Equity
€248,675 ▲ 22.9%
Van De Perre Jo has made a profit in every financial year since 2014.
Van De Perre Jo
Lifetime
12 annual accounts with figures on one time axispeak €387,228 (2014)
€184,109▲ 22.0%
peak €70,640 (2021)
€46,364▲ 93.7%
peak €248,675 (2025)
€248,675▲ 22.9%
€90,321▼ 31.0%
peak 3.9 FTE (2020)
-not published
Board2 names since 2021
2 directorsDe Wolf Hilde and 1 other
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Gross margin from €150,874 to €184,109Result from €23,937 to €46,364Equity from €202,311 to €248,675Debts from €130,928 to €90,321
Key points
from the 2025 annual accountsTurnover
≈ €460,000 estimated
The micro format states no turnover.
Staff
2.8 FTE from 5.7 in 2022
Between 2022 and 2025, 51% of the full-time equivalents disappeared.
Liquidity
3.36 was 2.26 in 2024
Short-term debts fell from €130,925 to €90,321.
Filings
12 annual accounts since 2014
Four of the last ten came late. The 2021 accounts came latest: 137 days after the end of the period.
Position in the sector
€248,675
More equity than 87% of companies in food products. Sector median €51,709 · 1,920 companies.
Checked score
96
Excellent
Financially stronger than 77% of micro companies in food products (NACE 10)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.1% across 3,080 companies (NACE 10, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Manufacture of food products (NACE 10)
lowers risk
Liquidity: current ratio 3.36, cash €82,749
Equity €248,675 (73.4% of total assets)
Founded in 2013
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 85% of them on solvency, 75% on liquidity, 77% on profitability and 71% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Van De Perre Jo has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Van De Perre Jo itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Van De Perre Jo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.36 (2.26 in 2024), above the usual 1.5. Short-term debt is 26.6% and cash 24.4% of total assets. 26.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 days early
2024
23 days early
2023
40 days early
2022
3 days early
2021
137 days late
2020
19 days late
2019
87 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0503851454
Reappointments: Van De Perre Johan (director) and De Wolf Hilde (director)
General meeting of 28-11-2023 · Gazette deed
Incorporation
published on 08-02-2013 · Gazette deed
First establishment
Bijlstraat 83, Beveren-Kruibeke-Zwijndrecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Van De Perre Jo Beveren-Kruibeke-Zwijndrecht | €338,996 | €184,109 | 73.4% | - |
| VLAANDEREN BAKKERIJ Ghent | €374,923 | €194,494 | 74.9% | - |
| ViVaAmSy Oudenaarde | €362,346 | €176,651 | -86.1% | - |
| HORIZON AZ Forest | €337,937 | €172,458 | 57.1% | - |
| Hill's Food Comines-Warneton | €356,168 | €175,451 | 72.6% | 3.6 |
| Patisserie Mario Mol | €361,447 | €171,983 | 35.5% | - |
| PÂTISSERIE PIOT Stavelot | €303,089 | €155,829 | 7.4% | - |
These companies have the same main activity as Van De Perre Jo: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €303,000 and €375,000, founded between 2011 and 2015.
Official details
Source: KBO- Status
- Active since 06-02-2013Normal situation
- Activity
- Artisanal bread and fresh pastry makingNACE 10712and 2 others
- Joint committees
- 118Food industry
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.216.535.1229120 Beveren-Kruibeke-Zwijndrecht, since 05-02-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2024
Annual accounts 2025
- €338,996▲ 1.7%
- Employeeson 31-12-2025
- 4▼ 20.0%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on Van De Perre Jo
Van De Perre Jo files the micro format. That format states no turnover. The gross margin fell from €387,228 in 2014 to €184,109 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Van De Perre Jo
- What is the company number of Van De Perre Jo?
- The company number of Van De Perre Jo is 0503.851.454. The VAT number is the same number with BE in front: BE 0503.851.454.
- Where is Van De Perre Jo based?
- The registered office is at Bijlstraat 83, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does Van De Perre Jo do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of Van De Perre Jo?
- Van De Perre Jo is a private limited company (BV).
- When was Van De Perre Jo founded?
- Van De Perre Jo was founded on 06-02-2013.
- Is Van De Perre Jo still active?
- Yes, Van De Perre Jo is an active enterprise in the KBO register.
- How many employees does Van De Perre Jo have?
- Van De Perre Jo had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Van De Perre Jo fall under?
- In its 2025 annual accounts, Van De Perre Jo states joint committees 118 (Food industry) and 201 (Independent retail).
- What is the turnover of Van De Perre Jo?
- The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €184,109 and 2,203 comparable companies of the same size. It probably lies between €310,000 and €710,000. It is a rough estimate.
- Is Van De Perre Jo profitable?
- In financial year 2025, Van De Perre Jo made a profit of €46,364.
- Where can I find the annual accounts of Van De Perre Jo?
- Van De Perre Jo filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Van De Perre Jo due?
- Van De Perre Jo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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