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VAN GESTEL

Active
Public limited companyfounded 1989active for 37 yearsMeierend 28, 2470 Retie, BelgiumKBO/BCE: BE 0438.461.279
Summary

VAN GESTEL has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €522,801 and a net result of €12,215. Equity has been stable since 2018 (±2.4% per year). Its solvency ranks better than 89% of 9,926 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-10-1989 Normal situation
Activity
Joinery installation NACE 43320
Joint committee
124 Construction · annual accounts 2025
Establishment unit
2.045.175.714 2470 Retie, since 12-10-1989
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€410,299
▼ 5.8%
Turnover
≈ €1.2m
estimated
Profit
€12,215
▼ 52.6%
Equity
€522,801
▲ 2.4%
Total assets
€636,630
▲ 5.1%
Employees on 31-12-2025
5
▼ 16.7%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 4.88, cash €388,414Equity €522,801 (82.1% of total assets)Size: total assets €636,630Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 82.1% of total assets
Liquidity 95-2
short-term debt 17.3% · cash 61.0%
Profitability 64-6
return on assets 1.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.88 (6.03 in 2024), above the usual 1.5. Short-term debt is 17.3% and cash 61% of total assets. 17.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 92% on liquidity, 31% on profitability and 41% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.88, cash €388,414
NBB · annual accounts
lowers risk · Equity €522,801 (82.1% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €636,630
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
2 days early
2023
4 days early
2022
4 days early
2021
8 days late
2020
23 days early
2019
86 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 89% of companies in specialised constructionsector median 44.0% · 9,926 companies 82.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €12,215 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Reappointments: Hendrik Van Gestel (director) and Maria Dijckmans (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as VAN GESTEL: joinery installation (NACE 43320). They are comparable in size and age: total assets between €591,000 and €745,000, founded between 1988 and 1995.

CompanyTotal assetsGross margin
VAN GESTEL Retie€636,630€410,299
MEVAC Herselt€745,415€365,268
ALGEMENE SCHRIJN- EN TIMMERWERKEN RAATS Wuustwezel€644,074€393,219
SCHRIJNWERKERIJ THOELEN Hasselt€590,954€367,690
ENTREPRISES D'HONT Frasnes-lez-Anvaing€652,599€495,506
Martin LECOQUE Hasselt€713,239€345,632
FRANCOIS SAINT-MAXENCE Tournai€651,992€466,854
Full comparison

Key facts about VAN GESTEL

What is the company number of VAN GESTEL?
The company number of VAN GESTEL is 0438.461.279. The VAT number is the same number with BE in front: BE 0438.461.279.
Where is VAN GESTEL based?
The registered office is at Meierend 28, 2470 Retie.Company details
What does VAN GESTEL do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of VAN GESTEL?
VAN GESTEL is a public limited company (NV).
When was VAN GESTEL founded?
VAN GESTEL was founded on 02-10-1989.
Is VAN GESTEL still active?
Yes, VAN GESTEL is an active enterprise in the KBO register.
How many employees does VAN GESTEL have?
VAN GESTEL had an average of 5.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VAN GESTEL fall under?
In its 2025 annual accounts, VAN GESTEL states joint committee 124 (Construction).
What is the turnover of VAN GESTEL?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €410,299 and 40 comparable companies (NACE 433). It probably lies between €900,000 and €1.5m.
Is VAN GESTEL profitable?
In financial year 2025, VAN GESTEL made a profit of €12,215.
Where can I find the annual accounts of VAN GESTEL?
VAN GESTEL filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN GESTEL due?
VAN GESTEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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