Van De Perre Jo
ActiveSummary
Van De Perre Jo has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €46k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 1544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+8
Solvency98▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 2.26 in 2024; short-term debt: 26.6% and cash: 24.4% of total assets), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.4%
Return on assets
13.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
23 d early
2023
40 d early
2022
3 d early
2021
137 d late
2020
19 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€249k▲ 22.9%
2024 · €202k
2018: €69k
2019: €89k
2020: €132k
2021: €202k
2022: €217k
2023: €242k
2024: €202k
2018 → 2025
Total assets
€339k▲ 1.7%
2024 · €333k
2018: €169k
2019: €187k
2020: €237k
2021: €287k
2022: €306k
2023: €321k
2024: €333k
2018 → 2025
Net result
€46k▲ 93.7%
2024 · €24k
2018: €21k
2019: €20k
2020: €42k
2021: €71k
2022: €14k
2023: €25k
2024: €24k
2018 → 2025
Working capital
€213k▲ 29.2%
2024 · €165k
2018: €15k
2019: €49k
2020: €99k
2021: €176k
2022: €172k
2023: €206k
2024: €165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€217k▲ 7.0%€242k▲ 11.5%€202k▼ 16.3%€249k▲ 22.9%
Operating result€105k-€25k▼ 75.9%€39k▲ 55.2%€33k▼ 15.0%€66k▲ 96.6%
Net result€71k-€14k▼ 79.8%€25k▲ 75.2%€24k▼ 4.1%€46k▲ 93.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 97% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€35k ▼ 5.1%
Current assets
€304k ▲ 2.6%
Equity and liabilities €339k
Equity
€249k ▲ 22.9%
Debt
€90k ▼ 31.0%
Debt's share of the balance-sheet total falls from 39.3% to 26.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €43k
Cash flow
€59k▲
2024 · €34k
Current ratio
3.36▲
2024 · 2.26
Quick ratio
3.27▲
2024 · 2.20
Debt to equity
0.36▼
2024 · 0.65
ROE
18.6%▲
2024 · 11.8%
ROA
13.7%▲
2024 · 7.2%
Interest coverage
9.45▲
2024 · 6.20
Debt ≤ 1 year
€90k▼
2024 · €131k
Income taxes
€18k▲
2024 · €9k
Staff costs
€105k▼
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€333k€339k▲
Fixed assets21/28€37k€35k▼
Tangible fixed assets22/27€37k€35k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€19k€23k▲
Furniture and vehicles24€15k€9k▼
Current assets29/58€296k€304k▲
Stocks and contracts in progress3€9k€8k▼
Stocks30/36€9k€8k▼
Amounts receivable within one year40/41€11k€11k▼
Trade receivables40€719€2k▲
Other amounts receivable41€10k€9k▼
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€73k€83k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€333k€339k▲
Equity10/15€202k€249k▲
Contributions10/11€6k€6k=
Reserves13€190k€237k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€189k€235k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€131k€90k▼
Amounts payable within one year42/48€131k€90k▼
Current portion of amounts payable after more than one year42€0€3k▲
Trade debts44€27k€40k▲
Suppliers440/4€27k€40k▲
Taxes, remuneration and social security45€32k€38k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€23k€27k▲
Other amounts payable47/48€72k€10k▼
Accrued charges and deferred income492/3€3€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€107k€105k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€887€952▲
Gross operating margin9900€151k€184k▲
Operating profit (loss)9901€33k€66k▲
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€33k€64k▲
Income taxes67/77€9k€18k▲
Profit (loss) for the period9904€24k€46k▲
Profit (loss) for the period to be appropriated9905€24k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€52k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer from equity791/2€63k€0▼
Transfer to equity691/2€24k€46k▲
To other reserves6921€24k€46k▲
Profit to be distributed694/7€63k€0▼
Return on contributions (dividend)694€63k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €14k ▼79.8%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 137 days late
2021
31-12
Financial
Highest result since 2018net €71k ▲66.9%
Operating result €105k, net result €71k, both a record.
31-12
Financial
Equity above €200kEq €202k ▲53.6%
4 profitable years in a row build equity to €202k.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Equity above €100kEq €132k ▲47.3%
3 profitable years in a row build equity to €132k.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bijlstraat(BEV) 839120 Beveren-Kruibeke-ZwijndrechtGround area
562 m²
Building footprint
275 m²
Volume, LiDAR
1,281 m³
Parcel 46503C0657/00V009, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Van De Perre Jo
since 20132.216.535.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C0657/00V009 | Flanders | 562 m² | 1 · 275 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.216.535.122
Dual-learning approval
3 live approvalsBrood- en banketbakkerij duaal (so)
Medewerker (banket)bakkerij duaal (so)
Medewerker bakkerij (vwo)
Similar companies · same sector, comparable size
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DANKRIS
BE 0474.723.047
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ANP PATISSERIE
BE 0759.961.940
Grimbergen · Eq €249,327
BARLIEK
BE 1008.026.275
Dentergem · Eq €249,561
BAKKERIJ DEPOTTER
BE 0435.959.966
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Of 4,226 companies in sector 10712 we hold annual accounts for 1,870. 1,468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.