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VAN CAUWENBERGHE - LEMAL

Active
Private limited companyfounded 1990active for 35 yearsBoulevard Paul Janson 55, 6000 Charleroi, BelgiumKBO/BCE: BE 0442.773.425
Summary

VAN CAUWENBERGHE - LEMAL has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,156) and a net result of -€3,166. Equity has been shrinking by about 40% per year since 2018. Its solvency ranks better than 5% of 4,124 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-12-1990 Normal situation
Activity
Activities of lawyers NACE 69101
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
336 Paritair Comité voor de vrije beroepen · annual accounts 2025
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Turnover
€17,943
▲ 135%
Loss
€3,166
▼ 71.4%
Equity
-€24,156
▼ 15.1%
Total assets
€5,188
▼ 61.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLoss of €3,166, the second in a row (financial year 2025)Negative equity -€24,156lowers riskSize: turnover €17,943, total assets €5,188Sector: Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 22% of micro companies in legal and accounting (NACE 69)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -465.6% of total assets
Liquidity 50+5
short-term debt 565.6% · cash 100.0%
Profitability 0=
return on assets -61.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,088 companies, NACE 69, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 1.1%▲ +0.3 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025highest value 02-2026: 0.4%▼ -0.7 percentage points vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.18 (0.39 in 2024), below 1. Short-term debt is 565.6% and cash 100% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 1% of them on solvency, 28% on liquidity, 1% on profitability and 59% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: turnover €17,943, total assets €5,188
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Loss of €3,166, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€24,156
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€24,156
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
26 days late
2023
19 days late
2022
31 days late
2021
24 days late
2020
18 days late
2019
75 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€24,156 View
  • Caution: Lower solvency than 95% of companies in legal and accountingsector median 44.3% · 4,124 companies -465.6% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€3,166 View

Recent changes

  1. · Gazette deed Registered office moved to Charleroi Boulevard Paul JansonNew seat: 6000 Charleroi Boulevard Paul Janson 55 · Changes of role: Gérard LEMAL (director) and Jean-Claude VAN CAUWENBERGHE (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as VAN CAUWENBERGHE - LEMAL: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €3,000 and €11,800, founded between 1992 and 2007.

CompanyTotal assetsGross margin
VAN CAUWENBERGHE - LEMAL Charleroi€5,188€5,278
D'ATH Ukkel€5,478€4,306
ADVOCATENKANTOOR ALAIN COPPENS Roeselare€3,719€4,726
MATTHIEU MARECHAL Sint-Gillis (bij-Brussel)€3,004€6,400
Forêt & partners Watermaal-Bosvoorde€11,805€6,778
MENSCHAERT,AVOCAT Elsene€9,775€5,957
HAVIMA Sint-Pieters-Woluwe€6,241€3,464
Full comparison

Key facts about VAN CAUWENBERGHE - LEMAL

What is the company number of VAN CAUWENBERGHE - LEMAL?
The company number of VAN CAUWENBERGHE - LEMAL is 0442.773.425. The VAT number is the same number with BE in front: BE 0442.773.425.
Where is VAN CAUWENBERGHE - LEMAL based?
The registered office is at Boulevard Paul Janson 55, 6000 Charleroi.Company details
What does VAN CAUWENBERGHE - LEMAL do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of VAN CAUWENBERGHE - LEMAL?
The legal form of VAN CAUWENBERGHE - LEMAL is Private limited company (BV).
When was VAN CAUWENBERGHE - LEMAL founded?
VAN CAUWENBERGHE - LEMAL was founded on 28-12-1990.
Is VAN CAUWENBERGHE - LEMAL still active?
Yes, VAN CAUWENBERGHE - LEMAL is an active enterprise in the KBO register.
Which joint committee does VAN CAUWENBERGHE - LEMAL fall under?
In its 2025 annual accounts, VAN CAUWENBERGHE - LEMAL states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 336 (Paritair Comité voor de vrije beroepen).
What is the turnover of VAN CAUWENBERGHE - LEMAL?
The turnover of VAN CAUWENBERGHE - LEMAL was €17,943 in financial year 2025, according to the filed annual accounts.Financials
Is VAN CAUWENBERGHE - LEMAL profitable?
In financial year 2025, VAN CAUWENBERGHE - LEMAL made a loss of €3,166.
Where can I find the annual accounts of VAN CAUWENBERGHE - LEMAL?
VAN CAUWENBERGHE - LEMAL filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN CAUWENBERGHE - LEMAL due?
VAN CAUWENBERGHE - LEMAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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