VAN DE VELDE FRUIT
ActiveVAN DE VELDE FRUIT has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €369k and a net result of €11k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-3
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 16.03 against 13.2 in 2024; short-term debt: 5% and cash: 17.5% of total assets), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
2.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
20 d early
2023
34 d early
2022
46 d early
2021
25 d early
2020
26 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€369k▲ 3.1%
2024 · €358k
2018: €203k
2019: €171k
2020: €228k
2021: €319k
2022: €315k
2023: €336k
2024: €358k
2018 → 2025
Total assets
€410k▼ 0.5%
2024 · €412k
2018: €210k
2019: €288k
2020: €327k
2021: €423k
2022: €382k
2023: €414k
2024: €412k
2018 → 2025
Net result
€11k▼ 50.3%
2024 · €22k
2018: €22k
2019: €-32k
2020: €57k
2021: €91k
2022: €-4k
2023: €21k
2024: €22k
2018 → 2025
Working capital
€311k▲ 16.8%
2024 · €266k
2018: €202k
2019: €147k
2020: €187k
2021: €273k
2022: €244k
2023: €263k
2024: €266k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€319k-€315k▼ 1.3%€336k▲ 6.7%€358k▲ 6.6%€369k▲ 3.1%
Operating result€132k-€33k▼ 74.6%€11k▼ 68.1%€19k▲ 75.4%€15k▼ 18.4%
Net result€91k-€-4k€21k€22k▲ 4.0%€11k▼ 50.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €410k
Fixed assets
€79k▼ 36.6%
Current assets
€331k▲ 15.1%
Equity and liabilities €410k
Equity
€369k▲ 3.1%
Debt
€42k▼ 23.6%
The debt ratio falls from 13.2% to 10.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▼
2024 · €64k
Cash flow
€57k▼
2024 · €67k
Solvency
89.9%▲
2024 · 86.8%
Current ratio
16.03▲
2024 · 13.20
Quick ratio
16.02▲
2024 · 13.19
Debt / equity
0.11▼
2024 · 0.15
ROE
3.0%▼
2024 · 6.2%
ROA
2.7%▼
2024 · 5.3%
Interest coverage
11.12▼
2024 · 15.55
Debt
€42k▼
2024 · €54k
Debt ≤ 1 year
€21k▼
2024 · €22k
Debt > 1 year
€21k▼
2024 · €33k
Income taxes
€4k▼
2024 · €11k
Staff costs
€61k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€412k€410k▼
Fixed assets21/28€124k€79k▼
Tangible fixed assets22/27€124k€79k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€30k€5k▼
Leasing and similar rights25€42k€30k▼
Other tangible fixed assets26€40k€35k▼
Financial fixed assets28€135€135=
Current assets29/58€288k€331k▲
Stocks and contracts in progress3€267€181▼
Stocks30/36€267€181▼
Amounts receivable within one year40/41€12k€11k▼
Trade receivables40-€294
Other amounts receivable41€12k€11k▼
Current investments50/53€188k€246k▲
Cash at bank and in hand54/58€86k€72k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€412k€410k▼
Equity10/15€358k€369k▲
Contributions10/11€19k€19k=
Reserves13€305k€316k▲
Tax-exempt reserves132€40k€40k=
Distributable reserves133€265k€276k▲
Profit (loss) carried forward14€34k€34k=
Amounts payable17/49€54k€42k▼
Amounts payable after more than one year17€33k€21k▼
Financial debts170/4€33k€21k▼
Amounts payable within one year42/48€22k€21k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€2k€112▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€487€487=
Income statement
Code20242025
Remuneration, social security and pensions62€49k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€46k▲
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A-€37
Gross operating margin9900€118k€127k▲
Operating profit (loss)9901€19k€15k▼
Financial income75/76B€18k€5k▼
Recurring financial income75€4k€5k▲
Non-recurring financial income76B€14k-
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€33k€15k▼
Income taxes67/77€11k€4k▼
Profit (loss) for the period9904€22k€11k▼
Profit (loss) for the period to be appropriated9905€22k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€45k▼
Profit (loss) brought forward from the previous period14P€34k€34k=
Transfer to equity691/2€22k€11k▼
To other reserves6921€22k€11k▼
Social balance
Average headcount (FTE)90871.11.1=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €91k ▲59%
Operating result €132k, net result €91k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
31-12
Financial
Equity above €200kEq €228k ▲33.5%
Equity rises from €171k to €228k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-32k ▼249%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berlaarbaan(CEN) 2132860 Sint-Katelijne-WaverGround area
762 m²
Building footprint
551 m²
Volume, LiDAR
2,784 m³
Parcel 12035B0671/00L003, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van De Velde Fruit
since 20002.022.468.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035B0671/00L003 | Flanders | 762 m² | 1 · 551 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Katelijne-Waver2.022.468.212
Similar companies · same sector, comparable size
D.C.U. Potatoes
BE 0466.308.395
Zwalm · Eq €369k
FreshPlanet
BE 0846.226.416
Izegem · Eq €367k
TRANSPOTATOES
BE 0447.225.230
Pajottegem · Eq €372k
ATCOM
BE 0456.580.978
Ranst · Eq €372k
VAN VALEN
BE 0453.087.295
Hoogstraten · Eq €373k
Of 956 companies in sector 46319 we hold annual accounts for 609. 427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-1983
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
47810Retail trade
51310
52621
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
51410
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.