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VAN DAELE

Active
Private limited companyfounded 199926 yrs activeRue de la Chaussée(GOE) 73-74, 7040 Quévy, BelgiumKBO/BCE: BE 0468.373.804
Summary

VAN DAELE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €81,218. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 84% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
VAN DAELEActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of automotive fuel
NACE 47300NACE 45201Water transport NACE 50200
#2 company by equity in Quévy, Wholesale and retail trade sector1 site
Size
€1.8mtotal assets 2025
Staff
1.9 FTE
Equity
€1.3m
Profit
€81,218
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 31 d early0 of 1 deed read
Why 96- 2 of the last 3 late+ Liquidity: current ratio 2.88, cash €709,113+ Founded in 1999+ Equity €1.3m (73.0% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 98+7
equity 73.0% of total assets
Liquidity 89+4
short-term debt 27.0% · cash 39.6%
Profitability 53-22
return on assets 4.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -3.7% vs 12-2024 02-2025: 0.2%▲ +1.3% vs 01-2025 03-2025: 0.2%▼ -2.5% vs 02-2025 04-2025: 0.1%▼ -4.5% vs 03-2025 05-2025: 0.2%▲ +16.8% vs 04-2025 06-2025: 0.2%▼ -4.6% vs 05-2025 07-2025: 0.2%▲ +1.2% vs 06-2025 08-2025: 0.3%▲ +58.9% vs 07-2025 09-2025: 0.4%▲ +34.1% vs 08-2025 10-2025: 0.6%▲ +76.8% vs 09-2025highest value 11-2025: 0.3%▼ -52.0% vs 10-2025 12-2025: 0.1%▼ -58.2% vs 11-2025 01-2026: 0.1%▼ -11.8% vs 12-2025 02-2026: 0.1%▲ +1.8% vs 01-2026 03-2026: 0.1%▲ +2.6% vs 02-2026 04-2026: 0.1%▼ -6.0% vs 03-2026 05-2026: 0.1%▲ +1.8% vs 04-2026 06-2026: 0.1%▼ -6.3% vs 05-2026 07-2026: 0.1%▼ -33.3% vs 06-2026lowest value 08-2026: 0.1%▲ +51.4% vs 07-2026 09-2026: 0.1%▲ +16.0% vs 08-2026 10-2026: 0.1%▼ -30.1% vs 09-2026
  • Liquidity: current ratio 2.88, cash €709,113 lowers the probability
  • 2 of the last 3 late raises the probability
  • Founded in 1999 lowers the probability for this profile
  • Equity €1.3m (73.0% of total assets) lowers the probability
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 2.88 against 2.22 in 2024; short-term debt: 27% and cash: 39.6% of total assets), and 27% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 83%, liquidity 90%, profitability 38%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.88, cash €709,113
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1999
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.3m (73.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
68 d late
2023
31 d late
2022
31 d late
2021
66 d late
2020
18 d early
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Positive: Company by equity in Quévy, Wholesale and retail…in the Checked rankings #2 View
  • Active since 1999founded 17-12-1999 26 years View
  • Total assets 20256 fiscal years filed €1.8m View

By topic

Financials

Fiscal year
2025
Total assets
€1.8m
Profit
€81,218
Solvency
73.0%
Total assets▼ 4.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 07-10-2025Annual accounts filed
  3. 31-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of automotive fuelNACE 47300
Founded
17-12-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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