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VAN DEN LUX

Active
Private limited companyfounded 20215 yrs activeBeekstraat 11, 1742 Ternat, BelgiumKBO/BCE: BE 0773.596.576
Summary

The computed 12-month bankruptcy probability of VAN DEN LUX is 4.2% (elevated). The 2025 annual accounts show equity of €21,760 and a net result of -€20,715. Equity is shrinking by ~50.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 56% of 30651 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Other specialised construction activities
NACE 43990NACE 43995
1 site
How big
€277,636turnover 2025
Equity
€21,760
Loss
-€20,715
Financially healthy?
47 Fair Checked score 2025
Bankruptcy chance 12 m
4.2%
Who decides
Accounts 10 d early1 of 2 deeds read
Why 47- 1 change of registered office in 24 months- Founded in 2021- Size: turnover €277,636, total assets €41,661- Loss of €20,715, the second in a row (FY 2025)Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 26% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 77=
equity 52.2% of total assets
Liquidity 39+12
short-term debt 47.8% · cash 10.0%
Profitability 6=
return on assets -49.7%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)
Last 24 months 11-2024: 3.2% 12-2024: 3.2%▲ +0.8% vs 11-2024 01-2025: 3.2%● 0.0% vs 12-2024 02-2025: 3.2%● 0.0% vs 01-2025 03-2025: 3.2%● 0.0% vs 02-2025 04-2025: 3.2%● 0.0% vs 03-2025 05-2025: 2.7%▼ -14.9% vs 04-2025 06-2025: 2.9%▲ +6.8% vs 05-2025 07-2025: 3.0%▲ +1.1% vs 06-2025 08-2025: 3.1%▲ +4.9% vs 07-2025 09-2025: 3.0%▼ -4.3% vs 08-2025 10-2025: 3.1%▲ +2.7% vs 09-2025 11-2025: 2.2%▼ -29.0% vs 10-2025lowest value 12-2025: 2.2%● 0.0% vs 11-2025lowest value 01-2026: 2.2%▲ +2.4% vs 12-2025 02-2026: 2.2%● 0.0% vs 01-2026 03-2026: 2.2%● 0.0% vs 02-2026 04-2026: 2.2%● 0.0% vs 03-2026 05-2026: 2.2%▼ -1.4% vs 04-2026 06-2026: 2.3%▲ +5.2% vs 05-2026 07-2026: 2.3%▲ +1.6% vs 06-2026 08-2026: 2.5%▲ +5.9% vs 07-2026 09-2026: 2.5%▼ -0.7% vs 08-2026 10-2026: 4.2%▲ +71.6% vs 09-2026highest value
  • 1 change of registered office in 24 months raises the probability
  • Founded in 2021 raises the probability for this profile
  • Size: turnover €277,636, total assets €41,661 raises the probability for this profile
  • Loss of €20,715, the second in a row (FY 2025) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.72 against 1.4 in 2024; short-term debt: 47.8% and cash: 10% of total assets), and 47.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 57%, liquidity 27%, profitability 10%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: turnover €277,636, total assets €41,661
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Loss of €20,715, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€20,715
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
10 d early
2024
17 d early
2023
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 21 October (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Power of…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 7% on net resultsector median €10,005 · 30,640 companies -€20,715 View
  • Caution: Turnover fell in 2025from €533,379 to €277,636 ▼ 47.9% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€20,715 View

By topic

Financials

Fiscal year
2025
Turnover
€277,636
Loss
-€20,715
Solvency
52.2%
Turnover▼ 47.9%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-10-2026
  1. 30-09-2026Registered office
  2. 21-10-2025Annual accounts filed
  3. 14-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
07-09-2021
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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