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VAN CAMPENHOUT STEVEN

Active
Private limited company (pre-2019)founded 1995active for 31 yearsKerkstraat 11, 1851 Grimbergen, BelgiumKBO/BCE: BE 0456.109.935
Summary

VAN CAMPENHOUT STEVEN has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,914 and a net result of €55,598. Equity is shrinking by about 14% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 18% of 20,614 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
VAN CAMPENHOUT STEVENActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Physiotherapy
NACE 86951Fitness centres NACE 93130
8th oldest company in Grimbergen, Health and social work sector1 site
Size
€625,555total assets 2025
Staff
5.9 FTE
Equity
€102,914
Profit
€55,598
Turnover not published (micro format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 46 days early2 deeds in the Belgian Official Gazette
Why 90raises risk2 of the last 3 lateLiquidity: current ratio 0.23, cash €9,660lowers riskSize: total assets €625,555Sector: Human health activities (NACE 86)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 86, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 41+11
equity 16.5% of total assets
Liquidity 32+7
short-term debt 42.4% · cash 1.5%
Profitability 80+11
return on assets 8.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,124 companies, NACE 86, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.3%▲ +0.2 percentage points vs 11-2024 01-2025: 2.5%▲ +1.2 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.3%▼ -0.2 percentage points vs 03-2025 05-2025: 1.2%▼ -1.1 percentage points vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.2 percentage points vs 06-2025 08-2025: 1.6%▲ +0.3 percentage points vs 07-2025 09-2025: 1.9%▲ +0.3 percentage points vs 08-2025 10-2025: 2.4%▲ +0.5 percentage points vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.7%▲ +0.3 percentage points vs 11-2025 01-2026: 4.3%▲ +1.6 percentage points vs 12-2025 02-2026: 4.3%● unchanged vs 01-2026 03-2026: 4.3%● unchanged vs 02-2026highest value 04-2026: 0.8%▼ -3.5 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.7 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.23, compared with 0.44 in 2024, below 1; short-term debt: 42.4% and cash: 1.5% of total assets), and 83.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 18% on solvency, 6% on liquidity, 26% on profitability and 91% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €625,555
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Liquidity: current ratio 0.23, cash €9,660
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 20614 sector peers (2025).
NBB · sector comparison
Position among 20614 sector peers
Solvency
better than 18%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €102,914
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
223 days late
2023
243 days late
2022
86 days late
2021
31 days late
2020
55 days late
2019
34 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 89 days after the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 October (4 of the last 5 filed years within 137 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €100,000equity €102,914 ▲118%

Key points

  • Positive: Result rose in 2025from €633 to €55,598 ▲ 88× View
  • Caution: Among the weakest 18% on solvencysector median 63.0% · 20,614 companies 16.5% View
  • Active since 1995founded 29-09-1995 31 years View

By topic

Financials

Financial year
2025
Total assets
€625,555
Profit
€55,598
Solvency
16.5%
Total assets▼ 27.4%
Net result
20182025
Go to Financials

Timeline

Events
33
Since
1997
Next accounts
by 31-07-2027
  1. 31-03-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 25-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
PhysiotherapyNACE 86951
Founded
29-09-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about VAN CAMPENHOUT STEVEN

What is the company number of VAN CAMPENHOUT STEVEN?
0456.109.935. In Belgium the VAT number is the company number with BE in front: BE 0456.109.935.
Where is VAN CAMPENHOUT STEVEN based?
The registered office is at Kerkstraat 11, 1851 Grimbergen.Company details
What does VAN CAMPENHOUT STEVEN do?
According to the KBO register, the main activity is physiotherapy (NACE 86951).
What is the legal form of VAN CAMPENHOUT STEVEN?
Private limited company (pre-2019) (BVBA).
When was VAN CAMPENHOUT STEVEN founded?
On 29-09-1995.
Is VAN CAMPENHOUT STEVEN still active?
Yes, VAN CAMPENHOUT STEVEN is an active enterprise in the KBO register.
How many employees does VAN CAMPENHOUT STEVEN have?
On average 5.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VAN CAMPENHOUT STEVEN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VAN CAMPENHOUT STEVEN profitable?
In financial year 2025, VAN CAMPENHOUT STEVEN made a profit of €55,598.
Where can I find the annual accounts of VAN CAMPENHOUT STEVEN?
VAN CAMPENHOUT STEVEN filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN CAMPENHOUT STEVEN due?
By 31-07-2027, for financial year 2026.Timeline

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