Van de Ghoor
ActiveVan de Ghoor has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337k and a net result of €52k. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 33.44 against 79.81 in 2024), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
15.1%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-03-2026, 55 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
55 d early
2024
51 d early
2023
53 d early
2022
67 d early
2021
32 d early
2020
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€337k▲ 18.4%
2024 · €284k
2020: €24k
2021: €91k
2022: €154k
2023: €219k
2024: €284k
2020 → 2025
Total assets
€347k▲ 20.5%
2024 · €288k
2020: €33k
2021: €131k
2022: €172k
2023: €219k
2024: €288k
2020 → 2025
Net result
€52k▼ 20.2%
2024 · €66k
2020: €22k
2021: €67k
2022: €63k
2023: €64k
2024: €66k
2020 → 2025
Working capital
€328k▲ 21.2%
2024 · €271k
2020: €15k
2021: €81k
2022: €136k
2023: €199k
2024: €271k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€154k▲ 69.4%€219k▲ 41.6%€284k▲ 30.0%€337k▲ 18.4%
Operating result€96k-€90k▼ 6.0%€93k▲ 2.9%€93k▼ 0.4%€76k▼ 18.2%
Net result€67k-€63k▼ 5.7%€64k▲ 1.8%€66k▲ 2.2%€52k▼ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€9k▼ 36.6%
Current assets
€338k▲ 23.4%
Equity and liabilities €347k
Equity
€337k▲ 18.4%
Debt
€10k▲ 194%
The debt ratio rises from 1.2% to 2.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€81k▼
2024 · €99k
Cash flow
€58k▼
2024 · €72k
Solvency
97.1%▼
2024 · 98.8%
Current ratio
33.44▼
2024 · 79.81
Quick ratio
33.44▼
2024 · 79.81
Debt / equity
0.03▲
2024 · 0.01
ROE
15.6%▼
2024 · 23.1%
ROA
15.1%▼
2024 · 22.8%
Interest coverage
24.79▼
2024 · 47.82
Debt
€10k▲
2024 · €3k
Debt ≤ 1 year
€10k▲
2024 · €3k
Income taxes
€24k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€288k€347k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Land and buildings22€11k€7k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€274k€338k▲
Amounts receivable within one year40/41€2k€3k▲
Other amounts receivable41€2k€3k▲
Current investments50/53€150k€200k▲
Cash at bank and in hand54/58€121k€135k▲
Deferred charges and accrued income490/1€409€371▼
Equity and liabilities
Total equity and liabilities10/49€288k€347k▲
Equity10/15€284k€337k▲
Contributions10/11€2k€2k=
Reserves13€282k€335k▲
Distributable reserves133€282k€335k▲
Amounts payable17/49€3k€10k▲
Amounts payable within one year42/48€3k€10k▲
Trade debts44€158€1k▲
Suppliers440/4€158€1k▲
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€594€686▲
Gross operating margin9900€99k€82k▼
Operating profit (loss)9901€93k€76k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€90k€76k▼
Income taxes67/77€25k€24k▼
Profit (loss) for the period9904€66k€52k▼
Profit (loss) for the period to be appropriated9905€66k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€52k▼
Transfer to equity691/2€66k€52k▼
To other reserves6921€66k€52k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 35current ratio 308.79
Current ratio from 8.81 to 308.79; short-term debt falls from €17k to €646.
30-09
Financial
Equity above €200kEq €219k ▲41.6%
4 profitable years in a row build equity to €219k.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 8.81
Current ratio from 3.01 to 8.81; short-term debt falls from €40k to €17k.
30-09
Financial
Equity above €150kEq €154k ▲69.4%
3 profitable years in a row build equity to €154k.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €67k ▲202%
Operating result €96k, net result €67k, both a record.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mierheuvelstraat 313583 BeringenGround area
976 m²
Building footprint
130 m²
Volume, LiDAR
739 m³
Parcel 71382C0416/00D002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van de Ghoor
since 20202.301.295.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382C0416/00D002 | Flanders | 976 m² | 1 · 130 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Herli Medical
BE 0653.937.871
Kontich · Eq €336k
D.L.H.
BE 0653.774.555
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Medsupplies
BE 0744.761.248
Oudenaarde · Eq €339k
Cophana
BE 0401.383.030
La Louvière · Eq €334k
PAMSANTE BENELUX
BE 0748.536.726
Brussel · Eq €332k
Of 1,893 companies in sector 46460 we hold annual accounts for 1,113. 742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2020
Fiscal year end30-09
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.