VAN GELDER
ActiveVAN GELDER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €608k and a net result of €-10k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 30.22 against 12.33 in 2024), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
-1.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
33 d early
2023
20 d late
2022
33 d early
2021
31 d early
2020
46 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€608k▼ 1.6%
2024 · €618k
2018: €763k
2019: €779k
2020: €779k
2021: €800k
2022: €612k
2023: €617k
2024: €618k
2018 → 2025
Total assets
€622k▼ 4.5%
2024 · €651k
2018: €804k
2019: €806k
2020: €804k
2021: €843k
2022: €650k
2023: €656k
2024: €651k
2018 → 2025
Net result
€-10k
2024 · €124
2018: €5k
2019: €15k
2020: €433
2021: €21k
2022: €12k
2023: €6k
2024: €124
2018 → 2025
Working capital
€405k▲ 7.8%
2024 · €376k
2018: €738k
2019: €753k
2020: €480k
2021: €422k
2022: €281k
2023: €332k
2024: €376k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€800k-€612k▼ 23.5%€617k▲ 0.9%€618k=€608k▼ 1.6%
Operating result€22k-€13k▼ 38.1%€7k▼ 45.8%€-495€-11k▼ 2,022%
Net result€21k-€12k▼ 41.9%€6k▼ 53.0%€124▼ 97.8%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €495 in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €622k
Fixed assets
€203k▼ 16.1%
Current assets
€419k▲ 2.4%
Equity and liabilities €622k
Equity
€608k▼ 1.6%
Debt
€14k▼ 58.2%
The debt ratio falls from 5.1% to 2.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€32k▼
2024 · €43k
Cash flow
€33k▼
2024 · €43k
Solvency
97.8%▲
2024 · 94.9%
Current ratio
30.22▲
2024 · 12.33
Quick ratio
28.80▲
2024 · 11.77
Debt / equity
0.02▼
2024 · 0.05
ROE
-1.6%▼
2024 · 0.0%
ROA
-1.6%▼
2024 · 0.0%
Interest coverage
29.27▼
2024 · 47.09
Debt
€14k▼
2024 · €33k
Debt ≤ 1 year
€14k▼
2024 · €33k
Income taxes
€827▲
2024 · €789
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€651k€622k▼
Fixed assets21/28€242k€203k▼
Tangible fixed assets22/27€242k€203k▼
Land and buildings22€121k€113k▼
Plant, machinery and equipment23€120k€87k▼
Furniture and vehicles24€759€4k▲
Current assets29/58€409k€419k▲
Stocks and contracts in progress3€19k€20k▲
Stocks30/36€19k€20k▲
Amounts receivable within one year40/41€57k€72k▲
Trade receivables40€42k€42k▲
Other amounts receivable41€15k€29k▲
Cash at bank and in hand54/58€329k€326k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€651k€622k▼
Equity10/15€618k€608k▼
Contributions10/11€20k€20k=
Reserves13€598k€588k▼
Distributable reserves133€598k€588k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€33k€14k▼
Amounts payable within one year42/48€33k€14k▼
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€27k€8k▼
Taxes450/3€27k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€43k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€104▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€45k€34k▼
Operating profit (loss)9901€-495€-11k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€906€1k▲
Recurring financial charges65€906€1k▲
Profit (loss) for the period before taxes9903€913€-9k▼
Income taxes67/77€789€827▲
Profit (loss) for the period9904€124€-10k▼
Profit (loss) for the period to be appropriated9905€124€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€482€-10k▼
Profit (loss) brought forward from the previous period14P€358€0▼
Transfer from equity791/2-€10k
Transfer to equity691/2€482€0▼
To other reserves6921€482€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-10k ▼7949%
Net result drops to €-10k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 30.22
Current ratio from 12.33 to 30.22; short-term debt falls from €33k to €14k.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €21k ▲4670%
Net result €21k, the highest in the series.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2023
Angelina Smets
CurrentDirector · since 05-11-2023
VAN GELDER, Bart Viktor Jeanne
CurrentStatutaire bestuurder · since 25-05-2023
VAN GELDER, Kris Frans Lucie
CurrentStatutaire bestuurder · since 25-05-2023
05-11-2023
Angelina Smets: Appointed as Director
25-05-2023
VAN GELDER, Bart Viktor Jeanne: Resigned as Niet statutaire zaakvoerder
25-05-2023
VAN GELDER, Bart Viktor Jeanne: Appointed as Statutaire bestuurder
25-05-2023
VAN GELDER, Kris Frans Lucie: Resigned as Niet statutaire zaakvoerder
25-05-2023
VAN GELDER, Kris Frans Lucie: Appointed as Statutaire bestuurder
31-03-2003
VAN GELDER Willy: Resigned as Niet statutaire zaakvoerder
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Otterstraat 1482300 TurnhoutGround area
546 m²
Building footprint
317 m²
Volume, LiDAR
2,000 m³
Parcel 13453S0361/00B000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN GELDER
since 19892.045.557.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453S0361/00B000 | Flanders | 546 m² | 1 · 317 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MURAPACK
BE 0426.546.414
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ALL LETTERING SCREEN
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VANO Security
BE 0408.075.436
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ETABLISSEMENTS PIERRE SAMAIN
BE 0456.155.366
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CARACTERES M.B.
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Of 912 companies in sector 32990 we hold annual accounts for 162. 101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-1989
Fiscal year end31-12
Activities, NACEBEL
32990Other manufacturing not elsewhere classified
32129Other manufacturing
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.