VAN HERCK
ActiveVAN HERCK has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374k and a net result of €41k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+7
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 22.18 in 2024), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
8.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
58 d early
2023
23 d early
2022
39 d early
2021
23 d early
2020
47 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€374k▼ 27.1%
2024 · €513k
2018: €80k
2019: €146k
2020: €229k
2021: €329k
2022: €364k
2023: €513k
2024: €513k
2018 → 2025
Total assets
€504k▼ 6.1%
2024 · €537k
2018: €123k
2019: €204k
2020: €284k
2021: €368k
2022: €555k
2023: €600k
2024: €537k
2018 → 2025
Net result
€41k▼ 16.2%
2024 · €49k
2018: €49k
2019: €68k
2020: €72k
2021: €101k
2022: €185k
2023: €179k
2024: €49k
2018 → 2025
Working capital
€368k▼ 27.7%
2024 · €508k
2018: €80k
2019: €140k
2020: €223k
2021: €318k
2022: €355k
2023: €527k
2024: €508k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€329k-€364k▲ 10.8%€513k▲ 40.9%€513k=€374k▼ 27.1%
Operating result€133k-€246k▲ 85.5%€235k▼ 4.7%€64k▼ 72.8%€52k▼ 19.2%
Net result€101k-€185k▲ 83.8%€179k▼ 3.3%€49k▼ 72.7%€41k▼ 16.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 19% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €504k
Fixed assets
€6k▲ 37.5%
Current assets
€498k▼ 6.5%
Equity and liabilities €504k
Equity
€374k▼ 27.1%
Debt
€130k▲ 442%
The debt ratio rises from 4.5% to 25.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€55k▼
2024 · €67k
Cash flow
€44k▼
2024 · €52k
Solvency
74.2%▼
2024 · 95.5%
Current ratio
3.82▼
2024 · 22.18
Quick ratio
3.82▼
2024 · 22.18
Debt / equity
0.35▲
2024 · 0.05
ROE
11.0%▲
2024 · 9.6%
ROA
8.2%▼
2024 · 9.1%
Interest coverage
35.53▼
2024 · 6663012.00
Debt
€130k▲
2024 · €24k
Debt ≤ 1 year
€130k▲
2024 · €24k
Income taxes
€11k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€537k€504k▼
Fixed assets21/28€4k€6k▲
Tangible fixed assets22/27€4k€6k▲
Furniture and vehicles24€4k€6k▲
Current assets29/58€532k€498k▼
Amounts receivable within one year40/41€308k€2k▼
Trade receivables40€303k€410▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€199k€482k▲
Deferred charges and accrued income490/1€25k€14k▼
Equity and liabilities
Total equity and liabilities10/49€537k€504k▼
Equity10/15€513k€374k▼
Contributions10/11€19k€19k=
Reserves13€494k€355k▼
Tax-exempt reserves132€74k€74k=
Distributable reserves133€420k€281k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€24k€130k▲
Amounts payable within one year42/48€24k€130k▲
Trade debts44€4k€0▼
Suppliers440/4€4k€0▼
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€7k€121k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€451€465▲
Gross operating margin9900€67k€55k▼
Operating profit (loss)9901€64k€52k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€0€2k▲
Recurring financial charges65€0€2k▲
Profit (loss) for the period before taxes9903€64k€52k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€49k€41k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€49k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€41k▼
Transfer from equity791/2-€139k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€49k€180k▲
Return on contributions (dividend)694€49k€180k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €41k ▼16.2%
Net result drops to €41k, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 22.18
Current ratio from 8.54 to 22.18; short-term debt falls from €70k to €24k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 8.54
Current ratio from 2.86 to 8.54; short-term debt falls from €191k to €70k.
31-12
Financial
Equity above €500kEq €513k ▲40.9%
6 profitable years in a row build equity to €513k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €185k ▲83.8%
Operating result €246k, net result €185k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €229k ▲56.5%
3 profitable years in a row build equity to €229k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €146k ▲83.1%
2 profitable years in a row build equity to €146k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tessenderloseweg 463290 DiestGround area
1,878 m²
Building footprint
261 m²
Volume, LiDAR
1,914 m³
Parcel 24019A0248/00B002, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VAN HERCK
since 20142.233.998.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24019A0248/00B002 | Flanders | 1,878 m² | 1 · 261 m² | 15.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 7,455 EUR awarded · 7,455 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,970 EUR | 2,970 EUR |
| 2023 | 1 | 4,485 EUR | 4,485 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Fingry
BE 0808.487.476
Koksijde · Eq €373k
BA3RD
BE 0801.655.510
Koksijde · Eq €373k
BSW-72
BE 0748.503.270
Pont-à-Celles · Eq €375k
GDC CONSULTANCY
BE 0546.726.741
Zottegem · Eq €375k
RION
BE 0802.094.384
Dentergem · Eq €372k
Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 2,266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2014
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.