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VAN HOVE

Active
Private limited companyfounded 20196 yrs activeRue de la Fontaine(G-R) 1/B000, 7530 Tournai, BelgiumKBO/BCE: BE 0739.766.342
Summary

VAN HOVE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312,918 and a net result of €180,946. Equity is growing by ~82.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 2157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
VAN HOVEActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Freight transport by road
NACE 49410Non-scheduled passenger transport by road NACE 49320Land transport and transport via pipelines NACE 49390
1 site
Size
€1.8mtotal assets 2025
Staff
10.8 FTE
Equity
€312,918
Profit
€180,946
Net result +124%: other schema
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts filed 30 d late0 of 1 deed read
Why 67- Sector Land transport and transport via pipelines (NACE 49)- Founded in 2019- Equity €312,918 (17.4% of total assets)+ Figures for FY 2025 (filed 30-08-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 65% of its sector peers (NACE 49, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 42+9
equity 17.4% of total assets
Liquidity 51+6
short-term debt 42.4% · cash 17.2%
Profitability 81+7
return on assets 10.1%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,180 companies)
Last 24 months 11-2024: 1.0%lowest value 12-2024: 1.0%● 0.0% vs 11-2024lowest value 01-2025: 1.0%● 0.0% vs 12-2024lowest value 02-2025: 1.0%▲ +1.5% vs 01-2025 03-2025: 1.0%▲ +3.0% vs 02-2025 04-2025: 1.0%▲ +0.5% vs 03-2025 05-2025: 1.1%▲ +8.1% vs 04-2025 06-2025: 1.3%▲ +19.2% vs 05-2025 07-2025: 1.5%▲ +11.6% vs 06-2025 08-2025: 1.8%▲ +23.8% vs 07-2025 09-2025: 2.0%▲ +8.9% vs 08-2025 10-2025: 1.7%▼ -13.3% vs 09-2025 11-2025: 1.7%▲ +0.5% vs 10-2025 12-2025: 1.8%▲ +2.4% vs 11-2025 01-2026: 1.8%● 0.0% vs 12-2025 02-2026: 1.8%▲ +3.0% vs 01-2026 03-2026: 1.5%▼ -15.7% vs 02-2026 04-2026: 1.6%▲ +5.9% vs 03-2026 05-2026: 1.6%▼ -2.1% vs 04-2026 06-2026: 1.6%▼ -1.7% vs 05-2026 07-2026: 1.9%▲ +17.4% vs 06-2026 08-2026: 2.5%▲ +35.6% vs 07-2026highest value 09-2026: 1.1%▼ -54.4% vs 08-2026 10-2026: 1.1%● 0.0% vs 09-2026
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Founded in 2019 raises the probability for this profile
  • Figures for FY 2025 (filed 30-08-2026) lowers the probability
  • Equity €312,918 (17.4% of total assets) raises the probability
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.68 in 2024; short-term debt: 42.4% and cash: 17.2% of total assets), and 82.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, small). Better than this share of them on solvency 21%, liquidity 62%, profitability 80%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 30-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €312,918 (17.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2157 sector peers (2025).
NBB · sector comparison
Position among 2157 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
11 d late
2020
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2020net €180,946 ▲124%
  3. Equity above €200,000Eq €312,918 ▲118%

Key points

  • Positive: Result rose in 2025different schema filed ▲ 124% View
  • Positive: Among the best 15% on net resultsector median €24,360 · 2,153 companies €180,946 View
  • Positive: 5 profitable years in a rowprofit 2025: €180,946 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.8m
Profit
€180,946
Solvency
17.4%
Total assets▼ 3.0%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 30-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2020
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
18-12-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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