Van Dijck Stef
ActiveVan Dijck Stef has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €64k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 29% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency56▼-44
Growth78=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 11.28 in 2024), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.5%
Return on assets
29.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
129 d early
2024
57 d early
2023
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 53.6%
2024 · €144k
2023: €66k
2024: €144k
2023 → 2025
Total assets
€218k▲ 38.7%
2024 · €157k
2023: €82k
2024: €157k
2023 → 2025
Net result
€64k▼ 17.5%
2024 · €77k
2023: €63k
2024: €77k
2023 → 2025
Working capital
€58k▼ 59.3%
2024 · €144k
2023: €66k
2024: €144k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€66k-€144k▲ 116%€67k▼ 53.6%
Operating result€81k-€98k▲ 21.5%€81k▼ 17.5%
Net result€63k-€77k▲ 21.6%€64k▼ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€9k
Current assets
€210k
Equity and liabilities €218k
Equity
€67k▼ 53.6%
Debt
€152k▲ 987%
The debt ratio rises from 8.9% to 69.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€81k
Cash flow
€64k
Solvency
30.5%▼
2024 · 91.1%
Current ratio
1.39▼
2024 · 11.28
Quick ratio
1.39▼
2024 · 11.28
Debt / equity
2.28▲
2024 · 0.10
ROE
95.5%▲
2024 · 53.7%
ROA
29.1%▼
2024 · 49.0%
Interest coverage
474.64
Debt
€152k▲
2024 · €14k
Debt ≤ 1 year
€151k▲
2024 · €14k
Income taxes
€17k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€218k▲
Fixed assets21/28-€9k
Tangible fixed assets22/27-€8k
Land and buildings22-€8k
Financial fixed assets28-€1k
Current assets29/58€157k€210k▲
Amounts receivable within one year40/41€25k€30k▲
Trade receivables40€19k€23k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€132k€178k▲
Deferred charges and accrued income490/1€810€2k▲
Equity and liabilities
Total equity and liabilities10/49€157k€218k▲
Equity10/15€144k€67k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€141k€64k▼
Amounts payable17/49€14k€152k▲
Amounts payable within one year42/48€14k€151k▲
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€13k€41k▲
Taxes450/3€13k€41k▲
Other amounts payable47/48-€111k
Accrued charges and deferred income492/3-€608
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2
Other operating charges640/8€525€521▼
Gross operating margin9900€99k€82k▼
Operating profit (loss)9901€98k€81k▼
Financial charges65/66B€199€171▼
Recurring financial charges65€199€171▼
Profit (loss) for the period before taxes9903€98k€81k▼
Income taxes67/77€21k€17k▼
Profit (loss) for the period9904€77k€64k▼
Profit (loss) for the period to be appropriated9905€77k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€204k▲
Profit (loss) brought forward from the previous period14P€63k€141k▲
Profit to be distributed694/7-€141k
Return on contributions (dividend)694-€141k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €77k ▲21.6%
Operating result €98k, net result €77k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 11.28
Current ratio from 5.29 to 11.28; short-term debt falls from €15k to €14k.
31-12
Financial
Equity above €100kEq €144k ▲116%
2 profitable years in a row build equity to €144k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schransstraat 142270 HerenthoutGround area
2,272 m²
Building footprint
217 m²
Volume, LiDAR
982 m³
Parcel 13012C0010/00V002, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Van Dijck Stef
since 20232.339.942.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012C0010/00V002 | Flanders | 2,272 m² | 1 · 216 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FLOREFFE BOIS TRANSITION
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SIDB ENGINEERING
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CONTROL ELECTRICAL METHODS
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 5,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2023
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43211General electrical installation work
43212Electrical installation work in industrial facilities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.