VAN BRABANT
ActiveSummary
The annual accounts of VAN BRABANT for fiscal year 2025 show a net loss of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €4,088 and a net result of -€13,941. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 12% of 28374 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency31▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.56 against 1.46 in 2024; short-term debt: 20.2% and cash: 15.5% of total assets), but 94.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
-18.8%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,941
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 28374 sector peers (2025).
NBB · sector comparisonPosition among 28374 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
28 d early
2023
14 d early
2022
27 d early
2021
33 d early
2020
9 d early
2019
10 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 3 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€4,088▼ 77.3%
2024 · €18,030
Total assets
€74,151▼ 30.9%
2024 · €107,369
Net result
-€13,941▲ 59.0%
2024 · -€34,016
Working capital
€8,465▼ 38.0%
2024 · €13,646
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,671-€1,828▲ 84.3%€16,075-€33,784-€13,715▲ 59.4%
Net result-€11,933below the sector's middle half-€2,013below the sector's middle half▲ 83.1%€12,521within the sector's middle half-€34,016below the sector's middle half-€13,941below the sector's middle half▲ 59.0%
Equity€42,538within the sector's middle half▼ 21.9%€40,525within the sector's middle half▼ 4.7%€52,046within the sector's middle half▲ 28.4%€18,030below the sector's middle half▼ 65.4%€4,088below the sector's middle half▼ 77.3%
Total assets€68,449within the sector's middle half▼ 13.5%€72,427within the sector's middle half▲ 5.8%€81,296within the sector's middle half▲ 12.2%€107,369within the sector's middle half▲ 32.1%€74,151within the sector's middle half▼ 30.9%
Debt€25,910▲ 5.2%€31,902▲ 23.1%€29,250▼ 8.3%€89,340▲ 205%€70,062▼ 21.6%
Working capital€44,164within the sector's middle half▼ 17.8%€42,639within the sector's middle half▼ 3.5%€54,660within the sector's middle half▲ 28.2%€13,646within the sector's middle half▼ 75.0%€8,465within the sector's middle half▼ 38.0%
Solvency62.1%within the sector's middle half▼ 6.7pp56.0%within the sector's middle half▼ 6.2pp64.0%within the sector's middle half▲ 8.1pp16.8%below the sector's middle half▼ 47.2pp5.5%below the sector's middle half▼ 11.3pp
Current ratio2.90within the sector's middle half▼ 0.482.48within the sector's middle half▼ 0.423.13within the sector's middle half▲ 0.651.46within the sector's middle half▼ 1.681.56within the sector's middle half▲ 0.11
Return on assets (ROA)-17.4%below the sector's middle half▼ 28.1pp-2.8%below the sector's middle half▲ 14.7pp15.4%within the sector's middle half▲ 18.2pp-31.7%below the sector's middle half▼ 47.1pp-18.8%below the sector's middle half▲ 12.9pp
Staff (FTE)1=1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13,715 in 2025 against €33,784 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74,151
Fixed assets
€50,691 ▼ 20.7%
Current assets
€23,460 ▼ 46.0%
Equity and liabilities €74,151
Equity
€4,088 ▼ 77.3%
Debt
€70,062 ▼ 21.6%
Debt's share of the balance-sheet total rises from 83.2% to 94.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€456▲
2024 · -€30,415
Cash flow
-€682▲
2024 · -€30,647
Quick ratio
1.30▲
2024 · 1.29
Debt to equity
17.14▲
2024 · 4.96
ROE
-341.0%▼
2024 · -188.7%
Interest coverage
-5.48▲
2024 · -892.47
Debt ≤ 1 year
€14,995▼
2024 · €29,774
Debt > 1 year
€53,000▼
2024 · €57,000
Income taxes
€143▼
2024 · €198
Staff costs
€369▼
2024 · €31,639
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 540 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 86% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a loss of 10% of the balance sheet or more
5.2%
went bankrupt
8.3%
stopped otherwise
86%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 540 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €27,152 | €38,404 | €31,639 | €369 | ▼ 98.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,819 | - | - | €3,369 | €13,259 | ▲ 294% |
| Other operating charges640/8 | - | €1,479 | €1,583 | €1,337 | €1,709 | ▲ 27.8% |
| Gross operating margin9900 | €8,487 | €26,803 | €56,062 | €2,561 | €1,622 | ▼ 36.7% |
| Operating profit (loss)9901 | -€11,671 | -€1,828 | €16,075 | -€33,784 | -€13,715 | ▲ 59.4% |
| Financial income75/76B | - | €65 | - | - | - | - |
| Recurring financial income75 | €8 | €65 | - | - | - | - |
| Financial charges65/66B | - | €40 | €39 | €34 | €83 | ▲ 144% |
| Recurring financial charges65 | €68 | €40 | €39 | €34 | €83 | ▲ 144% |
| Profit (loss) for the period before taxes9903 | -€11,730 | -€1,803 | €16,037 | -€33,818 | -€13,798 | ▲ 59.2% |
| Income taxes67/77 | €203 | €211 | €3,516 | €198 | €143 | ▼ 27.9% |
| Profit (loss) for the period9904 | -€11,933 | -€2,013 | €12,521 | -€34,016 | -€13,941 | ▲ 59.0% |
| Profit (loss) for the period to be appropriated9905 | -€11,933 | -€2,013 | €12,521 | -€34,016 | -€13,941 | ▲ 59.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68,449 | €72,427 | €81,296 | €107,369 | €74,151 | ▼ 30.9% |
| Fixed assets21/28 | €1,025 | €1,025 | €1,025 | €63,950 | €50,691 | ▼ 20.7% |
| Tangible fixed assets22/27 | - | - | - | €62,925 | €49,666 | ▼ 21.1% |
| Furniture and vehicles24 | - | - | - | €62,925 | €49,666 | ▼ 21.1% |
| Financial fixed assets28 | €1,025 | €1,025 | €1,025 | €1,025 | €1,025 | = |
| Current assets29/58 | €67,424 | €71,402 | €80,271 | €43,419 | €23,460 | ▼ 46.0% |
| Stocks and contracts in progress3 | €15,066 | €17,078 | €34,914 | €5,048 | €4,020 | ▼ 20.4% |
| Stocks30/36 | - | €17,078 | €9,065 | €5,048 | €4,020 | ▼ 20.4% |
| Contracts in progress37 | - | - | €25,849 | - | - | - |
| Amounts receivable within one year40/41 | €22,225 | €1,160 | €10,802 | €4,644 | €5,107 | ▲ 10.0% |
| Trade receivables40 | - | - | - | €177 | €3,120 | ▲ 1,664% |
| Other amounts receivable41 | - | €1,160 | €10,802 | €4,467 | €1,987 | ▼ 55.5% |
| Current investments50/53 | - | - | - | €30,597 | - | - |
| Cash at bank and in hand54/58 | €26,377 | €48,342 | €30,858 | - | €11,527 | - |
| Deferred charges and accrued income490/1 | - | €4,822 | €3,697 | €3,131 | €2,806 | ▼ 10.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68,449 | €72,427 | €81,296 | €107,369 | €74,151 | ▼ 30.9% |
| Equity10/15 | €42,538 | €40,525 | €52,046 | €18,030 | €4,088 | ▼ 77.3% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €28,625 | €26,625 | €32,046 | €32,046 | €32,046 | = |
| Distributable reserves133 | - | €26,625 | €32,046 | €32,046 | €32,046 | = |
| Profit (loss) carried forward14 | -€6,086 | -€6,100 | - | -€34,016 | -€47,957 | ▼ 41.0% |
| Amounts payable17/49 | €25,910 | €31,902 | €29,250 | €89,340 | €70,062 | ▼ 21.6% |
| Amounts payable after more than one year17 | - | - | - | €57,000 | €53,000 | ▼ 7.0% |
| Financial debts170/4 | - | - | - | €57,000 | €53,000 | ▼ 7.0% |
| Amounts payable within one year42/48 | €23,259 | €28,763 | €25,611 | €29,774 | €14,995 | ▼ 49.6% |
| Trade debts44 | €16,008 | €19,412 | €12,287 | €11,107 | €7,798 | ▼ 29.8% |
| Suppliers440/4 | - | €19,412 | €12,287 | €11,107 | €7,798 | ▼ 29.8% |
| Taxes, remuneration and social security45 | - | €1,644 | €2,077 | €850 | €487 | ▼ 42.7% |
| Taxes450/3 | - | €211 | €300 | - | €487 | - |
| Remuneration and social security454/9 | - | €1,434 | €1,777 | €850 | - | - |
| Other amounts payable47/48 | - | €7,707 | €11,247 | €17,817 | €6,710 | ▼ 62.3% |
| Accrued charges and deferred income492/3 | - | €3,139 | €3,639 | €2,566 | €2,067 | ▼ 19.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,933 | -€2,013 | €12,521 | -€34,016 | -€13,941 | ▲ 59.0% |
| + Depreciation and write-downs630 | €1,819 | - | - | €3,369 | €13,259 | ▲ 294% |
| Operating cash flow (approximation) | -€10,114 | -€2,013 | €12,521 | -€30,647 | -€682 | ▲ 97.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€66,294 | €0 | ▲ 100% |
| Change in cash | - | €21,965 | -€17,484 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€34,016
Net result drops to -€34,016, the lowest in the series; recovery starts the following year.
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €12,521
Net result €12,521 after 2 loss-making years.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €18,200
Net result €18,200 after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 155 days late
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 1992
Ground area
488 m²
Building footprint
99 m²
Volume, LiDAR
451 m³
Parcel 45422C0500/00D000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Brabant bvba
since 19922.058.091.461
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C0500/00D000 | Flanders | 488 m² | 1 · 99 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,140. 2,679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-1992
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
43410Roofing work
43230Insulation installation
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447643815
Also
9925:BE0447643815
Registered
03-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.