Financials
- Fiscal year
- 2025
- Total assets
- €83,942
- Loss
- -€1,493
- Solvency
- 55.5%
Total assets▼ 1.6%
Net result
20232025
Van de Sande
ActiveSummary
Van de Sande has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,579 and a net result of -€1,493. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 51% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Activities of building architects
NACE 71111
1 site
Size
€83,942total assets 2025
- Equity
- €46,579
- Loss
- -€1,493
Turnover not published (abridged schema)
Structure
Accounts 8 d early0 of 4 deeds read
Why 69- 1 change of registered office in 24 months- Liquidity: current ratio 1.44, cash €1,086, halved+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Figures for FY 2025 (filed 23-07-2026)Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 33% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
80-1
equity 55.5% of total assets
Liquidity
40-21
short-term debt 29.0% · cash 1.3%
Profitability
67-6
return on assets -1.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.3%lowest value
10-2025: 1.4%▲ +336% vs 09-2025highest value
11-2025: 1.4%● 0.0% vs 10-2025highest value
12-2025: 1.4%● 0.0% vs 11-2025highest value
01-2026: 0.3%▼ -77.1% vs 12-2025lowest value
02-2026: 0.3%● 0.0% vs 01-2026lowest value
03-2026: 0.3%● 0.0% vs 02-2026lowest value
04-2026: 0.3%▲ +1.2% vs 03-2026
05-2026: 0.4%▲ +6.6% vs 04-2026
06-2026: 0.3%▼ -2.8% vs 05-2026
07-2026: 0.4%▲ +11.7% vs 06-2026
08-2026: 0.7%▲ +72.3% vs 07-2026
09-2026: 0.7%● 0.0% vs 08-2026
10-2026: 0.7%▼ -0.8% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Liquidity: current ratio 1.44, cash €1,086, halved raises the probability
- Figures for FY 2025 (filed 23-07-2026) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.64 in 2024; short-term debt: 29% and cash: 1.3% of total assets), and 44.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 53%, liquidity 19%, profitability 28%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
26 d late
2023
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (3 of the last 3 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €3,158
Key points
By topic
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-07-2027
- 23-07-2026Annual accounts filed
- 26-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of building architectsNACE 71111
- Founded
- 23-09-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.