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Van Havermaet Holding

Active
Private limited company· 3 yrs active
Diepenbekerweg 65 ·3500 Hasselt, Belgium
KBO/BCE: BE 0794.707.439
Watch Print / PDF
Belgian State Gazette acts: 0 of 4 read
Age3 yrs
Connections5
Real estate1 parcel · 1.0 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Van Havermaet Holding is 2.8% (moderate). The 2024 annual accounts show equity of €13k and a net result of €18k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-07-2025 6 d early 2025-00325940
31-12-2023 31-07-2024 25-07-2024 6 d early 2024-00297216

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€18k+97.6%
Working capital€-2.37M-83.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75k€100kOperating result 2023: €49k€49kNet result 2023: €9k€9kOperating result 2024: €92k€92kNet result 2024: €18k€18k20232024
Operating resultNet result
Net profit
€18k
+97.6% 23-24
Total assets
€11.58M
+1.0% 23-24
Equity
€13k
0.0% 23-24
Working capital
€-2.37M
-83.8% 23-24
Debt
€11.57M
+1.0% 23-24
Debt ≤ 1y
€2.56M
+87.9% 23-24
Debt > 1y
€8.97M
-10.9% 23-24
Current ratio
0.07
+39.8% 23-24
Show 5 other metrics
Quick ratio
0.07
+39.8% 23-24
Solvency
0.1%
-1.0% 23-24
Debt / equity
918.41
+1.0% 23-24
ROE
140.5%
+97.6% 23-24
ROA
0.2%
+95.6% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€18k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€11.58M
Equity€13k
Debt€11.57M
of which ≤ 1y€2.56M
of which > 1y€8.97M
Working capital€-2.37M
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.07
Quick ratio0.07
Working capital ratio-20.5%
Solvency0.1%
Debt / equity918.41
Long-term debt ratio712.29
Interest coverage-
Gross margin-
Net margin-
ROA0.2%
ROE140.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€11.58M
Fixed assets 21/28€11.40M
Financial fixed assets 28€11.40M
Current assets 29/58€184k
Amounts receivable within one year 40/41€106k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€11.58M
Equity 10/15€13k
Contributions / capital 10/11€13k
Amounts payable 17/49€11.57M
Amounts payable after one year 17€8.97M
Amounts payable within one year 42/48€2.56M
Income statement
Gross operating margin 9900€94k
Operating result 9901€92k
Financial income 75€123
Financial charges 65€75k
Result before taxes 9903€18k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
40 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

6 directors
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • DBT AccountingLegal entity
    Director· perm. rep.: Tom DE BLAUWE
    State Gazette act 25138364 (30-10-2025)
    Current
    01-08-2025 → present
  • BV Bea ConsultLegal entity
    Director· perm. rep.: Ashley BERGMANS
    State Gazette act 25050255 (16-04-2025)
    Current
    06-01-2025 → present
  • BV JOGECOLegal entity
    Director· perm. rep.: Joeri GEERINCK
    State Gazette act 25050255 (16-04-2025)
    Current
    06-01-2025 → present
  • BV LegalConLegal entity
    Director· perm. rep.: Peter VANDEPUT
    State Gazette act 24175174 (12-12-2024)
    Current
    01-01-2024 → present
  • BV Nathalie Bogaerts BedrijfsrevisorLegal entity
    Director· perm. rep.: Nathalie BOGAERTS
    State Gazette act 24175174 (12-12-2024)
    Current
    01-01-2024 → present
Former directors (1)
  • Bea ConsultLegal entity
    Director· perm. rep.: Ashley BERGMANS
    State Gazette act 25138364 (30-10-2025)
    Former
    - → 01-08-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Private limited company(610)
Incorporation13-12-2022
StatusActive
Postal code3500

Structure & network

Connections & network

5 connected companies
DBT Accounting, Sits on the board DADBT AccountingTER POORTEN I, Shared corporate director TPTER POORTEN IVAN HAVERMAET, Shared corporate director VHVAN HAVERMAETVAN HAVERMAET CORPORATE FINANCE, Shared corporate director VHVAN HAVERMAETCORPORAT…NANCEVAN HAVERMAET GROEP, Shared corporate director VHVAN HAVERMAETGROEPVan Havermaet Holding VanHaverma…ding0794.707.439
Group structureShared directors
Group structure
DBT Accounting
Sits on the board · 5 subsidiaries · 1 location
Control→
Network connections
TER POORTEN I
Shared corporate director
→
VAN HAVERMAET
Shared corporate director
→
VAN HAVERMAET CORPORATE FINANCE
Shared corporate director
→
VAN HAVERMAET GROEP
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party
Control over this companysits on this company's board1
DBT Accounting
5 subsidiaries · 1 location
controls
Van Havermaet HoldingBE 0794.707.439

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
23 companies at this address See who is registered here

Establishment units

1 location
Van Havermaet Holding
Diepenbekerweg 65, 3500 HasseltHoldings
since 20222.338.909.233
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.0 ha
Buildings1
Building footprint1,916 m²
Volume (LiDAR)14,389 m³
Tallest building22.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71328D0841/00D000 Flanders 1.0 ha 1 · 1,916 m² 22.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
All acts · 3 updated 9 months ago
2025
30-10-2025 1 director appointed, 1 resigning Director changes
  • Tom DE BLAUWE, Bestuurder
  • Ashley BERGMANS, Bestuurder
Summary: v3.2
16-04-2025 2 directors appointed Director changes
  • Joeri GEERINCK, Bestuurder
  • Ashley BERGMANS, Bestuurder
Summary: v3.2
2024
12-12-2024 2 directors appointed Director changes
  • Nathalie BOGAERTS, Bestuurder
  • Peter VANDEPUT, Bestuurder
Summary: v3.2

Analysis

Financial profile

5 of 5 axes measured
Health40Profitability100Solvency0Growth68Stability94
60 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 40
Profitability 100
Solvency 0
Growth 68
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL Van Havermaet Holding
Registered office
Diepenbekerweg 65
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.