VAN HOVEN
ActiveVAN HOVEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 11009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▲+16
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.75 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.4%
Return on assets
-27.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
61 d late
2023
on the day
2022
78 d late
2021
61 d late
2020
58 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-3k
2024 · €15k
2018: €25k
2019: €14k
2020: €11k
2021: €4k
2022: €-20k
2023: €-42k
2024: €15k
2018 → 2025
Total assets
€64k▼ 29.9%
2024 · €92k
2018: €70k
2019: €57k
2020: €44k
2021: €45k
2022: €58k
2023: €61k
2024: €92k
2018 → 2025
Net result
€-18k
2024 · €57k
2018: €7k
2019: €-10k
2020: €-3k
2021: €-7k
2022: €-24k
2023: €-22k
2024: €57k
2018 → 2025
Working capital
€-18k▼ 70.3%
2024 · €-11k
2018: €17k
2019: €9k
2020: €9k
2021: €3k
2022: €-28k
2023: €-15k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-20k€-42k▼ 111%€15k€-3k
Operating result€-7k-€-20k▼ 190%€-21k▼ 6.3%€62k€-17k
Net result€-7k-€-24k▼ 240%€-22k▲ 7.2%€57k€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €62k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€47k▼ 21.0%
Current assets
€18k▼ 45.9%
Key figures and ratios
EBITDA
€-4k▼
2024 · €70k
Cash flow
€-5k▼
2024 · €64k
Solvency
-4.4%▼
2024 · 16.4%
Current ratio
0.49▼
2024 · 0.75
Quick ratio
0.49▼
2024 · 0.75
Debt / equity
-23.52▼
2024 · 5.11
ROE
625.9%▲
2024 · 378.2%
ROA
-27.8%▼
2024 · 61.9%
Interest coverage
-9.97▼
2024 · 107.20
Debt
€67k▼
2024 · €77k
Debt ≤ 1 year
€36k▼
2024 · €43k
Debt > 1 year
€31k▼
2024 · €33k
Income taxes
€536▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€64k▼
Fixed assets21/28€59k€47k▼
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€59k€47k▼
Land and buildings22€446€334▼
Plant, machinery and equipment23€21k€18k▼
Furniture and vehicles24€37k€29k▼
Current assets29/58€33k€18k▼
Amounts receivable within one year40/41€15k€6k▼
Trade receivables40€13k€5k▼
Other amounts receivable41€2k€924▼
Cash at bank and in hand54/58€17k€10k▼
Deferred charges and accrued income490/1€54€1k▲
Equity and liabilities
Total equity and liabilities10/49€92k€64k▼
Equity10/15€15k€-3k▼
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-9k€-27k▼
Amounts payable17/49€77k€67k▼
Amounts payable after more than one year17€33k€31k▼
Other amounts payable178/9€33k€31k▼
Amounts payable within one year42/48€43k€36k▼
Current portion of amounts payable after more than one year42-€2k
Financial debts43€2k€0▼
Other loans439€2k€0▼
Trade debts44€17k€14k▼
Suppliers440/4€17k€14k▼
Advances received on contracts in progress46€11k€2k▼
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€5k€10k▲
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€3k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€73k€3k▼
Operating profit (loss)9901€62k€-17k▼
Financial income75/76B€44€0▼
Recurring financial income75€44€0▼
Financial charges65/66B€652€364▼
Recurring financial charges65€652€364▼
Profit (loss) for the period before taxes9903€62k€-17k▼
Income taxes67/77€5k€536▼
Profit (loss) for the period9904€57k€-18k▼
Profit (loss) for the period to be appropriated9905€57k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-27k▼
Profit (loss) brought forward from the previous period14P€-66k€-9k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €57k
Net result €57k after 5 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 78 days late
2022
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2007
Ground area
2,654 m²
Building footprint
235 m²
Volume, LiDAR
1,428 m³
Parcel 73042B0635/00R000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN HOVEN
since 20072.167.013.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042B0635/00R000 | Flanders | 2,654 m² | 1 · 235 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,139 companies in sector 46130 we hold annual accounts for 645. 347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2007
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
45112
46180Agents specialised in the wholesale of other particular products
55204Guest rooms (bed and breakfast)
55209Other holiday and short-stay accommodation
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.