Van Echelpoel
ActiveSummary
The computed 12-month bankruptcy probability of Van Echelpoel is 2.6% (moderate). The 2025 annual accounts show equity of €9k and a net result of €7k. Equity is shrinking by ~16.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 20% of 4603 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-8
Solvency32▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.9%
Return on assets
5.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4603 sector peers (2025).
NBB · sector comparisonPosition among 4603 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
12 d late
2024
8 d late
2023
22 d early
2022
2 d early
2021
10 d late
2020
15 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 56.2%
2024 · €20k
2020: €79k
2021: €93k
2022: €109k
2023: €118k
2024: €20k
2020 → 2025
Total assets
€125k▲ 4.6%
2024 · €119k
2020: €118k
2021: €138k
2022: €143k
2023: €131k
2024: €119k
2020 → 2025
Net result
€7k▼ 51.0%
2024 · €14k
2020: €74k
2021: €14k
2022: €16k
2023: €9k
2024: €14k
2020 → 2025
Working capital
€-37k▲ 38.2%
2024 · €-60k
2020: €31k
2021: €46k
2022: €70k
2023: €60k
2024: €-60k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€109k▲ 17.0%€118k▲ 8.2%€20k▼ 83.4%€9k▼ 56.2%
Operating result€34k-€21k▼ 40.2%€11k▼ 47.4%€20k▲ 80.5%€11k▼ 44.4%
Net result€14k-€16k▲ 13.6%€9k▼ 43.8%€14k▲ 60.7%€7k▼ 51.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€47k ▼ 42.3%
Current assets
€78k ▲ 107%
Equity and liabilities €125k
Equity
€9k ▼ 56.2%
Debt
€116k ▲ 16.5%
Debt's share of the balance-sheet total rises from 83.6% to 93.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€49k▼
2024 · €53k
Cash flow
€45k▼
2024 · €48k
Current ratio
0.68▲
2024 · 0.38
Debt to equity
13.57▲
2024 · 5.10
ROE
81.9%▲
2024 · 73.2%
ROA
5.6%▼
2024 · 12.0%
Interest coverage
22.13▼
2024 · 38.39
Debt ≤ 1 year
€115k▲
2024 · €98k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€125k▲
Fixed assets21/28€82k€47k▼
Tangible fixed assets22/27€79k€44k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€65k€39k▼
Leasing and similar rights25€6k-
Other tangible fixed assets26€727€569▼
Financial fixed assets28€3k€3k=
Current assets29/58€38k€78k▲
Amounts receivable within one year40/41€13k€24k▲
Trade receivables40€13k€16k▲
Other amounts receivable41-€8k
Cash at bank and in hand54/58€22k€51k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€119k€125k▲
Equity10/15€20k€9k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€15k€4k▼
Amounts payable17/49€100k€116k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€98k€115k▲
Current portion of amounts payable after more than one year42€12k€2k▼
Trade debts44-€9k
Suppliers440/4-€9k
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€79k€96k▲
Accrued charges and deferred income492/3€87€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€38k▲
Other operating charges640/8€8k€7k▼
Gross operating margin9900€60k€56k▼
Operating profit (loss)9901€20k€11k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€18k€9k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€14k€7k▼
Profit (loss) for the period to be appropriated9905€14k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€127k€22k▼
Profit (loss) brought forward from the previous period14P€113k€15k▼
Profit to be distributed694/7€113k€18k▼
Return on contributions (dividend)694€113k€18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €7k ▼51%
Net result drops to €7k, the lowest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €109k ▲17%
3 profitable years in a row build equity to €109k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
15-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beemdenstraat 272340 BeerseGround area
1,122 m²
Building footprint
239 m²
Volume, LiDAR
1,175 m³
Parcel 13004D0176/00V013, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Echelpoel
since 20192.291.576.696
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004D0176/00V013 | Flanders | 1,122 m² | 1 · 239 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TURBO CAR
BE 0795.277.957
Vilvoorde · Eq €8,556
BARTRANS
BE 0431.934.268
Boechout · Eq €8,530
VH EXPRESS
BE 0745.438.367
Eghezée · Eq €8,599
BEMS TRANS
BE 0797.661.781
Deinze · Eq €8,601
SEVER TRANS
BE 0793.304.897
Wemmel · Eq €8,516
Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 3,644 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.