VAN DESSEL
ActiveVAN DESSEL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189 and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0▼-33
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.07 in 2024), and 100% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0%
Return on assets
1.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17964 sector peers (2025).
NBB · sector comparisonPosition among 17964 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
on the day
2023
97 d late
2022
31 d late
2021
31 d late
2020
32 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€672k
EBIT margin
-1.4%
Net result
€7k▼ 14.4%
2024 · €8k
2018: €-38k
2019: €16k
2020: €34k
2021: €-7k
2022: €-11k
2023: €-19k
2024: €8k
2018 → 2025
Working capital
€-181k▲ 14.7%
2024 · €-212k
2018: €-149k
2019: €-184k
2020: €-145k
2021: €-145k
2022: €-172k
2023: €-218k
2024: €-212k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€-391€-19k▼ 4,762%€-11k▲ 43.1%€189
Operating result€17k-€13k▼ 23.2%€6k▼ 55.2%€37k▲ 541%€29k▼ 22.1%
Net result€-7k-€-11k▼ 53.3%€-19k▼ 66.1%€8k€7k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €577k
Fixed assets
€543k▼ 9.7%
Current assets
€34k▲ 96.4%
Equity and liabilities €577k
Equity
€189
Debt
€576k
Debt finances 100.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€104k▼
2024 · €112k
Cash flow
€82k▼
2024 · €83k
Solvency
0.0%▲
2024 · -1.8%
Current ratio
0.16▲
2024 · 0.07
Quick ratio
0.11▲
2024 · 0.03
ROA
1.2%▼
2024 · 1.3%
Interest coverage
5.76▼
2024 · 6.70
Debt
€576k▼
2024 · €629k
Debt ≤ 1 year
€215k▼
2024 · €230k
Debt > 1 year
€362k▼
2024 · €399k
Income taxes
€4k▼
2024 · €12k
Staff costs
€66k▼
2024 · €102k
Equity ratios withheld: equity of €189 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€618k€577k▼
Fixed assets21/28€601k€543k▼
Tangible fixed assets22/27€601k€543k▼
Land and buildings22€565k€515k▼
Plant, machinery and equipment23€22k€23k▲
Furniture and vehicles24€15k€5k▼
Current assets29/58€17k€34k▲
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€749€741▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€2k€15k▲
Equity and liabilities
Total equity and liabilities10/49€618k€577k▼
Equity10/15€-11k€189▲
Contributions10/11€19k€19k=
Reserves13€38k€38k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€-67k€-56k▲
Amounts payable17/49€629k€576k▼
Amounts payable after more than one year17€399k€362k▼
Financial debts170/4€399k€362k▼
Amounts payable within one year42/48€230k€215k▼
Current portion of amounts payable after more than one year42€73k€84k▲
Financial debts43€15k€25k▲
Credit institutions430/8€15k€25k▲
Trade debts44€22k€37k▲
Suppliers440/4€22k€37k▲
Taxes, remuneration and social security45€36k€27k▼
Taxes450/3€19k€21k▲
Remuneration and social security454/9€17k€6k▼
Other amounts payable47/48€84k€42k▼
Income statement
Code20242025
Non-recurring operating income76A€29k-
Remuneration, social security and pensions62€102k€66k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€75k▼
Other operating charges640/8€5k€12k▲
Gross operating margin9900€219k€182k▼
Operating profit (loss)9901€37k€29k▼
Financial income75/76B-€74
Recurring financial income75-€74
Financial charges65/66B€17k€18k▲
Recurring financial charges65€17k€18k▲
Profit (loss) for the period before taxes9903€20k€11k▼
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€8k€7k▼
Profit (loss) for the period to be appropriated9905€8k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-60k▲
Profit (loss) brought forward from the previous period14P€-76k€-67k▲
Transfer from equity791/2-€4k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 97 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
31-12
Financial
Highest result since 2018net €34k ▲115%
Net result €34k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2009
Ground area
808 m²
Building footprint
290 m²
Volume, LiDAR
1,772 m³
Parcel 23016A0053/00C004, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN DESSEL
since 20092.179.788.255
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016A0053/00C004 | Flanders | 808 m² | 1 · 290 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AtelJR
BE 1015.998.685
Lochristi · Eq €251
DILA 23
BE 0679.708.197
Houthalen-Helchteren · Eq €287
DELISE
BE 0786.399.586
Tubize · Eq €107
Bakkerij MEES
BE 0463.235.574
Herentals · Eq €89
G ILIASS
BE 0787.164.502
Tubize · Eq €416
Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 30 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2009
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
47279Other retail sale of food
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.