VAN DAM WERNER
ActiveVAN DAM WERNER has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345k and a net result of €32k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+4
Solvency94▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.01 against 4.13 in 2024; short-term debt: 5.2% and cash: 7.9% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
28 d late
2023
5 d early
2022
23 d late
2021
102 d late
2020
145 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€345k▲ 10.0%
2024 · €314k
2018: €227k
2019: €250k
2020: €281k
2021: €323k
2022: €350k
2023: €313k
2024: €314k
2018 → 2025
Total assets
€497k▼ 0.2%
2024 · €498k
2018: €544k
2019: €560k
2020: €554k
2021: €574k
2022: €582k
2023: €510k
2024: €498k
2018 → 2025
Net result
€32k▲ 48.2%
2024 · €21k
2018: €35k
2019: €47k
2020: €53k
2021: €42k
2022: €45k
2023: €25k
2024: €21k
2018 → 2025
Working capital
€156k▲ 18.2%
2024 · €132k
2018: €127k
2019: €138k
2020: €139k
2021: €167k
2022: €181k
2023: €139k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€323k-€350k▲ 8.2%€313k▼ 10.3%€314k▲ 0.1%€345k▲ 10.0%
Operating result€61k-€57k▼ 7.0%€35k▼ 37.9%€33k▼ 5.7%€47k▲ 41.5%
Net result€42k-€45k▲ 5.5%€25k▼ 44.7%€21k▼ 13.6%€32k▲ 48.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€316k▼ 2.7%
Current assets
€181k▲ 4.5%
Equity and liabilities €497k
Equity
€345k▲ 10.0%
Debt
€152k▼ 17.6%
The debt ratio falls from 37.0% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €43k
Cash flow
€41k▲
2024 · €31k
Solvency
69.5%▲
2024 · 63.0%
Current ratio
7.01▲
2024 · 4.13
Quick ratio
7.01▲
2024 · 4.13
Debt / equity
0.44▼
2024 · 0.59
ROE
9.1%▲
2024 · 6.8%
ROA
6.3%▲
2024 · 4.3%
Interest coverage
8.53▲
2024 · 5.86
Debt
€152k▼
2024 · €184k
Debt ≤ 1 year
€26k▼
2024 · €42k
Debt > 1 year
€126k▼
2024 · €142k
Income taxes
€12k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€498k€497k▼
Fixed assets21/28€324k€316k▼
Tangible fixed assets22/27€324k€316k▼
Land and buildings22€309k€303k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€1k€536▼
Current assets29/58€174k€181k▲
Amounts receivable after more than one year29€100k€90k▼
Other amounts receivable291€100k€90k▼
Amounts receivable within one year40/41€18k€20k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€5k€6k▲
Current investments50/53€32k€32k=
Cash at bank and in hand54/58€24k€39k▲
Deferred charges and accrued income490/1€445€586▲
Equity and liabilities
Total equity and liabilities10/49€498k€497k▼
Equity10/15€314k€345k▲
Contributions10/11€6k€6k=
Reserves13€172k€203k▲
Distributable reserves133€172k€203k▲
Profit (loss) carried forward14€136k€136k=
Amounts payable17/49€184k€152k▼
Amounts payable after more than one year17€142k€126k▼
Financial debts170/4€142k€126k▼
Amounts payable within one year42/48€42k€26k▼
Current portion of amounts payable after more than one year42€18k€16k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€15k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€2k€900▼
Gross operating margin9900€45k€58k▲
Operating profit (loss)9901€33k€47k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€29k€43k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€21k€32k▲
Profit (loss) for the period to be appropriated9905€21k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€167k▲
Profit (loss) brought forward from the previous period14P€137k€136k▼
Transfer from equity791/2€20k-
Transfer to equity691/2€21k€32k▲
To other reserves6921€21k€32k▲
Profit to be distributed694/7€21k-
Return on contributions (dividend)694€21k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €21k ▼13.6%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 102 days late
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
2020
31-12
Financial
Highest result since 2018net €53k ▲13.8%
Operating result €67k, net result €53k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgstraat 759100 Sint-NiklaasGround area
1,167 m²
Building footprint
196 m²
Volume, LiDAR
749 m³
Parcel 46442C0851/00A000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C0851/00A000 | Flanders | 1,167 m² | 1 · 195 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 275 companies in sector 52241 we hold annual accounts for 212. 128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2003
Fiscal year end31-12
Activities, NACEBEL
52241Warehousing and support activities for transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.