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Van de Voorde

Active
Private limited companyfounded 198739 yrs activeDijkstraat(MEL) 126, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0430.652.284
Summary

Van de Voorde has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,241 and a net result of €26,376. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
Van de VoordeActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241NACE 52240Full-service restaurants NACE 56101
1 site
Size
€261,473total assets 2025
Staff
1.4 FTE
Equity
€167,241
Profit
€26,376
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 109 d early0 of 3 deeds read
Why 89- 1 change of registered office in 24 months- Sector Retail trade (NACE 47)+ Liquidity: current ratio 0.98, cash €43,832+ Founded in 1987Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 73% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 89+12
equity 64.0% of total assets
Liquidity 65+16
short-term debt 19.7% · cash 16.8%
Profitability 81+2
return on assets 10.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -1.3% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +10.3% vs 03-2025 05-2025: 0.3%▲ +2.1% vs 04-2025 06-2025: 0.3%▼ -3.5% vs 05-2025 07-2025: 0.3%▼ -20.2% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -1.5% vs 12-2025lowest value 02-2026: 0.3%● 0.0% vs 01-2026lowest value 03-2026: 0.8%▲ +197% vs 02-2026 04-2026: 0.9%▲ +11.3% vs 03-2026highest value 05-2026: 0.3%▼ -65.5% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%● 0.0% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 0.98, cash €43,832 lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 1987 lowers the probability for this profile
Credit up to €14,000 at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.44 in 2024; short-term debt: 19.7% and cash: 16.8% of total assets), and 36% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 76%, liquidity 71%, profitability 74%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 0.98, cash €43,832
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
109 d early
2024
50 d early
2023
62 d early
2022
45 d early
2021
54 d early
2020
19 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €150,000Eq €167,241 ▲18.7%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €26,376 8 years View
  • Positive: Among the best 20% on equitysector median €41,538 · 22,066 companies €167,241 View

By topic

Financials

Fiscal year
2025
Total assets
€261,473
Profit
€26,376
Solvency
64.0%
Total assets▼ 2.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 13-04-2026Annual accounts filed
  2. 31-12-2025Equity above €150,000
  3. 11-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of bread and pastry (bakery outlets)NACE 47241
Founded
02-03-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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