Van Houtte Mathias
ActiveVan Houtte Mathias has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €12k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-6
Solvency93▲+12
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 2.25 in 2024; short-term debt: 26.3% and cash: 47.8% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
17.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 34.9%
2024 · €33k
2023: €20k
2024: €33k
2023 → 2025
Total assets
€66k▲ 11.6%
2024 · €59k
2023: €54k
2024: €59k
2023 → 2025
Net result
€12k▼ 13.9%
2024 · €13k
2023: €7k
2024: €13k
2023 → 2025
Working capital
€42k▲ 50.2%
2024 · €28k
2023: €10k
2024: €28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€33k▲ 68.3%€45k▲ 34.9%
Operating result€16k-€25k▲ 54.5%€22k▼ 12.7%
Net result€7k-€13k▲ 103%€12k▼ 13.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€6k▼ 24.6%
Current assets
€60k▲ 17.6%
Equity and liabilities €66k
Equity
€45k▲ 34.9%
Debt
€21k▼ 18.0%
The debt ratio falls from 44.0% to 32.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €30k
Cash flow
€16k▼
2024 · €19k
Solvency
67.7%▲
2024 · 56.0%
Current ratio
3.44▲
2024 · 2.25
Quick ratio
3.44▲
2024 · 2.25
Debt / equity
0.48▼
2024 · 0.79
ROE
25.9%▼
2024 · 40.6%
ROA
17.5%▼
2024 · 22.7%
Interest coverage
8.84▲
2024 · 7.32
Debt
€21k▼
2024 · €26k
Debt ≤ 1 year
€17k▼
2024 · €23k
Income taxes
€7k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€66k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€51k€60k▲
Amounts receivable within one year40/41€18k€12k▼
Trade receivables40€17k€11k▼
Other amounts receivable41€561€479▼
Cash at bank and in hand54/58€16k€32k▲
Deferred charges and accrued income490/1€16k€17k▲
Equity and liabilities
Total equity and liabilities10/49€59k€66k▲
Equity10/15€33k€45k▲
Contributions10/11€2k€2k=
Reserves13€31k€43k▲
Distributable reserves133€31k€43k▲
Amounts payable17/49€26k€21k▼
Amounts payable within one year42/48€23k€17k▼
Trade debts44€4k€207▼
Suppliers440/4€4k€207▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€7k€7k▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€870-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€32k€27k▼
Operating profit (loss)9901€25k€22k▼
Financial income75/76B€10€18▲
Recurring financial income75€10€18▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€21k€19k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€13k€12k▼
Profit (loss) for the period to be appropriated9905€13k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€12k▼
Transfer to equity691/2€13k€12k▼
To other reserves6921€13k€12k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2023net €13k ▲103%
Operating result €25k, net result €13k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanunnikenstraat 449700 OudenaardeGround area
629 m²
Building footprint
108 m²
Volume, LiDAR
821 m³
Parcel 45502A0869/00D002, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Van Houtte Mathias
since 20202.307.939.311
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502A0869/00D002 | Flanders | 629 m² | 1 · 108 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DRIES VANMEERT
BE 1006.342.732
Heist-op-den-Berg · Eq €45k
XECUTE
BE 0717.841.174
Frasnes-lez-Anvaing · Eq €45k
Lawrenza
BE 0747.683.918
Ath · Eq €45k
MYMEDJOB
BE 1011.960.220
Chaudfontaine · Eq €45k
VIRTUESOFT TECHSOLUTIONS
BE 1009.040.223
Kortenberg · Eq €45k
Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,743 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2020
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.