VAN DYCK
ActiveSummary
VAN DYCK has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of -€5,668. Equity is growing by ~8.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-81
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160,000 at 30 days acceptable
short-term debt: 0% and cash: 6.2% of total assets, and 8.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
-0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
12 d late
2023
20 d late
2022
4 d early
2021
5 d early
2020
12 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 7 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€2.6m▼ 10.1%
2024 · €2.9m
Total assets
€2.8m▼ 9.5%
2024 · €3.1m
Net result
-€5,668
2024 · €826,613
Working capital
€2.8m▼ 9.2%
2024 · €3.1m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€610,450▲ 17.8%€671,042▲ 9.9%€406,701▼ 39.4%€1.1m▲ 168%-€17,244
Net result€409,529▲ 17.7%€456,769▲ 11.5%€272,536▼ 40.3%€826,613▲ 203%-€5,668
Equity€2.0m▼ 5.7%€2.5m▲ 22.9%€2.7m▲ 8.9%€2.9m▲ 7.9%€2.6m▼ 10.1%
Total assets€2.6m▲ 14.4%€2.7m▲ 0.1%€2.8m▲ 5.5%€3.1m▲ 12.2%€2.8m▼ 9.5%
Debt€653,119▲ 229%€197,718▼ 69.7%€125,332▼ 36.6%€10,201▼ 91.9%€766▼ 92.5%
Working capital€1.8m▼ 5.5%€2.4m▲ 32.4%€2.6m▲ 9.5%€3.1m▲ 17.8%€2.8m▼ 9.2%
Staff (FTE)2.6▼ 3.7%2.6=2.6=0.2▼ 92.3%0▼ 100%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17,244 after €1.1m in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.8m
Fixed assets
€30,384 ▼ 25.9%
Current assets
€2.8m ▼ 9.3%
Equity and liabilities €2.8m
Equity
€2.6m ▼ 10.1%
Provisions
€246,827 =
Debt
€766 ▼ 92.5%
Debt's share of the balance-sheet total falls from 0.3% to 0.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€6,647▼
2024 · €1.1m
Cash flow
€4,929▼
2024 · €845,369
Debt to equity
0.00▼
2024 · 0.00
ROE
-0.2%▼
2024 · 28.7%
ROA
-0.2%▼
2024 · 26.3%
Interest coverage
-1.52▼
2024 · 257.36
Debt ≤ 1 year
€766▼
2024 · €6,320
Income taxes
€2,796▼
2024 · €42,522
Staff costs
€0▼
2024 · €26,546
A ratio outside any meaningful range has been withheld (balance sheet total €2.8m, equity €2.6m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €176,970 | €178,765 | €194,267 | €26,546 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,341 | €19,694 | €19,114 | €18,756 | €10,596 | ▼ 43.5% |
| Other operating charges640/8 | €5,289 | €3,392 | €4,718 | €3,487 | €3,700 | ▲ 6.1% |
| Gross operating margin9900 | €816,051 | €872,893 | €624,799 | €1.1m | -€2,947 | ▼ 100% |
| Operating profit (loss)9901 | €610,450 | €671,042 | €406,701 | €1.1m | -€17,244 | ▼ 102% |
| Financial income75/76B | €9,445 | €2,355 | €100 | €30,843 | €18,739 | ▼ 39.2% |
| Recurring financial income75 | €9,445 | €2,355 | €100 | €30,843 | €18,739 | ▼ 39.2% |
| Financial charges65/66B | €9,321 | €6,204 | €8,046 | €4,306 | €4,367 | ▲ 1.4% |
| Recurring financial charges65 | €9,321 | €6,204 | €8,046 | €4,306 | €4,367 | ▲ 1.4% |
| Profit (loss) for the period before taxes9903 | €610,575 | €667,194 | €398,754 | €1.1m | -€2,872 | ▼ 100% |
| Transfer to deferred taxes680 | - | - | - | €246,827 | €0 | ▼ 100% |
| Income taxes67/77 | €201,046 | €210,425 | €126,218 | €42,522 | €2,796 | ▼ 93.4% |
| Profit (loss) for the period9904 | €409,529 | €456,769 | €272,536 | €826,613 | -€5,668 | ▼ 101% |
| Transfer from tax-exempt reserves789 | €34,101 | - | - | €733 | €0 | ▼ 100% |
| Transfer to tax-exempt reserves689 | - | - | - | €740,482 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €443,630 | €456,769 | €272,536 | €86,865 | -€5,668 | ▼ 107% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.6m | €2.7m | €2.8m | €3.1m | €2.8m | ▼ 9.5% |
| Fixed assets21/28 | €217,636 | €78,850 | €59,736 | €40,980 | €30,384 | ▼ 25.9% |
| Tangible fixed assets22/27 | €217,636 | €78,850 | €59,736 | €40,980 | €30,384 | ▼ 25.9% |
| Land and buildings22 | €175,069 | €40,783 | €36,088 | €31,392 | €27,684 | ▼ 11.8% |
| Plant, machinery and equipment23 | €1,454 | €229 | - | - | - | - |
| Furniture and vehicles24 | €38,414 | €35,139 | €20,949 | €6,888 | €0 | ▼ 100% |
| Other tangible fixed assets26 | €2,700 | €2,700 | €2,700 | €2,700 | €2,700 | = |
| Current assets29/58 | €2.4m | €2.6m | €2.7m | €3.1m | €2.8m | ▼ 9.3% |
| Amounts receivable within one year40/41 | €93,265 | €463,586 | €116,887 | €241,654 | €242,407 | ▲ 0.3% |
| Trade receivables40 | €93,265 | €463,586 | €61,764 | €0 | €10,200 | - |
| Other amounts receivable41 | - | - | €55,123 | €241,654 | €232,207 | ▼ 3.9% |
| Current investments50/53 | €1.9m | €1.9m | €2.4m | €2.4m | €2.4m | = |
| Cash at bank and in hand54/58 | €441,164 | €162,485 | €247,821 | €474,326 | €176,540 | ▼ 62.8% |
| Deferred charges and accrued income490/1 | €4,556 | €4,128 | €3,625 | €13,546 | €22,092 | ▲ 63.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.6m | €2.7m | €2.8m | €3.1m | €2.8m | ▼ 9.5% |
| Equity10/15 | €2.0m | €2.5m | €2.7m | €2.9m | €2.6m | ▼ 10.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €2.0m | €2.4m | €2.7m | €2.9m | €2.6m | ▼ 9.9% |
| Non-distributable reserves130/1 | €51,860 | €51,860 | - | - | - | - |
| Reserves not available under the articles1311 | €51,860 | €51,860 | - | - | - | - |
| Tax-exempt reserves132 | €733 | €733 | €733 | €740,482 | €740,482 | = |
| Distributable reserves133 | €1.9m | €2.4m | €2.7m | €2.1m | €1.8m | ▼ 13.4% |
| Profit (loss) carried forward14 | - | - | - | €0 | -€5,668 | - |
| Provisions and deferred taxes16 | - | - | - | €246,827 | €246,827 | = |
| Deferred taxes168 | - | - | - | €246,827 | €246,827 | = |
| Amounts payable17/49 | €653,119 | €197,718 | €125,332 | €10,201 | €766 | ▼ 92.5% |
| Amounts payable after more than one year17 | €25,843 | €15,898 | €5,879 | €0 | - | - |
| Financial debts170/4 | €25,843 | €15,898 | €5,879 | €0 | - | - |
| Amounts payable within one year42/48 | €620,756 | €174,873 | €111,297 | €6,320 | €766 | ▼ 87.9% |
| Current portion of amounts payable after more than one year42 | €9,870 | €9,944 | €10,019 | €5,879 | €0 | ▼ 100% |
| Financial debts43 | - | €50,166 | - | - | - | - |
| Credit institutions430/8 | - | €50,166 | - | - | - | - |
| Trade debts44 | €1,577 | €2,765 | €9,550 | €441 | €204 | ▼ 53.7% |
| Suppliers440/4 | €1,577 | €2,765 | €9,550 | €441 | €204 | ▼ 53.7% |
| Taxes, remuneration and social security45 | €70,179 | €99,601 | €36,728 | €0 | €562 | - |
| Taxes450/3 | €48,221 | €68,341 | €10,263 | €0 | €562 | - |
| Remuneration and social security454/9 | €21,957 | €31,260 | €26,465 | €0 | - | - |
| Other amounts payable47/48 | €539,130 | €12,396 | €55,000 | €0 | - | - |
| Accrued charges and deferred income492/3 | €6,521 | €6,947 | €8,156 | €3,881 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €409,529 | €456,769 | €272,536 | €826,613 | -€5,668 | ▼ 101% |
| + Depreciation and write-downs630 | €23,341 | €19,694 | €19,114 | €18,756 | €10,596 | ▼ 43.5% |
| Operating cash flow (approximation) | €432,870 | €476,463 | €291,650 | €845,369 | €4,929 | ▼ 99.4% |
| Investment in fixed assets (approximation) | - | €119,092 | €0 | €0 | €0 | - |
| Change in cash | - | -€278,680 | €85,336 | €226,505 | -€297,786 | ▼ 231% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€5,668
Net result drops to -€5,668, the lowest in the series.
31-12
Financial
Liquidity times 7current ratio 3668.05
Current ratio from 490.13 to 3668.05; short-term debt falls from €6,320 to €766.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
31-12
Financial
Highest result since 2018net €826,613 ▲203%
Operating result €1.1m, net result €826,613, both a record.
31-12
Financial
Liquidity times 20current ratio 490.13
Current ratio from 24.59 to 490.13; short-term debt falls from €111,297 to €6,320.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 14.71
Current ratio from 3.92 to 14.71; short-term debt falls from €620,756 to €174,873.
31-12
Financial
Equity above €2mEq €2.5m ▲22.9%
5 profitable years in a row build equity to €2.5m.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
Show earlier events
2020
31-12
Financial
Equity above €2mEq €2.1m ▲9.5%
3 profitable years in a row build equity to €2.1m.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 19 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest
Ground area
1,994 m²
Building footprint
170 m²
Volume, LiDAR
1,064 m³
Parcel 24073H0179/00F000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24073H0179/00F000 | Flanders | 1,994 m² | 1 · 170 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 403 EUR awarded · 403 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 122 EUR | 122 EUR |
| 2022 | 1 | 281 EUR | 281 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
96760006PRZX3S3JW350
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-1995
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456849214
Also
9925:BE0456849214
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.