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VAN DE VELDE BV

Active
Private limited companyfounded 2004active for 22 yearsSteenkaaistraat (BAA) 15, 9200 Dendermonde, BelgiumKBO/BCE: BE 0864.792.513
Summary

The computed 12-month bankruptcy probability of VAN DE VELDE BV is 1.9% (moderate). The 2025 annual accounts show equity of €937,329 and a net result of €120,270. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 42% of 9,723 sector peers (NACE 43, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€2.5mtotal assets 2025
Staff
8 FTE
Equity
€937,329
Profit
€120,270
Turnover not published (abbreviated format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts filed 146 days late0 of 5 deeds read
Why 54raises riskLatest accounts 146 days late; 1 of the last 3 lateFigures for financial year 2025 (filed 08-04-2026)Liquidity: current ratio 0.80, cash €61,092, halvedlowers riskFounded in 2004Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 63+5
equity 37.9% of total assets
Liquidity 40-4
short-term debt 30.5% · cash 2.5%
Profitability 75+3
return on assets 4.9%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,585 companies, NACE 43, micro)
Last 24 months 11-2024: 2.3% 12-2024: 0.6%▼ -1.7 percentage points vs 11-2024lowest value 01-2025: 0.6%● unchanged vs 12-2024lowest value 02-2025: 0.6%● unchanged vs 01-2025lowest value 03-2025: 0.6%● unchanged vs 02-2025lowest value 04-2025: 0.6%● unchanged vs 03-2025lowest value 05-2025: 0.6%● unchanged vs 04-2025lowest value 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 1.0%▲ +0.2 percentage points vs 09-2025 11-2025: 1.7%▲ +0.7 percentage points vs 10-2025 12-2025: 2.1%▲ +0.4 percentage points vs 11-2025 01-2026: 3.1%▲ +1.0 percentage point vs 12-2025 02-2026: 3.2%▲ +0.1 percentage points vs 01-2026 03-2026: 3.6%▲ +0.4 percentage points vs 02-2026 04-2026: 5.5%▲ +1.9 percentage points vs 03-2026highest value 05-2026: 1.0%▼ -4.5 percentage points vs 04-2026 06-2026: 1.2%▲ +0.2 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.2%● unchanged vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 1.9%▲ +0.6 percentage points vs 09-2026
Credit of up to €50,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity insufficient (current ratio 0.8, compared with 0.77 in 2024, below 1; short-term debt: 30.5% and cash: 2.5% of total assets), and 62.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 40% on solvency, 29% on liquidity, 48% on profitability and 62% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Latest accounts 146 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2025 (filed 08-04-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.80, cash €61,092, halved
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-03-2026, 146 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
146 days late
2024
27 days late
2023
30 days late
2022
30 days late
2021
92 days late
2020
30 days late
2019
133 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 30 November (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end21-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €120,270 ▲32.5%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 146 days View
  • Positive: Among the best 15% on equitysector median €254,428 · 9,725 companies €937,329 View
  • Positive: 7 profitable years in a rowprofit 2025: €120,270 7 years View

By topic

Financials

Financial year
2025
Total assets
€2.5m
Profit
€120,270
Solvency
37.9%
Total assets▼ 0.3%
Net result
20192025
Go to Financials

Timeline

Events
20
Since
2006
Next accounts
by 31-10-2026
  1. 30-11-2023Annual accounts filed
  2. 30-11-2022Annual accounts filed
  3. 31-01-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
19-04-2004
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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