year.
28-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
31-12
Financial Back to profitnet €1,870
Net result €1,870 after one loss-making year.
29-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
02-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Show earlier events
2019
31-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2018
30-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 152 days late
2017
09-11
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 101 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1990
seat establishment The establishment unit on the map
Ground area
1,369 m²
Building footprint
241 m²
Volume, LiDAR
1,303 m³
Parcel 42005B0390/00L000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
VAN KEER NV
Molenveldstraat 27, 9280 LebbekeInsurance, reinsurance and pension funding, except compulsory social security
since 19902.047.800.751
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42005B0390/00L000 Flanders 1,369 m² 1 · 241 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lebbeke2.047.800.751
1 permission
Toelating · Eetgelegenheid · since 10-06-2022

Similar companies · same sector, comparable size

Of 20,500 companies in sector 56111 we hold annual accounts for 11,464. 5,030 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded03-01-1990
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0439893515
Registered 05-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.