VAN HOYDONCK
ActiveVAN HOYDONCK has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €6k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 70% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.83 against 3.96 in 2024; short-term debt: 19.4% and cash: 83% of total assets), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
34 d early
2023
39 d early
2022
31 d early
2021
40 d early
2020
46 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 5.0%
2024 · €121k
2018: €50k
2019: €43k
2020: €84k
2021: €115k
2022: €124k
2023: €106k
2024: €121k
2018 → 2025
Total assets
€158k▼ 1.9%
2024 · €161k
2018: €64k
2019: €62k
2020: €105k
2021: €194k
2022: €194k
2023: €164k
2024: €161k
2018 → 2025
Net result
€6k▼ 59.7%
2024 · €15k
2018: €-8k
2019: €-7k
2020: €41k
2021: €31k
2022: €9k
2023: €-849
2024: €15k
2018 → 2025
Working capital
€117k▲ 14.6%
2024 · €102k
2018: €48k
2019: €41k
2020: €84k
2021: €87k
2022: €98k
2023: €85k
2024: €102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€124k▲ 7.8%€106k▼ 14.6%€121k▲ 14.1%€127k▲ 5.0%
Operating result€44k-€14k▼ 67.3%€945▼ 93.4%€23k▲ 2,298%€10k▼ 54.2%
Net result€31k-€9k▼ 70.9%€-849€15k€6k▼ 59.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€10k▼ 58.5%
Current assets
€148k▲ 8.0%
Equity and liabilities €158k
Equity
€127k▲ 5.0%
Debt
€31k▼ 22.9%
The debt ratio falls from 24.7% to 19.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €39k
Cash flow
€23k▼
2024 · €31k
Solvency
80.6%▲
2024 · 75.3%
Current ratio
4.83▲
2024 · 3.96
Quick ratio
4.83▲
2024 · 3.96
Debt / equity
0.24▼
2024 · 0.33
ROE
4.7%▼
2024 · 12.4%
ROA
3.8%▼
2024 · 9.3%
Interest coverage
63.44▼
2024 · 72.39
Debt
€31k▼
2024 · €40k
Debt ≤ 1 year
€31k▼
2024 · €35k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€161k€158k▼
Fixed assets21/28€24k€10k▼
Tangible fixed assets22/27€24k€10k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€21k€6k▼
Current assets29/58€137k€148k▲
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€12k€13k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€120k€131k▲
Deferred charges and accrued income490/1€582€630▲
Equity and liabilities
Total equity and liabilities10/49€161k€158k▼
Equity10/15€121k€127k▲
Contributions10/11€19k€19k=
Reserves13€95k€100k▲
Distributable reserves133€95k€100k▲
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€40k€31k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€35k€31k▼
Current portion of amounts payable after more than one year42€10k€5k▼
Trade debts44€67€273▲
Suppliers440/4€67€273▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€17k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€455€4k▲
Gross operating margin9900€39k€31k▼
Operating profit (loss)9901€23k€10k▼
Financial income75/76B€0€172▲
Recurring financial income75€0€172▲
Financial charges65/66B€537€427▼
Recurring financial charges65€537€427▼
Profit (loss) for the period before taxes9903€22k€10k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€15k€6k▼
Profit (loss) for the period to be appropriated9905€15k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€14k▼
Profit (loss) brought forward from the previous period14P€8k€8k▲
Transfer from equity791/2€0-
Transfer to equity691/2€15k€6k▼
To other reserves6921€15k€6k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €115k ▲36.9%
2 profitable years in a row build equity to €115k.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €41k
Net result €41k after 2 loss-making years.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fredericusstraat 642640 MortselGround area
207 m²
Building footprint
77 m²
Volume, LiDAR
512 m³
Parcel 11513C0422/00Z006, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fredericusstraat 64, 2640 Mortsel
since 20082.201.655.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0422/00Z006 | Flanders | 207 m² | 1 · 77 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KIES MAAR
BE 1002.259.923
Genk · Eq €127k
DENTALA
BE 0676.382.681
Sint-Lambrechts-Woluwe · Eq €127k
Tandarts Nicolas Derie
BE 0788.858.438
Gent · Eq €127k
Dental Flo
BE 0771.567.001
Namur · Eq €127k
Praktijk 318
BE 0675.566.297
Leuven · Eq €128k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2008
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.