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VAN CONSTRUCT

Active
Private limited companyfounded 20233 yrs activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 0799.708.877
Summary

The computed 12-month bankruptcy probability of VAN CONSTRUCT is 2.6% (moderate). The 2025 annual accounts show equity of €8,803 and a net result of €5,137. Its solvency ranks better than 22% of 28254 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability83▼-17
Solvency45▼-18
Growth78
Track record94
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 28254 sector peers (2025).
NBB · sector comparison
Position among 28254 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 March 2023, VAN CONSTRUCT was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,803▲ 140%
2024 · €3,666
Total assets
€44,481▲ 357%
2024 · €9,738
Net result
€5,137▲ 92.7%
2024 · €2,666
Working capital
€6,931▲ 422%
2024 · €1,327
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€3,145-€6,695▲ 113%
Net result€2,666within the sector's middle half-€5,137within the sector's middle half▲ 92.7%
Equity€3,666below the sector's middle half-€8,803below the sector's middle half▲ 140%
Total assets€9,738below the sector's middle half-€44,481below the sector's middle half▲ 357%
Debt€6,072-€35,678▲ 488%
Working capital€1,327below the sector's middle half-€6,931within the sector's middle half▲ 422%
Solvency37.6%within the sector's middle half-19.8%below the sector's middle half▼ 17.9pp
Current ratio1.22within the sector's middle half-1.19within the sector's middle half▼ 0.02
Return on assets (ROA)27.4%above the sector's middle half-11.5%within the sector's middle half▼ 15.8pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,000€4,000€6,000Operating result 2024: €3,145€3,145Net result 2024: €2,666€2,666Operating result 2025: €6,695€6,695Net result 2025: €5,137€5,13720242025€0€2,000€4,000€6,000Operating result 2024: €3,145€3,140Net result 2024: €2,666€2,670Operating result 2025: €6,695€6,700Net result 2025: €5,137€5,14020242025
The operating result rises in 2025; 2025 is 113% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44,481
Fixed assets €1,871 ▼ 20.0%
Current assets €42,610 ▲ 476%
Equity and liabilities €44,481
Equity €8,803 ▲ 140%
Debt €35,678 ▲ 488%
Debt's share of the balance-sheet total rises from 62.4% to 80.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,163
Cash flow
€5,605
Debt to equity
4.05▲
2024 · 1.66
ROE
58.4%▼
2024 · 72.7%
Interest coverage
329.34
Debt ≤ 1 year
€35,678▲
2024 · €6,072
Income taxes
€1,551▲
2024 · €666
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,738€44,481▲
Fixed assets21/28€2,339€1,871▼
Tangible fixed assets22/27€2,339€1,871▼
Plant, machinery and equipment23€2,339€1,871▼
Current assets29/58€7,399€42,610▲
Amounts receivable within one year40/41€6,144€42,493▲
Trade receivables40€3,420€42,493▲
Other amounts receivable41€2,724-
Cash at bank and in hand54/58€1,255€117▼
Equity and liabilities
Total equity and liabilities10/49€9,738€44,481▲
Equity10/15€3,666€8,803▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€2,666€7,803▲
Amounts payable17/49€6,072€35,678▲
Amounts payable within one year42/48€6,072€35,678▲
Trade debts44€4,469€35,678▲
Suppliers440/4€4,469€35,678▲
Taxes, remuneration and social security45€666-
Taxes450/3€666-
Other amounts payable47/48€937-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€468
Other operating charges640/8€781-
Non-recurring operating charges66A€100-
Gross operating margin9900€4,026€7,163▲
Operating profit (loss)9901€3,145€6,695▲
Financial income75/76B€1€14▲
Recurring financial income75€1€14▲
Financial charges65/66B-€186€22▲
Recurring financial charges65-€186€22▲
Profit (loss) for the period before taxes9903€3,332€6,688▲
Income taxes67/77€666€1,551▲
Profit (loss) for the period9904€2,666€5,137▲
Profit (loss) for the period to be appropriated9905€2,666€5,137▲
Appropriation of the result
Profit (loss) to be appropriated9906€2,666€7,803▲
Profit (loss) brought forward from the previous period14P-€2,666

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€468-
Other operating charges640/8€781--
Non-recurring operating charges66A€100--
Gross operating margin9900€4,026€7,163▲ 77.9%
Operating profit (loss)9901€3,145€6,695▲ 113%
Financial income75/76B€1€14▲ 1,513%
Recurring financial income75€1€14▲ 1,513%
Financial charges65/66B-€186€22▲ 112%
Recurring financial charges65-€186€22▲ 112%
Profit (loss) for the period before taxes9903€3,332€6,688▲ 101%
Income taxes67/77€666€1,551▲ 133%
Profit (loss) for the period9904€2,666€5,137▲ 92.7%
Profit (loss) for the period to be appropriated9905€2,666€5,137▲ 92.7%
Line20242025Change
Assets
Total assets20/58€9,738€44,481▲ 357%
Fixed assets21/28€2,339€1,871▼ 20.0%
Tangible fixed assets22/27€2,339€1,871▼ 20.0%
Plant, machinery and equipment23€2,339€1,871▼ 20.0%
Current assets29/58€7,399€42,610▲ 476%
Amounts receivable within one year40/41€6,144€42,493▲ 592%
Trade receivables40€3,420€42,493▲ 1,142%
Other amounts receivable41€2,724--
Cash at bank and in hand54/58€1,255€117▼ 90.7%
Equity and liabilities
Total equity and liabilities10/49€9,738€44,481▲ 357%
Equity10/15€3,666€8,803▲ 140%
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€2,666€7,803▲ 193%
Amounts payable17/49€6,072€35,678▲ 488%
Amounts payable within one year42/48€6,072€35,678▲ 488%
Trade debts44€4,469€35,678▲ 698%
Suppliers440/4€4,469€35,678▲ 698%
Taxes, remuneration and social security45€666--
Taxes450/3€666--
Other amounts payable47/48€937--
Line20242025Change
Profit (loss) for the period9904€2,666€5,137▲ 92.7%
+ Depreciation and write-downs630-€468-
Operating cash flow (approximation)€2,666€5,605▲ 110%
Investment in fixed assets (approximation)-€0-
Change in cash--€1,138-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
418 m²
Building footprint
249 m²
Volume, LiDAR
2,565 m³
2 parcels, Flanders, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
471 companies at this address See who is registered here
1 establishment unit
ZENITH ROOF
Rue de la Chapelle 17, 1430 RebecqGeneral construction of buildings
since 20232.361.899.718
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25090B0261/00C005 Wallonia 271 m² 1 · 104 m² 11.0 m · 3 fl.
22662B0387/00R004 Flanders 147 m² 1 · 144 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,043 companies in sector 43221 we hold annual accounts for 3,475. 1,650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
95290Repair and maintenance of other personal and household goods
Contact
E-mail artak51556@mail.ro
E-mail artak51556@mail.ru
E-mail van.construct@hotmail.comRebecq
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799708877
Also 9925:BE0799708877
Registered 26-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.