VAN CALLENBERGE

Active

Private limited companyfounded 199036 yrs activeDorpsstraat(STE) 92, 9190 Stekene, BelgiumKBO/BCE: BE 0440.919.834

Summary

VAN CALLENBERGE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €505,069 and a net result of €126,733. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 9091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

VAN CALLENBERGEActiveChecked score 85/100

Risk analysis Report Compare

Activity

Wholesale of beverages, general range

NACE 46349Retail sale of beverages, general range NACE 47252

1 site

Size

€1.1mtotal assets 2024

Staff: 1 FTE
Equity: €505,069
Profit: €126,733

Turnover not published (abridged schema)

Financial health

85 Excellent Checked score 2024

Bankruptcy chance 12 m: 0.4%

Structure

Board: 2 members

Accounts 65 d overdue1 of 3 deeds read

Why 85- Figures for FY 2024 (filed 28-08-2025)- 1 financial year not filed after the legal deadline; latest accounts 28 days late; 2 of the last 3 late+ Founded in 1990+ Liquidity: current ratio 1.68, cash €317,373Show the evidence

Checked score

Score 2024

85 / 100

Excellent

Probability in this band: under 0.55%

Better than 61% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 73+4

equity 47.6% of total assets

Liquidity 72+2

short-term debt 34.3% · cash 29.9%

Profitability 67-11

return on assets 12.0%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -0.7% vs 12-2024 02-2025: 0.1%▲ +1.5% vs 01-2025 03-2025: 0.1%▲ +0.7% vs 02-2025 04-2025: 0.1%▼ -3.6% vs 03-2025 05-2025: 0.1%▲ +1.5% vs 04-2025 06-2025: 0.1%▲ +5.9% vs 05-2025 07-2025: 0.2%▲ +21.0% vs 06-2025 08-2025: 0.3%▲ +78.6% vs 07-2025 09-2025: 0.1%▼ -69.3% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +1.1% vs 01-2026 03-2026: 0.1%▲ +1.0% vs 02-2026 04-2026: 0.1%▼ -4.1% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%▲ +5.4% vs 05-2026 07-2026: 0.1%▲ +11.2% vs 06-2026 08-2026: 0.2%▲ +123% vs 07-2026 09-2026: 0.3%▲ +14.8% vs 08-2026 10-2026: 0.4%▲ +45.2% vs 09-2026highest value

Figures for FY 2024 (filed 28-08-2025) raises the probability
Founded in 1990 lowers the probability for this profile
Liquidity: current ratio 1.68, cash €317,373 lowers the probability
1 financial year not filed after the legal deadline; latest accounts 28 days late; 2 of the last 3 late raises the probability

Credit up to €40,000 at 30 days acceptable

Liquidity ample (current ratio 1.68 against 1.75 in 2023; short-term debt: 34.3% and cash: 29.9% of total assets), but 52.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 55%, liquidity 77%, profitability 49%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 28-08-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 1990

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Liquidity: current ratio 1.68, cash €317,373

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 28 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

28 d late

2023

50 d late

2022

31 d late

2021

30 d late

2020

90 d late

2019

123 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage