Van de Velde Consulting
ActiveSummary
Van de Velde Consulting has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €398k and a net result of €69k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 116 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 19.53 against 28.16 in 2024; short-term debt: 4.3% and cash: 43.6% of total assets), and 4.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 20
Relative position
BE, all sectors
reference
Sector 20
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.7%
Return on assets
16.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
65 d early
2023
131 d early
2022
102 d early
2021
89 d early
2020
93 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€398k▲ 0.6%
2024 · €395k
2018: €308k
2019: €375k
2020: €433k
2021: €445k
2022: €409k
2023: €400k
2024: €395k
2018 → 2025
Total assets
€415k▲ 2.2%
2024 · €407k
2018: €321k
2019: €404k
2020: €439k
2021: €467k
2022: €428k
2023: €411k
2024: €407k
2018 → 2025
Net result
€69k▲ 1.8%
2024 · €68k
2018: €73k
2019: €67k
2020: €58k
2021: €78k
2022: €52k
2023: €64k
2024: €68k
2018 → 2025
Working capital
€330k▲ 8.2%
2024 · €305k
2018: €291k
2019: €367k
2020: €432k
2021: €300k
2022: €273k
2023: €287k
2024: €305k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€445k-€409k▼ 8.0%€400k▼ 2.2%€395k▼ 1.2%€398k▲ 0.6%
Operating result€115k-€80k▼ 31.1%€97k▲ 21.3%€101k▲ 4.7%€104k▲ 3.3%
Net result€78k-€52k▼ 33.9%€64k▲ 23.9%€68k▲ 6.3%€69k▲ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €415k
Fixed assets
€68k ▼ 25.2%
Current assets
€348k ▲ 10.0%
Equity and liabilities €415k
Equity
€398k ▲ 0.6%
Debt
€18k ▲ 58.6%
Debt's share of the balance-sheet total rises from 2.8% to 4.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127k▲
2024 · €124k
Cash flow
€92k▲
2024 · €91k
Current ratio
19.53▼
2024 · 28.16
Debt to equity
0.04▲
2024 · 0.03
ROE
17.4%▲
2024 · 17.2%
ROA
16.6%▼
2024 · 16.7%
Interest coverage
443.25▼
2024 · 495.62
Debt ≤ 1 year
€18k▲
2024 · €11k
Income taxes
€38k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€407k€415k▲
Fixed assets21/28€91k€68k▼
Tangible fixed assets22/27€91k€68k▼
Land and buildings22€76k€65k▼
Furniture and vehicles24€15k€3k▼
Current assets29/58€316k€348k▲
Amounts receivable within one year40/41€51k€48k▼
Trade receivables40€37k€22k▼
Other amounts receivable41€15k€27k▲
Current investments50/53€118k€118k=
Cash at bank and in hand54/58€146k€181k▲
Equity and liabilities
Total equity and liabilities10/49€407k€415k▲
Equity10/15€395k€398k▲
Contributions10/11€6k€6k=
Reserves13€388k€391k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€387k€389k▲
Profit (loss) carried forward14€909€909=
Amounts payable17/49€11k€18k▲
Amounts payable within one year42/48€11k€18k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€126k€129k▲
Operating profit (loss)9901€101k€104k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€251€287▲
Recurring financial charges65€251€287▲
Profit (loss) for the period before taxes9903€104k€107k▲
Income taxes67/77€36k€38k▲
Profit (loss) for the period9904€68k€69k▲
Profit (loss) for the period to be appropriated9905€68k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€70k▲
Profit (loss) brought forward from the previous period14P€909€909=
Transfer from equity791/2€73k€67k▼
Transfer to equity691/2€68k€69k▲
To other reserves6921€68k€69k▲
Profit to be distributed694/7€73k€67k▼
Return on contributions (dividend)694€73k€67k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €52k ▼33.9%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €78k ▲33.9%
Net result €78k, the highest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 5current ratio 70.66
Current ratio from 13.63 to 70.66; short-term debt falls from €29k to €6k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jabekestraat 119230 WetterenGround area
1,474 m²
Building footprint
200 m²
Volume, LiDAR
913 m³
Parcel 42302D0332/02C000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Van de Velde Consulting
since 20082.168.645.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302D0332/02C000 | Flanders | 1,474 m² | 1 · 200 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SYNACO
BE 0451.363.269
Ans · Eq €409k
LUBRI GROUP
BE 0421.616.339
Verviers · Eq €418k
MINAGRO
BE 0739.988.353
Ottignies-Louvain-la-Neuve · Eq €426k
ZENTECH
BE 0441.634.961
Liège · Eq €441k
GREENSEAL
BE 0823.317.588
Sint-Martens-Latem · Eq €458k
Of 230 companies in sector 20590 we hold annual accounts for 169. 79 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
20590Manufacture of chemicals and chemical products
68110Buying and selling of own real estate
68204Real estate activities
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.