VAN DE VELDE DIRK
ActiveVAN DE VELDE DIRK has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €-35k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 51% of 4537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-12
Solvency40▼-10
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.74 against 0.96 in 2024), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
23 d early
2023
8 d early
2022
25 d early
2021
30 d early
2020
22 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k▼ 11.7%
2024 · €296k
2018: €164k
2019: €206k
2020: €241k
2021: €264k
2022: €265k
2023: €289k
2024: €296k
2018 → 2025
Total assets
€882k▼ 3.2%
2024 · €912k
2018: €1.19M
2019: €1.21M
2020: €1.11M
2021: €1.05M
2022: €984k
2023: €974k
2024: €912k
2018 → 2025
Net result
€-35k
2024 · €7k
2018: €35k
2019: €42k
2020: €36k
2021: €22k
2022: €2k
2023: €24k
2024: €7k
2018 → 2025
Working capital
€-49k▼ 898%
2024 · €-5k
2018: €-27k
2019: €-552
2020: €20k
2021: €11k
2022: €1k
2023: €18k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€265k▲ 0.6%€289k▲ 9.0%€296k▲ 2.4%€262k▼ 11.7%
Operating result€49k-€16k▼ 67.8%€53k▲ 230%€25k▼ 52.0%€-19k
Net result€22k-€2k▼ 92.4%€24k▲ 1,307%€7k▼ 70.7%€-35k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €25k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €882k
Fixed assets
€742k▼ 5.1%
Current assets
€140k▲ 8.1%
Equity and liabilities €882k
Equity
€262k▼ 11.7%
Debt
€621k▲ 0.9%
The debt ratio rises from 67.5% to 70.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€29k▼
2024 · €74k
Cash flow
€14k▼
2024 · €55k
Solvency
29.6%▼
2024 · 32.5%
Current ratio
0.74▼
2024 · 0.96
Quick ratio
0.53▼
2024 · 0.67
Debt / equity
2.37▲
2024 · 2.08
ROE
-13.3%▼
2024 · 2.4%
ROA
-3.9%▼
2024 · 0.8%
Interest coverage
1.79▼
2024 · 4.75
Debt
€621k▲
2024 · €615k
Debt ≤ 1 year
€189k▲
2024 · €134k
Debt > 1 year
€431k▼
2024 · €481k
Income taxes
€-736▼
2024 · €3k
Staff costs
€79k▼
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€912k€882k▼
Fixed assets21/28€782k€742k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€781k€741k▼
Land and buildings22€741k€708k▼
Plant, machinery and equipment23€33k€22k▼
Furniture and vehicles24€8k€11k▲
Financial fixed assets28€1k€1k=
Current assets29/58€130k€140k▲
Stocks and contracts in progress3€40k€40k▲
Stocks30/36€40k€40k▲
Amounts receivable within one year40/41€70k€83k▲
Trade receivables40€62k€68k▲
Other amounts receivable41€8k€15k▲
Cash at bank and in hand54/58€6k€6k▲
Deferred charges and accrued income490/1€14k€11k▼
Equity and liabilities
Total equity and liabilities10/49€912k€882k▼
Equity10/15€296k€262k▼
Contributions10/11€25k€25k=
Reserves13€272k€237k▼
Distributable reserves133€272k€237k▼
Amounts payable17/49€615k€621k▲
Amounts payable after more than one year17€481k€431k▼
Financial debts170/4€480k€431k▼
Other amounts payable178/9€1k€0▼
Amounts payable within one year42/48€134k€189k▲
Current portion of amounts payable after more than one year42€55k€48k▼
Financial debts43€12k€25k▲
Credit institutions430/8€12k€25k▲
Trade debts44€15k€28k▲
Suppliers440/4€15k€28k▲
Advances received on contracts in progress46€21k€24k▲
Taxes, remuneration and social security45€32k€50k▲
Taxes450/3€13k€7k▼
Remuneration and social security454/9€19k€43k▲
Other amounts payable47/48€1k€14k▲
Accrued charges and deferred income492/3€105€188▲
Income statement
Code20242025
Non-recurring operating income76A€7k€950▼
Remuneration, social security and pensions62€90k€79k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€9k€23k▲
Non-recurring operating charges66A€102€0▼
Gross operating margin9900€173k€132k▼
Operating profit (loss)9901€25k€-19k▼
Financial income75/76B€84€52▼
Recurring financial income75€84€52▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€10k€-36k▼
Income taxes67/77€3k€-736▼
Profit (loss) for the period9904€7k€-35k▼
Profit (loss) for the period to be appropriated9905€7k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-35k▼
Transfer from equity791/2-€35k
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-35k ▼597%
Net result drops to €-35k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €42k ▲18.2%
Net result €42k, the highest in the series.
31-12
Financial
Equity above €200kEq €206k ▲25.4%
2 profitable years in a row build equity to €206k.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 3 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Bos 129100 Sint-NiklaasGround area
787 m²
Building footprint
380 m²
Volume, LiDAR
2,074 m³
3 parcels, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Ten Bos 12, 9100 Sint-Niklaas
since 19912.051.970.365
Vrasenestraat 10, 9100 Sint-Niklaas
since 19922.266.840.609
Marktplein(KIE) 73-75, 9130 Beveren
since 19972.051.970.464
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A1165/00A000 | Flanders | 628 m² | 1 · 274 m² | 9.7 m · 1 fl. |
| 46012C0010/00F005 | Flanders | 94 m² | 1 · 106 m² | 11.6 m · 3 fl. |
| 46017A0302/00P000 | Flanders | 65 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,766 EUR awarded · 2,766 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,766 EUR | 2,766 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.051.970.464
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Of 898 companies in sector 96301 we hold annual accounts for 609. 531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-1991
Fiscal year end31-12
Activities, NACEBEL
93031
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.