VAN & JOHN
ActiveSummary
The computed 12-month bankruptcy probability of VAN & JOHN is 1.8% (moderate). The 2024 annual accounts show equity of €228k and a net result of €4k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 75% of 36375 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability42▼-32
Solvency94▲+24
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 5.48 against 1.86 in 2023; short-term debt: 14.5% and cash: 1.7% of total assets), and 31.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-01-2026, 158 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
158 d late
2023
91 d late
2022
141 d late
2021
31 d late
2020
122 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2024, micro schema
Equity
€228k▲ 1.9%
2023 · €224k
Total assets
€332k▼ 33.7%
2023 · €500k
Net result
€4k▼ 79.0%
2023 · €20k
Working capital
€216k▲ 5.5%
2023 · €205k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€94k▲ 293%€-9k€14k€15k▲ 11.0%€14k▼ 4.4%
Net result€78k▲ 300%€-13k€15k€20k▲ 38.8%€4k▼ 79.0%
Equity€202k▲ 63.2%€189k▼ 6.5%€204k▲ 7.7%€224k▲ 9.9%€228k▲ 1.9%
Total assets€289k▲ 46.5%€421k▲ 45.3%€407k▼ 3.3%€500k▲ 22.9%€332k▼ 33.7%
Debt€87k▲ 18.4%€231k▲ 166%€203k▼ 12.2%€276k▲ 36.0%€104k▼ 62.5%
Working capital€183k▲ 55.3%€165k▼ 9.9%€176k▲ 7.0%€205k▲ 16.4%€216k▲ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €332k
Fixed assets
€68k ▲ 16.4%
Current assets
€264k ▼ 40.2%
Equity and liabilities €332k
Equity
€228k ▲ 1.9%
Debt
€104k ▼ 62.5%
Debt's share of the balance-sheet total falls from 55.2% to 31.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2023 · €38k
Cash flow
€33k▼
2023 · €44k
Current ratio
5.48▲
2023 · 1.86
Debt to equity
0.45▼
2023 · 1.23
ROE
1.9%▼
2023 · 9.0%
ROA
1.3%▼
2023 · 4.0%
Interest coverage
2.65▼
2023 · 9.94
Debt ≤ 1 year
€48k▼
2023 · €237k
Debt > 1 year
€55k▲
2023 · €39k
Income taxes
€3k▲
2023 · €-241
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €27k | €31k | €23k | €29k | ▲ 22.9% |
| Other operating charges640/8 | - | €212 | €3k | €2k | €437 | ▼ 74.4% |
| Gross operating margin9900 | €120k | €18k | €48k | €40k | €44k | ▲ 8.5% |
| Operating profit (loss)9901 | €94k | €-9k | €14k | €15k | €14k | ▼ 4.4% |
| Financial income75/76B | - | €10k | €7k | €9k | €9k | ▲ 5.9% |
| Recurring financial income75 | €12k | €10k | €7k | €9k | €9k | ▲ 5.9% |
| Financial charges65/66B | - | €7k | €2k | €4k | €16k | ▲ 320% |
| Recurring financial charges65 | €16k | €7k | €2k | €4k | €16k | ▲ 320% |
| Profit (loss) for the period before taxes9903 | €90k | €-6k | €19k | €20k | €7k | ▼ 62.5% |
| Income taxes67/77 | €12k | €7k | €4k | €-241 | €3k | ▲ 1,450% |
| Profit (loss) for the period9904 | €78k | €-13k | €15k | €20k | €4k | ▼ 79.0% |
| Profit (loss) for the period to be appropriated9905 | €78k | €-13k | €15k | €20k | €4k | ▼ 79.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €289k | €421k | €407k | €500k | €332k | ▼ 33.7% |
| Fixed assets21/28 | €66k | €50k | €37k | €58k | €68k | ▲ 16.4% |
| Tangible fixed assets22/27 | €66k | €50k | €36k | €57k | €67k | ▲ 16.7% |
| Plant, machinery and equipment23 | - | €5k | €4k | €3k | €1k | ▼ 53.2% |
| Furniture and vehicles24 | - | €10k | €21k | €48k | €65k | ▲ 36.1% |
| Leasing and similar rights25 | - | €36k | €12k | €6k | - | - |
| Financial fixed assets28 | - | - | €980 | €980 | €980 | = |
| Current assets29/58 | €223k | €370k | €370k | €442k | €264k | ▼ 40.2% |
| Stocks and contracts in progress3 | - | - | - | €14k | - | - |
| Contracts in progress37 | - | - | - | €14k | - | - |
| Amounts receivable within one year40/41 | €174k | €366k | €367k | €422k | €258k | ▼ 38.7% |
| Trade receivables40 | - | €198k | €210k | €263k | €94k | ▼ 64.3% |
| Other amounts receivable41 | - | €168k | €157k | €159k | €165k | ▲ 3.5% |
| Cash at bank and in hand54/58 | €8k | €2k | €3k | €6k | €6k | ▼ 2.0% |
| Deferred charges and accrued income490/1 | - | €2k | €124 | €1k | €590 | ▼ 59.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €289k | €421k | €407k | €500k | €332k | ▼ 33.7% |
| Equity10/15 | €202k | €189k | €204k | €224k | €228k | ▲ 1.9% |
| Contributions10/11 | - | €6k | €6k | €6k | €100 | ▼ 98.4% |
| Reserves13 | €2k | €2k | €2k | €22k | €32k | ▲ 46.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | - | - | €20k | €32k | ▲ 60.3% |
| Profit (loss) carried forward14 | €194k | €181k | €196k | €196k | €196k | = |
| Amounts payable17/49 | €87k | €231k | €203k | €276k | €104k | ▼ 62.5% |
| Amounts payable after more than one year17 | €47k | €26k | €9k | €39k | €55k | ▲ 42.4% |
| Financial debts170/4 | - | €26k | €9k | €39k | €55k | ▲ 42.4% |
| Amounts payable within one year42/48 | €40k | €206k | €194k | €237k | €48k | ▼ 79.7% |
| Current portion of amounts payable after more than one year42 | - | €23k | €19k | €16k | €22k | ▲ 36.5% |
| Trade debts44 | €3k | €126k | €173k | €196k | €24k | ▼ 87.7% |
| Suppliers440/4 | - | €126k | €173k | €196k | €23k | ▼ 88.0% |
| Bills of exchange payable441 | - | - | - | - | €660 | - |
| Advances received on contracts in progress46 | - | €44k | - | - | - | - |
| Taxes, remuneration and social security45 | - | €12k | - | - | €2k | - |
| Taxes450/3 | - | €12k | - | - | €2k | - |
| Other amounts payable47/48 | - | - | €891 | €25k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €78k | €-13k | €15k | €20k | €4k | ▼ 79.0% |
| + Depreciation and write-downs630 | €24k | €27k | €31k | €23k | €29k | ▲ 22.9% |
| Operating cash flow (approximation) | €103k | €14k | €46k | €44k | €33k | ▼ 24.5% |
| Investment in fixed assets (approximation) | - | €-11k | €-18k | €-44k | €-38k | ▲ 13.5% |
| Change in cash | - | €-5k | €566 | €3k | €-115 | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 158 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 5.48
Current ratio from 1.86 to 5.48; short-term debt falls from €237k to €48k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Equity above €200kEq €204k ▲7.7%
Equity rises from €189k to €204k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Highest result since 2018net €78k ▲300%
Operating result €94k, net result €78k, both a record.
31-12
Financial
Equity above €200kEq €202k ▲63.2%
3 profitable years in a row build equity to €202k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Show earlier events
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Ground area
1,063 m²
Building footprint
281 m²
Parcel 21818A0003/00Z073, Brussels. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Van & John
since 20132.220.029.595
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0003/00Z073 | Brussels | 1,063 m² | 1 · 281 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 5,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Contact
Phone
02/663 05 60Brussel
Scores and ratios are computed by Checked and are not a credit decision.