Van Gramberen
ActiveSummary
The computed 12-month bankruptcy probability of Van Gramberen is 2.6% (moderate). The 2025 annual accounts show equity of €44k and a net result of €34k. Its solvency ranks better than 20% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability86
Solvency43
Growth-
Track record67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.68; short-term debt: 19.7% and cash: 16.7% of total assets), but 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€44k
Total assets
€243k
Net result
€34k
Working capital
€33k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €243k
Fixed assets
€162k
Current assets
€81k
Equity and liabilities €243k
Equity
€44k
Debt
€199k
Debt finances 82.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€56k
Cash flow
€42k
Current ratio
1.68
Quick ratio
1.35
Debt to equity
4.56
ROE
77.1%
ROA
13.9%
Interest coverage
35.56
Debt ≤ 1 year
€48k
Debt > 1 year
€151k
Income taxes
€13k
Staff costs
€16k
Filed annual accounts As filed with the NBB · 2025 · 47 lines
Balance sheet
Code2025
Assets
Total assets20/58€243k
Fixed assets21/28€162k
Tangible fixed assets22/27€161k
Plant, machinery and equipment23€18k
Furniture and vehicles24€136k
Leasing and similar rights25€7k
Financial fixed assets28€900
Current assets29/58€81k
Stocks and contracts in progress3€16k
Stocks30/36€16k
Amounts receivable within one year40/41€23k
Trade receivables40€6k
Other amounts receivable41€17k
Cash at bank and in hand54/58€40k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€243k
Equity10/15€44k
Contributions10/11€10k
Reserves13€34k
Distributable reserves133€34k
Amounts payable17/49€199k
Amounts payable after more than one year17€151k
Financial debts170/4€151k
Amounts payable within one year42/48€48k
Current portion of amounts payable after more than one year42€21k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€19k
Taxes450/3€15k
Remuneration and social security454/9€5k
Other amounts payable47/48€2k
Income statement
Code2025
Remuneration, social security and pensions62€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€953
Gross operating margin9900€73k
Operating profit (loss)9901€48k
Financial income75/76B€238
Recurring financial income75€238
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€46k
Income taxes67/77€13k
Profit (loss) for the period9904€34k
Profit (loss) for the period to be appropriated9905€34k
Appropriation of the result
Profit (loss) to be appropriated9906€34k
Transfer to equity691/2€34k
To other reserves6921€34k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Struikstraat 1093460 BekkevoortGround area
650 m²
Building footprint
177 m²
Volume, LiDAR
1,008 m³
Parcel 24002I0160/00N000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Gramberen
since 20242.357.894.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24002I0160/00N000 | Flanders | 650 m² | 1 · 177 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROOMERS
BE 0838.253.907
Sint-Truiden · Eq €43,614
IQ HOME SOLUTIONS
BE 0712.939.409
Moorslede · Eq €43,608
EWBT
BE 0597.612.842
Geel · Eq €43,606
Renovelta BV
BE 0792.212.856
Destelbergen · Eq €43,589
BT-Connect
BE 0758.837.730
Lokeren · Eq €43,580
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 8,430 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2024
Fiscal year end31-03
Activities, NACEBEL 2025
43211General electrical installation work
16230Manufacture of other builders' carpentry and joinery
43120Site preparation
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.