Van Cauter J.
ActiveVan Cauter J. has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €342k and a net result of €107k. Equity is growing by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 8.68 against 3.45 in 2023), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.9%
Return on assets
27.9%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
31 d late
2022
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€342k▲ 45.8%
2023 · €235k
2022: €130k
2023: €235k
2022 → 2024
Total assets
€385k▲ 19.3%
2023 · €323k
2022: €213k
2023: €323k
2022 → 2024
Net result
€107k▲ 2.9%
2023 · €104k
2022: €129k
2023: €104k
2022 → 2024
Working capital
€327k▲ 52.1%
2023 · €215k
2022: €130k
2023: €215k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€130k-€235k▲ 80.1%€342k▲ 45.8%
Operating result€184k-€147k▼ 20.0%€133k▼ 9.7%
Net result€129k-€104k▼ 19.3%€107k▲ 2.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 10% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €385k
Fixed assets
€15k▼ 23.5%
Current assets
€370k▲ 22.1%
Equity and liabilities €385k
Equity
€342k▲ 45.8%
Debt
€43k▼ 51.5%
The debt ratio falls from 27.2% to 11.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€137k▼
2023 · €150k
Cash flow
€112k▲
2023 · €108k
Solvency
88.9%▲
2023 · 72.8%
Current ratio
8.68▲
2023 · 3.45
Quick ratio
8.68▲
2023 · 3.45
Debt / equity
0.12▼
2023 · 0.37
ROE
31.4%▼
2023 · 44.5%
ROA
27.9%▼
2023 · 32.4%
Interest coverage
3272.07▼
2023 · 3582.54
Debt
€43k▼
2023 · €88k
Debt ≤ 1 year
€43k▼
2023 · €88k
Income taxes
€30k▼
2023 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€323k€385k▲
Fixed assets21/28€20k€15k▼
Tangible fixed assets22/27€20k€15k▼
Furniture and vehicles24€20k€15k▼
Current assets29/58€303k€370k▲
Amounts receivable after more than one year29-€150k
Other amounts receivable291-€150k
Amounts receivable within one year40/41€34k€14k▼
Trade receivables40€34k€14k▼
Other amounts receivable41€6€6=
Cash at bank and in hand54/58€269k€205k▼
Equity and liabilities
Total equity and liabilities10/49€323k€385k▲
Equity10/15€235k€342k▲
Contributions10/11€1k€1k=
Reserves13€234k€341k▲
Distributable reserves133€234k€341k▲
Amounts payable17/49€88k€43k▼
Amounts payable within one year42/48€88k€43k▼
Trade debts44€427€702▲
Suppliers440/4€427€702▲
Taxes, remuneration and social security45€53k€39k▼
Taxes450/3€53k€39k▼
Other amounts payable47/48€35k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€639€497▼
Gross operating margin9900€151k€138k▼
Operating profit (loss)9901€147k€133k▼
Financial income75/76B-€5k
Recurring financial income75-€5k
Financial charges65/66B€42€42=
Recurring financial charges65€42€42=
Profit (loss) for the period before taxes9903€147k€138k▼
Income taxes67/77€43k€30k▼
Profit (loss) for the period9904€104k€107k▲
Profit (loss) for the period to be appropriated9905€104k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€104k€107k▲
Transfer to equity691/2€104k€107k▲
To other reserves6921€104k€107k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 8.68
Current ratio from 3.45 to 8.68; short-term debt falls from €88k to €43k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €104k ▼19.3%
Net result drops to €104k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €235k ▲80.1%
2 profitable years in a row build equity to €235k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat(HN) 621540 PajottegemGround area
1,696 m²
Building footprint
128 m²
Volume, LiDAR
782 m³
Parcel 23032I0490/00G002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Cauter J. bv
since 20212.319.520.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032I0490/00G002 | Flanders | 1,696 m² | 1 · 128 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIGI
BE 0461.540.153
Kontich · Eq €342k
CENTER FOR MANAGEMENT SYSTEMS
BE 0478.909.289
Buggenhout · Eq €342k
PHVE
BE 0653.816.820
Izegem · Eq €342k
B.D.L. CONSEILS
BE 0442.785.895
Binche · Eq €342k
INGWER
BE 0734.418.375
Zemst · Eq €342k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 37,231 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.