VAN HOLME
ActiveVAN HOLME has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.56M and a net result of €387k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 2.52 in 2024), and 27% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73%
Return on assets
11%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
9 d early
2023
8 d early
2022
6 d early
2021
32 d early
2020
32 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.56M▲ 17.0%
2024 · €2.19M
2019: €829k
2020: €1.16M
2021: €1.29M
2022: €1.51M
2023: €1.83M
2024: €2.19M
2019 → 2025
Total assets
€3.51M▲ 13.0%
2024 · €3.11M
2019: €1.86M
2020: €2.06M
2021: €1.76M
2022: €2.09M
2023: €2.99M
2024: €3.11M
2019 → 2025
Net result
€387k▼ 23.0%
2024 · €502k
2019: €179k
2020: €332k
2021: €328k
2022: €233k
2023: €620k
2024: €502k
2019 → 2025
Working capital
€1.23M▲ 38.8%
2024 · €884k
2019: €501k
2020: €785k
2021: €585k
2022: €721k
2023: €816k
2024: €884k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.29M-€1.51M▲ 17.4%€1.83M▲ 20.7%€2.19M▲ 19.7%€2.56M▲ 17.0%
Operating result€474k-€345k▼ 27.2%€846k▲ 145%€739k▼ 12.6%€579k▼ 21.7%
Net result€328k-€233k▼ 29.1%€620k▲ 166%€502k▼ 19.0%€387k▼ 23.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.51M
Fixed assets
€1.87M▲ 14.2%
Current assets
€1.63M▲ 11.5%
Equity and liabilities €3.51M
Equity
€2.56M▲ 17.0%
Debt
€949k▲ 3.4%
The debt ratio falls from 29.6% to 27.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€927k▼
2024 · €1.03M
Cash flow
€734k▼
2024 · €794k
Solvency
73.0%▲
2024 · 70.4%
Current ratio
4.01▲
2024 · 2.52
Quick ratio
3.31▲
2024 · 1.82
Debt / equity
0.37▼
2024 · 0.42
ROE
15.1%▼
2024 · 23.0%
ROA
11.0%▼
2024 · 16.2%
Interest coverage
47.15▲
2024 · 39.61
Debt
€949k▲
2024 · €918k
Debt ≤ 1 year
€407k▼
2024 · €581k
Debt > 1 year
€540k▲
2024 · €331k
Income taxes
€174k▼
2024 · €224k
Staff costs
€536k▲
2024 · €485k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.11M€3.51M▲
Fixed assets21/28€1.64M€1.87M▲
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€1.63M€1.87M▲
Land and buildings22€538k€1.09M▲
Plant, machinery and equipment23€166k€99k▼
Furniture and vehicles24€394k€310k▼
Leasing and similar rights25€436k€374k▼
Assets under construction and advance payments27€100k-
Financial fixed assets28€3k€3k=
Current assets29/58€1.46M€1.63M▲
Stocks and contracts in progress3€405k€287k▼
Stocks30/36€315k€287k▼
Contracts in progress37€90k-
Amounts receivable within one year40/41€707k€407k▼
Trade receivables40€636k€385k▼
Other amounts receivable41€72k€21k▼
Cash at bank and in hand54/58€317k€916k▲
Deferred charges and accrued income490/1€35k€24k▼
Equity and liabilities
Total equity and liabilities10/49€3.11M€3.51M▲
Equity10/15€2.19M€2.56M▲
Contributions10/11€40k€40k=
Reserves13€2.15M€2.52M▲
Distributable reserves133€2.15M€2.52M▲
Amounts payable17/49€918k€949k▲
Amounts payable after more than one year17€331k€540k▲
Financial debts170/4€331k€540k▲
Amounts payable within one year42/48€581k€407k▼
Current portion of amounts payable after more than one year42€99k€164k▲
Trade debts44€232k€132k▼
Suppliers440/4€232k€132k▼
Taxes, remuneration and social security45€25k€60k▲
Taxes450/3€532€24k▲
Remuneration and social security454/9€24k€36k▲
Other amounts payable47/48€226k€51k▼
Accrued charges and deferred income492/3€6k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€119k-
Remuneration, social security and pensions62€485k€536k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€292k€348k▲
Other operating charges640/8€21k€71k▲
Gross operating margin9900€1.54M€1.53M▼
Operating profit (loss)9901€739k€579k▼
Financial income75/76B€13k€1k▼
Recurring financial income75€13k€1k▼
Financial charges65/66B€26k€20k▼
Recurring financial charges65€26k€20k▼
Profit (loss) for the period before taxes9903€726k€561k▼
Income taxes67/77€224k€174k▼
Profit (loss) for the period9904€502k€387k▼
Profit (loss) for the period to be appropriated9905€502k€387k▼
Appropriation of the result
Profit (loss) to be appropriated9906€502k€387k▼
Transfer from equity791/2€117k-
Transfer to equity691/2€478k€372k▼
To other reserves6921€478k€372k▼
Profit to be distributed694/7€142k€15k▼
Return on contributions (dividend)694€117k€2k▼
Employees696€25k€13k▼
Social balance
Average headcount (FTE)90876.87.0▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Equity above €2MEq €2.19M ▲19.7%
6 profitable years in a row build equity to €2.19M.
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €620k ▲166%
Operating result €846k, net result €620k, both a record.
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.16M ▲39.5%
2 profitable years in a row build equity to €1.16M.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
16-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
SAMYN Emely
CurrentDirector · since 28-12-2023
VAN HOLME Bram
CurrentDirector · since 28-12-2023
28-12-2023
SAMYN Emely: Appointed as Director
28-12-2023
VAN HOLME Bram: Appointed as Director
Location & real-estate footprint
Registered office, Lo-Reninge · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostvleterenstraat(Ren) 18647 Lo-ReningeGround area
2,386 m²
Building footprint
1,221 m²
Volume, LiDAR
3,980 m³
Parcel 32021E0267/00D003, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Van Holme
since 20112.197.481.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32021E0267/00D003 | Flanders | 2,386 m² | 1 · 1,221 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 837 EUR awarded · 179 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 480 EUR | 0 EUR |
| 2022 | 1 | 357 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesVAN HOLME BV#10308
VAN HOLME BV38590
Similar companies · same sector, comparable size
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Handelsonderneming Bertels
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2KL
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ALBO.PRODUCT
BE 0534.721.903
Herstal · Eq €2.58M
Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 2,348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2011
Fiscal year end31-03
Activities, NACEBEL
43320Joinery installation
16110Sawmilling and planing of wood
16230Manufacture of other builders' carpentry and joinery
43230Insulation installation
43291Specialised construction activities
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.