VAN & JOHN
ActiveSummary
The computed 12-month bankruptcy probability of VAN & JOHN is 1.8% (moderate). The 2024 annual accounts show equity of €228,400 and a net result of €4,246. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 75% of 36380 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability42▼-32
Solvency94▲+24
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.48 against 1.86 in 2023; short-term debt: 14.5% and cash: 1.7% of total assets), and 31.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-01-2026, 158 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
158 d late
2023
91 d late
2022
141 d late
2021
31 d late
2020
122 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 106 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€228,400▲ 1.9%
2023 · €224,154
Total assets
€332,042▼ 33.7%
2023 · €500,442
Net result
€4,246▼ 79.0%
2023 · €20,249
Working capital
€216,187▲ 5.5%
2023 · €204,986
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€93,656▲ 293%-€8,897€13,602€15,098▲ 11.0%€14,433▼ 4.4%
Net result€78,346▲ 300%-€13,084€14,588€20,249▲ 38.8%€4,246▼ 79.0%
Equity€202,400▲ 63.2%€189,316▼ 6.5%€203,905▲ 7.7%€224,154▲ 9.9%€228,400▲ 1.9%
Total assets€289,496▲ 46.5%€420,722▲ 45.3%€407,040▼ 3.3%€500,442▲ 22.9%€332,042▼ 33.7%
Debt€87,096▲ 18.4%€231,405▲ 166%€203,136▼ 12.2%€276,288▲ 36.0%€103,643▼ 62.5%
Working capital€182,757▲ 55.3%€164,606▼ 9.9%€176,133▲ 7.0%€204,986▲ 16.4%€216,187▲ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €332,042
Fixed assets
€67,599 ▲ 16.4%
Current assets
€264,443 ▼ 40.2%
Equity and liabilities €332,042
Equity
€228,400 ▲ 1.9%
Debt
€103,643 ▼ 62.5%
Debt's share of the balance-sheet total falls from 55.2% to 31.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43,091▲
2023 · €38,418
Cash flow
€32,903▼
2023 · €43,570
Current ratio
5.48▲
2023 · 1.86
Debt to equity
0.45▼
2023 · 1.23
ROE
1.9%▼
2023 · 9.0%
ROA
1.3%▼
2023 · 4.0%
Interest coverage
2.65▼
2023 · 9.94
Debt ≤ 1 year
€48,256▼
2023 · €237,397
Debt > 1 year
€55,386▲
2023 · €38,891
Income taxes
€3,253▲
2023 · -€241
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,315 | €26,967 | €31,154 | €23,320 | €28,658 | ▲ 22.9% |
| Other operating charges640/8 | - | €212 | €3,282 | €1,706 | €437 | ▼ 74.4% |
| Gross operating margin9900 | €120,025 | €18,282 | €48,038 | €40,124 | €43,528 | ▲ 8.5% |
| Operating profit (loss)9901 | €93,656 | -€8,897 | €13,602 | €15,098 | €14,433 | ▼ 4.4% |
| Financial income75/76B | - | €9,587 | €7,338 | €8,776 | €9,295 | ▲ 5.9% |
| Recurring financial income75 | €12,494 | €9,587 | €7,338 | €8,776 | €9,295 | ▲ 5.9% |
| Financial charges65/66B | - | €6,775 | €1,867 | €3,866 | €16,230 | ▲ 320% |
| Recurring financial charges65 | €16,185 | €6,775 | €1,867 | €3,866 | €16,230 | ▲ 320% |
| Profit (loss) for the period before taxes9903 | €89,964 | -€6,084 | €19,074 | €20,008 | €7,498 | ▼ 62.5% |
| Income taxes67/77 | €11,619 | €7,000 | €4,486 | -€241 | €3,253 | ▲ 1,450% |
| Profit (loss) for the period9904 | €78,346 | -€13,084 | €14,588 | €20,249 | €4,246 | ▼ 79.0% |
| Profit (loss) for the period to be appropriated9905 | €78,346 | -€13,084 | €14,588 | €20,249 | €4,246 | ▼ 79.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €289,496 | €420,722 | €407,040 | €500,442 | €332,042 | ▼ 33.7% |
| Fixed assets21/28 | €66,244 | €50,288 | €37,245 | €58,059 | €67,599 | ▲ 16.4% |
| Tangible fixed assets22/27 | €66,244 | €50,288 | €36,265 | €57,079 | €66,619 | ▲ 16.7% |
| Plant, machinery and equipment23 | - | €4,733 | €3,640 | €3,169 | €1,482 | ▼ 53.2% |
| Furniture and vehicles24 | - | €9,953 | €20,526 | €47,861 | €65,137 | ▲ 36.1% |
| Leasing and similar rights25 | - | €35,602 | €12,098 | €6,049 | - | - |
| Financial fixed assets28 | - | - | €980 | €980 | €980 | = |
| Current assets29/58 | €223,252 | €370,434 | €369,795 | €442,383 | €264,443 | ▼ 40.2% |
| Stocks and contracts in progress3 | - | - | - | €13,730 | - | - |
| Contracts in progress37 | - | - | - | €13,730 | - | - |
| Amounts receivable within one year40/41 | €174,415 | €365,760 | €366,886 | €421,524 | €258,286 | ▼ 38.7% |
| Trade receivables40 | - | €197,690 | €209,684 | €262,532 | €93,699 | ▼ 64.3% |
| Other amounts receivable41 | - | €168,069 | €157,202 | €158,992 | €164,587 | ▲ 3.5% |
| Cash at bank and in hand54/58 | €7,603 | €2,219 | €2,785 | €5,681 | €5,567 | ▼ 2.0% |
| Deferred charges and accrued income490/1 | - | €2,455 | €124 | €1,447 | €590 | ▼ 59.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €289,496 | €420,722 | €407,040 | €500,442 | €332,042 | ▼ 33.7% |
| Equity10/15 | €202,400 | €189,316 | €203,905 | €224,154 | €228,400 | ▲ 1.9% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €100 | ▼ 98.4% |
| Reserves13 | €1,860 | €1,860 | €1,860 | €22,105 | €32,450 | ▲ 46.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | - | - | - | €20,245 | €32,450 | ▲ 60.3% |
| Profit (loss) carried forward14 | €194,340 | €181,256 | €195,845 | €195,849 | €195,850 | = |
| Amounts payable17/49 | €87,096 | €231,405 | €203,136 | €276,288 | €103,643 | ▼ 62.5% |
| Amounts payable after more than one year17 | €46,566 | €25,578 | €9,474 | €38,891 | €55,386 | ▲ 42.4% |
| Financial debts170/4 | - | €25,578 | €9,474 | €38,891 | €55,386 | ▲ 42.4% |
| Amounts payable within one year42/48 | €40,495 | €205,827 | €193,662 | €237,397 | €48,256 | ▼ 79.7% |
| Current portion of amounts payable after more than one year42 | - | €23,329 | €19,400 | €16,354 | €22,316 | ▲ 36.5% |
| Trade debts44 | €3,110 | €125,968 | €173,372 | €196,043 | €24,134 | ▼ 87.7% |
| Suppliers440/4 | - | €125,968 | €173,372 | €196,043 | €23,474 | ▼ 88.0% |
| Bills of exchange payable441 | - | - | - | - | €660 | - |
| Advances received on contracts in progress46 | - | €44,355 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €12,175 | - | - | €1,806 | - |
| Taxes450/3 | - | €12,175 | - | - | €1,806 | - |
| Other amounts payable47/48 | - | - | €891 | €25,000 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €78,346 | -€13,084 | €14,588 | €20,249 | €4,246 | ▼ 79.0% |
| + Depreciation and write-downs630 | €24,315 | €26,967 | €31,154 | €23,320 | €28,658 | ▲ 22.9% |
| Operating cash flow (approximation) | €102,661 | €13,883 | €45,742 | €43,570 | €32,903 | ▼ 24.5% |
| Investment in fixed assets (approximation) | - | -€11,010 | -€18,111 | -€44,134 | -€38,198 | ▲ 13.5% |
| Change in cash | - | -€5,384 | €566 | €2,896 | -€115 | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 158 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 5.48
Current ratio from 1.86 to 5.48; short-term debt falls from €237,397 to €48,256.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
2022
31-12
Financial
Back to profitnet €14,588
Net result €14,588 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €203,905 ▲7.7%
Equity rises from €189,316 to €203,905.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet -€13,084
Net result drops to -€13,084, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Highest result since 2018net €78,346 ▲300%
Operating result €93,656, net result €78,346, both a record.
31-12
Financial
Equity above €200,000Eq €202,400 ▲63.2%
3 profitable years in a row build equity to €202,400.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Show earlier events
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Ground area
1,063 m²
Building footprint
281 m²
Parcel 21818A0003/00Z073, Brussels. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Van & John
since 20132.220.029.595
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0003/00Z073 | Brussels | 1,063 m² | 1 · 281 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 5,692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Contact
Phone
02/663 05 60Brussel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0535894910
Also
9925:BE0535894910
Registered
30-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.