van de Vrande - Vanlaer
Activevan de Vrande - Vanlaer has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €380k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 11.9 against 3.0 in 2024; short-term debt: 8.4% and cash: 29.4% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
34.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
20 d early
2023
27 d early
2022
24 d early
2021
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.00M▲ 61.2%
2024 · €621k
2021: €314k
2022: €560k
2023: €867k
2024: €621k
2021 → 2025
Total assets
€1.09M▲ 17.4%
2024 · €931k
2021: €405k
2022: €651k
2023: €932k
2024: €931k
2021 → 2025
Net result
€380k▼ 2.3%
2024 · €389k
2021: €310k
2022: €246k
2023: €307k
2024: €389k
2021 → 2025
Working capital
€1.00M▲ 61.3%
2024 · €621k
2021: €308k
2022: €555k
2023: €869k
2024: €621k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€314k-€560k▲ 78.4%€867k▲ 54.8%€621k▼ 28.4%€1.00M▲ 61.2%
Operating result€415k-€324k▼ 21.9%€403k▲ 24.3%€510k▲ 26.6%€504k▼ 1.2%
Net result€310k-€246k▼ 20.6%€307k▲ 24.7%€389k▲ 26.7%€380k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.09M
Equity
€1.00M▲ 61.2%
Debt
€92k▼ 70.2%
The debt ratio falls from 33.4% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€504k▼
2024 · €511k
Cash flow
€380k▼
2024 · €390k
Solvency
91.5%▲
2024 · 66.6%
Current ratio
11.90▲
2024 · 3.00
Quick ratio
11.90▲
2024 · 3.00
Debt / equity
0.09▼
2024 · 0.50
ROE
38.0%▼
2024 · 62.7%
ROA
34.8%▼
2024 · 41.8%
Interest coverage
87.04▼
2024 · 111.63
Debt
€92k▼
2024 · €311k
Debt ≤ 1 year
€92k▼
2024 · €310k
Income taxes
€124k▼
2024 · €126k
Staff costs
€0▼
2024 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€931k€1.09M▲
Fixed assets21/28€253€0▼
Tangible fixed assets22/27€253€0▼
Plant, machinery and equipment23€253€0▼
Furniture and vehicles24€0-
Current assets29/58€931k€1.09M▲
Amounts receivable within one year40/41€122k€157k▲
Trade receivables40€122k€157k▲
Other amounts receivable41€0-
Current investments50/53€225k€435k▲
Cash at bank and in hand54/58€384k€321k▼
Deferred charges and accrued income490/1€200k€181k▼
Equity and liabilities
Total equity and liabilities10/49€931k€1.09M▲
Equity10/15€621k€1.00M▲
Contributions10/11€4k€4k=
Reserves13€617k€997k▲
Distributable reserves133€617k€997k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€311k€92k▼
Amounts payable within one year42/48€310k€92k▼
Current portion of amounts payable after more than one year42€25k€0▼
Financial debts43-€27k
Credit institutions430/8-€27k
Trade debts44€7k€25k▲
Suppliers440/4€7k€25k▲
Taxes, remuneration and social security45€35k€32k▼
Taxes450/3€35k€32k▼
Other amounts payable47/48€243k€8k▼
Accrued charges and deferred income492/3€337€639▲
Income statement
Code20242025
Remuneration, social security and pensions62€176€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€885€253▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€513k€506k▼
Operating profit (loss)9901€510k€504k▼
Financial income75/76B€9k€5k▼
Recurring financial income75€9k€5k▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€514k€504k▼
Income taxes67/77€126k€124k▼
Profit (loss) for the period9904€389k€380k▼
Profit (loss) for the period to be appropriated9905€389k€380k▼
Appropriation of the result
Profit (loss) to be appropriated9906€389k€380k▼
Transfer from equity791/2€400k€0▼
Transfer to equity691/2€154k€380k▲
To other reserves6921€154k€380k▲
Profit to be distributed694/7€635k€0▼
Return on contributions (dividend)694€635k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 11.90
Current ratio from 3.00 to 11.90; short-term debt falls from €310k to €92k.
31-12
Financial
Equity above €1MEq €1.00M ▲61.2%
5 profitable years in a row build equity to €1.00M.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €389k ▲26.7%
Operating result €510k, net result €389k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 15.22
Current ratio from 7.11 to 15.22; short-term debt falls from €91k to €61k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €246k ▼20.6%
Net result drops to €246k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €560k ▲78.4%
2 profitable years in a row build equity to €560k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 3 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vroonbaan 411880 Kapelle-op-den-BosGround area
12.7 ha
Building footprint
2.6 ha
Volume, LiDAR
139,174 m³
3 parcels, Flanders · tallest building 28.6 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
van de Vrande - Vanlaer
since 20202.310.709.947
ziekenhuis van de Vrande - Vanlaer Brussel
since 20202.315.182.538
ziekenhuis van de Vrande - Vanlaer Dendermonde
since 20202.315.182.736
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A0127/00C000 | Flanders | 9.7 ha | 1 · 1.5 ha | - |
| 46445D1294/00E002 | Flanders | 2.8 ha | 1 · 1.1 ha | 28.6 m · 4 fl. |
| 23056B0285/00F000 | Flanders | 1,986 m² | 1 · 216 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 5,757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.