VAN HECKE
ActiveVAN HECKE has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €436k and a net result of €34k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+11
Solvency88▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.49 in 2024; short-term debt: 18.1% and cash: 10.1% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
4.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
41 d early
2022
24 d early
2021
54 d early
2020
18 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€436k▲ 8.4%
2024 · €403k
2018: €306k
2019: €190k
2020: €226k
2021: €297k
2022: €347k
2023: €393k
2024: €403k
2018 → 2025
Total assets
€691k▼ 1.0%
2024 · €698k
2018: €683k
2019: €692k
2020: €534k
2021: €666k
2022: €636k
2023: €818k
2024: €698k
2018 → 2025
Net result
€34k▲ 241%
2024 · €10k
2018: €10k
2019: €28k
2020: €36k
2021: €71k
2022: €49k
2023: €46k
2024: €10k
2018 → 2025
Working capital
€145k▲ 0.5%
2024 · €144k
2018: €253k
2019: €124k
2020: €166k
2021: €222k
2022: €254k
2023: €189k
2024: €144k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€297k-€347k▲ 16.6%€393k▲ 13.2%€403k▲ 2.5%€436k▲ 8.4%
Operating result€115k-€78k▼ 32.2%€78k=€28k▼ 64.0%€53k▲ 88.2%
Net result€71k-€49k▼ 30.2%€46k▼ 7.2%€10k▼ 78.4%€34k▲ 241%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €691k
Fixed assets
€421k▼ 7.8%
Current assets
€270k▲ 12.0%
Equity and liabilities €691k
Equity
€436k▲ 8.4%
Debt
€255k▼ 13.7%
The debt ratio falls from 42.3% to 36.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▲
2024 · €72k
Cash flow
€78k▲
2024 · €53k
Solvency
63.1%▲
2024 · 57.7%
Current ratio
2.16▼
2024 · 2.49
Quick ratio
2.16▼
2024 · 2.49
Debt / equity
0.58▼
2024 · 0.73
ROE
7.7%▲
2024 · 2.5%
ROA
4.9%▲
2024 · 1.4%
Interest coverage
8.76▲
2024 · 5.22
Debt
€255k▼
2024 · €295k
Debt ≤ 1 year
€125k▲
2024 · €97k
Debt > 1 year
€130k▼
2024 · €197k
Income taxes
€13k▲
2024 · €5k
Staff costs
€153k▲
2024 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€698k€691k▼
Fixed assets21/28€457k€421k▼
Tangible fixed assets22/27€457k€421k▼
Land and buildings22€425k€409k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€24k€6k▼
Current assets29/58€241k€270k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€155k€191k▲
Trade receivables40€146k€126k▼
Other amounts receivable41€8k€65k▲
Cash at bank and in hand54/58€86k€70k▼
Deferred charges and accrued income490/1€0€9k▲
Equity and liabilities
Total equity and liabilities10/49€698k€691k▼
Equity10/15€403k€436k▲
Contributions10/11€19k€19k=
Reserves13€384k€418k▲
Distributable reserves133€384k€418k▲
Amounts payable17/49€295k€255k▼
Amounts payable after more than one year17€197k€130k▼
Financial debts170/4€197k€130k▼
Amounts payable within one year42/48€97k€125k▲
Current portion of amounts payable after more than one year42€70k€68k▼
Trade debts44€20k€51k▲
Suppliers440/4€20k€51k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€0€330▲
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€917€0▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€153k€153k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€45k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€228k€254k▲
Operating profit (loss)9901€28k€53k▲
Financial income75/76B€447€5k▲
Recurring financial income75€447€5k▲
Financial charges65/66B€14k€11k▼
Recurring financial charges65€14k€11k▼
Profit (loss) for the period before taxes9903€15k€47k▲
Income taxes67/77€5k€13k▲
Profit (loss) for the period9904€10k€34k▲
Profit (loss) for the period to be appropriated9905€10k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€34k▲
Transfer to equity691/2€10k€34k▲
To other reserves6921€10k€34k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼78.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €71k ▲97%
Operating result €115k, net result €71k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €226k ▲18.9%
3 profitable years in a row build equity to €226k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 2 establishment units since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostmolenstraat 2109880 AalterGround area
3,979 m²
Building footprint
454 m²
Volume, LiDAR
3,854 m³
2 parcels, Flanders · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Brugstraat 5, 9880 Aalter
since 19782.015.637.927
Oostmolenstraat 210, 9880 Aalter
since 20122.245.692.431
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503H0479/00X003 | Flanders | 2,528 m² | 1 · 222 m² | 15.8 m · 4 fl. |
| 44001B0395/00D000 | Flanders | 1,451 m² | 1 · 233 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,977 EUR awarded · 1,977 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,072 EUR | 1,072 EUR |
| 2022 | 2 | 905 EUR | 905 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
Elvebo Energietechniek
BE 0826.359.133
Wingene · Eq €436k
GEERT MERTENS SANITAIR, VERWARMING & VENTILATIE
BE 0466.241.386
Kapelle-op-den-Bos · Eq €437k
SW Bouw
BE 0553.907.315
Antwerpen · Eq €437k
VERGOTE
BE 0683.843.565
Kortrijk · Eq €435k
VAN LOOVEREN JOERI
BE 0696.787.919
Brecht · Eq €438k
Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-12-1978
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
45220
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.