Debts
€182,782 80% of the balance sheet
Financial debts 74%Suppliers 10%Taxes and wages 5%Other 11%
Of this, €47,061 falls due within a year.
Van Gramberen
Lifetime
2 annual accounts with figures on one time axispeak €109,485 (2026)
€109,485▲ 50.4%
peak €33,626 (2025)
€2,563▼ 92.4%
peak €46,189 (2026)
€46,189▲ 5.9%
€182,782▼ 8.2%
Board1 name since 2024
1 directorVAN GRAMBEREN Jeroen
Documentsfilings and deeds
06-10-202625 days before the deadline
2026micro format
Gross margin from €72,800 to €109,485Result from €33,626 to €2,563
Key points
from the 2026 annual accountsStaff
1 employees on 31-03-2026
In 2026, 21 people joined and 21 left.
Position in the sector
20.2%
Lower solvency than 82% of companies in specialised construction. Sector median 48.9% · 1,083 companies.
Checked score
64
Healthy
Financially stronger than 43% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 1.9%
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 2.3%▲ +0.4 percentage points vs 06-2025
08-2025: 2.4%▲ +0.1 percentage points vs 07-2025
09-2025: 2.7%▲ +0.3 percentage points vs 08-2025highest value
10-2025: 2.7%● unchanged vs 09-2025highest value
11-2025: 1.2%▼ -1.5 percentage points vs 10-2025lowest value
12-2025: 1.3%▲ +0.1 percentage points vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%● unchanged vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €228,972
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 2.16, cash €38,574
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 22% of them on solvency, 63% on liquidity, 38% on profitability and 48% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as Van Gramberen has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Van Gramberen itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for Van Gramberen. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.16 (1.68 in 2025), above the usual 1.5. Short-term debt is 20.6% and cash 16.8% of total assets. However, 79.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1083 sector peers (2026).
NBB · sector comparisonPosition among 1083 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 06-10-2026, 25 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
25 days early
2025
23 days early
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007741908
Incorporation
Capital contribution of €10,000 · Contribution: VAN GRAMBEREN Jeroen · 100 new shares · published on 02-04-2024 · Gazette deed
First establishment
Struikstraat 109, Bekkevoort
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Van Gramberen Bekkevoort | €228,972 | €109,485 | 20.2% | - |
| WL-PROJECTS Diest | €237,108 | €109,921 | 57.4% | - |
| VG Technics Tienen | €273,613 | €96,239 | 46.7% | - |
| Stober Security Tienen | €213,577 | €137,466 | 53.8% | - |
| Hoorne 2.0 Pittem | €214,356 | €118,635 | 24.5% | - |
| Derutech Roeselare | €245,090 | €119,355 | 71.0% | - |
| AME TECHNICS Ganshoren | €242,980 | €126,460 | 58.6% | - |
These companies have the same main activity as Van Gramberen: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €214,000 and €274,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 28-03-2024Normal situation
- Activity
- General electrical installation workNACE 43211and 5 others
- Joint committee
- 149.01Electricians: installation and distribution · annual accounts 31-03-2026
- Establishment unit
- 2.357.894.5093460 Bekkevoort, since 28-03-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 07-03-2025
Annual accounts to 31-03-2026
- ≈ €330,000estimated
- €228,972▼ 5.7%
- Employeeson 31-03-2026
- 1=
- Filing
- Filed on 06-10-2026, 25 days before the end of the filing period
Insights on Van Gramberen
Van Gramberen has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €46,189 and a net result of €2,563.
Its solvency ranks better than 18% of 1,083 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 1.4% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Van Gramberen
- What is the company number of Van Gramberen?
- The company number of Van Gramberen is 1007.741.908. The VAT number is the same number with BE in front: BE 1007.741.908.
- Where is Van Gramberen based?
- The registered office is at Struikstraat 109, 3460 Bekkevoort.Company details
- What does Van Gramberen do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of Van Gramberen?
- Van Gramberen is a private limited company (BV).
- When was Van Gramberen founded?
- Van Gramberen was founded on 28-03-2024.
- Is Van Gramberen still active?
- Yes, Van Gramberen is an active enterprise in the KBO register.
- How many employees does Van Gramberen have?
- Van Gramberen had an average of 1.1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does Van Gramberen fall under?
- In its 31-03-2026 annual accounts, Van Gramberen states joint committee 149.01 (Electricians: installation and distribution).
- What is the turnover of Van Gramberen?
- The turnover in financial year 2026 is ≈ €330,000. This figure is estimated from the gross margin of €109,485 and 38 comparable companies (NACE 43211). It probably lies between €220,000 and €400,000.
- Is Van Gramberen profitable?
- In financial year 2026, Van Gramberen made a profit of €2,563.
- Where can I find the annual accounts of Van Gramberen?
- Van Gramberen filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Van Gramberen due?
- Van Gramberen must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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