VAN DE POL
ActiveSummary
The computed 12-month bankruptcy probability of VAN DE POL is 2.3% (moderate). For VAN DE POL, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€30,283) and a net result of -€1,122. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 23162 sector peers (fiscal year 2022). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability9=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
-303.5%
Return on assets
-11.2%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline01-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 29-09-2023, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
60 d late
2021
153 d late
2019
92 d late
2018
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 99 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Equity
-€30,283▼ 3.8%
2021 · -€29,162
Total assets
€9,977=
2021 · €9,977
Net result
-€1,122▼ 0.1%
2021 · -€1,121
Working capital
-€30,283▼ 3.8%
2021 · -€29,162
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920212022
Operating result-€1,636--€1,638▼ 0.1%-€1,121--€1,122▼ 0.1%
Net result-€1,636--€1,638▼ 0.1%-€1,121within the sector's middle half--€1,122within the sector's middle half▼ 0.1%
Equity-€25,063--€26,701▼ 6.5%-€29,162below the sector's middle half--€30,283below the sector's middle half▼ 3.8%
Total assets€10,717-€10,197▼ 4.9%€9,977below the sector's middle half-€9,977below the sector's middle half=
Debt€35,780-€36,898▲ 3.1%€39,139-€40,260▲ 2.9%
Working capital-€25,803--€26,921▼ 4.3%-€29,162below the sector's middle half--€30,283below the sector's middle half▼ 3.8%
Solvency-233.9%--261.9%▼ 28.0pp-292.3%below the sector's middle half--303.5%below the sector's middle half▼ 11.2pp
Current ratio0.28-0.27▼ 0.010.25below the sector's middle half-0.25below the sector's middle half▼ 0.01
Return on assets (ROA)-15.3%--16.1%▼ 0.8pp-11.2%below the sector's middle half--11.2%below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,122 in 2022 against €1,121 in 2021; the loss grows.
Key figures and ratios
Quick ratio
0.02▼
2021 · 0.02
Debt ≤ 1 year
€40,260▲
2021 · €39,139
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €520 | €520 | - | - | - |
| Other operating charges640/8 | - | - | €449 | €450 | ▲ 0.2% |
| Gross operating margin9900 | -€672 | -€672 | -€672 | -€672 | = |
| Operating profit (loss)9901 | -€1,636 | -€1,638 | -€1,121 | -€1,122 | ▼ 0.1% |
| Profit (loss) for the period before taxes9903 | -€1,636 | -€1,638 | -€1,121 | -€1,122 | ▼ 0.1% |
| Profit (loss) for the period9904 | -€1,636 | -€1,638 | -€1,121 | -€1,122 | ▼ 0.1% |
| Profit (loss) for the period to be appropriated9905 | -€1,636 | -€1,638 | -€1,121 | -€1,122 | ▼ 0.1% |
| Line | 2018 | 2019 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €10,717 | €10,197 | €9,977 | €9,977 | = |
| Fixed assets21/28 | €740 | €220 | - | - | - |
| Tangible fixed assets22/27 | €740 | €220 | - | - | - |
| Current assets29/58 | €9,977 | €9,977 | €9,977 | €9,977 | = |
| Stocks and contracts in progress3 | €9,324 | €9,324 | €9,324 | €9,324 | = |
| Stocks30/36 | - | - | €9,324 | €9,324 | = |
| Cash at bank and in hand54/58 | €653 | €653 | €653 | €653 | = |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €10,717 | €10,197 | €9,977 | €9,977 | = |
| Equity10/15 | -€25,063 | -€26,701 | -€29,162 | -€30,283 | ▼ 3.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | - | €18,592 | - |
| Issued capital100 | - | - | - | €18,592 | - |
| Outside capital11 | - | - | €18,592 | - | - |
| Other1109/19 | - | - | €18,592 | - | - |
| Profit (loss) carried forward14 | -€43,655 | -€45,293 | -€47,754 | -€48,875 | ▼ 2.3% |
| Amounts payable17/49 | €35,780 | €36,898 | €39,139 | €40,260 | ▲ 2.9% |
| Amounts payable within one year42/48 | €35,780 | €36,898 | €39,139 | €40,260 | ▲ 2.9% |
| Trade debts44 | €450 | €450 | €450 | €450 | = |
| Suppliers440/4 | - | - | €450 | €450 | = |
| Other amounts payable47/48 | - | - | €38,689 | €39,810 | ▲ 2.9% |
| Line | 2018 | 2019 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,636 | -€1,638 | -€1,121 | -€1,122 | ▼ 0.1% |
| + Depreciation and write-downs630 | €520 | €520 | - | - | - |
| Operating cash flow (approximation) | -€1,116 | -€1,118 | -€1,121 | -€1,122 | ▼ 0.1% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - |
| Change in cash | - | €0 | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet -€1,638
Net result drops to -€1,638, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
2013
30-09
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 61 days late
27-06
NBB filing
Annual accounts filed
fiscal year 2010 · abbreviated schema · 697 days late
2009
18-12
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema · 140 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1995
Ground area
1,078 m²
Building footprint
162 m²
Volume, LiDAR
517 m³
Parcel 13036A0173/00F000, Flanders · tallest building 4.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nerendijk 11, 2470 Retie
since 19952.074.093.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036A0173/00F000 | Flanders | 1,078 m² | 1 · 162 m² | 4.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
GARAGE DE WITTE
BE 0419.973.970
Retie
Garage Nawrot
BE 0403.817.730
Retie
Kiowa
BE 0781.339.354
Retie
SPAREN & BELEGGEN.INFO
BE 0414.642.336
Retie
Actif Services & Renting
BE 0415.948.569
Rumst
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,654 companies in this sector we hold annual accounts for 5,227. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded10-11-1995
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456427263
Registered
20-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.