VAN BIESEN - PIETERS
ActiveVAN BIESEN - PIETERS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.90M and a net result of €815k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-14
Solvency48▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.96 in 2024; short-term debt: 72% and cash: 5.1% of total assets), and 77% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23%
Return on assets
6.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
34 d early
2023
6 d early
2022
3 d early
2021
33 d early
2020
1 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.90M▲ 39.2%
2024 · €2.08M
2018: €746k
2019: €747k
2020: €1.05M
2021: €1.19M
2022: €1.36M
2023: €1.69M
2024: €2.08M
2018 → 2025
Total assets
€12.59M▲ 100%
2024 · €6.29M
2018: €2.86M
2019: €2.84M
2020: €2.92M
2021: €3.86M
2022: €5.08M
2023: €5.19M
2024: €6.29M
2018 → 2025
Net result
€815k▼ 25.6%
2024 · €1.09M
2018: €-26k
2019: €1k
2020: €301k
2021: €143k
2022: €172k
2023: €322k
2024: €1.09M
2018 → 2025
Working capital
€2.57M▼ 0.5%
2024 · €2.59M
2018: €450k
2019: €494k
2020: €793k
2021: €1.09M
2022: €1.34M
2023: €1.64M
2024: €2.59M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.19M-€1.36M▲ 14.4%€1.69M▲ 23.6%€2.08M▲ 23.4%€2.90M▲ 39.2%
Operating result€217k-€301k▲ 38.4%€612k▲ 103%€1.62M▲ 165%€1.38M▼ 14.7%
Net result€143k-€172k▲ 19.9%€322k▲ 87.5%€1.09M▲ 240%€815k▼ 25.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.59M
Fixed assets
€953k▼ 5.8%
Current assets
€11.64M▲ 120%
Equity and liabilities €12.59M
Equity
€2.90M▲ 39.2%
Debt
€9.70M▲ 130%
The debt ratio rises from 66.9% to 77.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.51M▼
2024 · €1.75M
Cash flow
€942k▼
2024 · €1.23M
Solvency
23.0%▼
2024 · 33.1%
Current ratio
1.28▼
2024 · 1.96
Quick ratio
0.41▼
2024 · 1.31
Debt / equity
3.35▲
2024 · 2.02
ROE
28.1%▼
2024 · 52.6%
ROA
6.5%▼
2024 · 17.4%
Interest coverage
10.04▼
2024 · 11.71
Debt
€9.70M▲
2024 · €4.21M
Debt ≤ 1 year
€9.07M▲
2024 · €2.69M
Debt > 1 year
€629k▼
2024 · €1.52M
Income taxes
€416k▲
2024 · €378k
Staff costs
€370k▲
2024 · €149k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.29M€12.59M▲
Fixed assets21/28€1.01M€953k▼
Tangible fixed assets22/27€1.01M€953k▼
Land and buildings22€781k€733k▼
Plant, machinery and equipment23€179k€179k▼
Furniture and vehicles24€52k€41k▼
Current assets29/58€5.28M€11.64M▲
Stocks and contracts in progress3€1.75M€7.94M▲
Stocks30/36€1.75M€7.94M▲
Amounts receivable within one year40/41€2.23M€3.05M▲
Trade receivables40€2.22M€2.64M▲
Other amounts receivable41€631€405k▲
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€1.29M€643k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€6.29M€12.59M▲
Equity10/15€2.08M€2.90M▲
Contributions10/11€82k€82k=
Revaluation surpluses12€383k€364k▼
Reserves13€1.62M€2.45M▲
Tax-exempt reserves132€56k€56k=
Distributable reserves133€1.56M€2.39M▲
Amounts payable17/49€4.21M€9.70M▲
Amounts payable after more than one year17€1.52M€629k▼
Financial debts170/4€1.52M€629k▼
Amounts payable within one year42/48€2.69M€9.07M▲
Current portion of amounts payable after more than one year42€225k€4.13M▲
Financial debts43€1.59M€3.43M▲
Credit institutions430/8€1.59M€3.43M▲
Trade debts44€237k€675k▲
Suppliers440/4€237k€675k▲
Taxes, remuneration and social security45€486k€686k▲
Taxes450/3€464k€637k▲
Remuneration and social security454/9€23k€49k▲
Other amounts payable47/48€157k€143k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Non-recurring operating income76A-€99
Remuneration, social security and pensions62€149k€370k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130k€127k▼
Other operating charges640/8€11k€10k▼
Gross operating margin9900€1.91M€1.89M▼
Operating profit (loss)9901€1.62M€1.38M▼
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€149k€150k▲
Recurring financial charges65€149k€150k▲
Profit (loss) for the period before taxes9903€1.47M€1.23M▼
Income taxes67/77€378k€416k▲
Profit (loss) for the period9904€1.09M€815k▼
Profit (loss) for the period to be appropriated9905€1.09M€815k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.75M€815k▼
Profit (loss) brought forward from the previous period14P€655k-
Transfer from equity791/2€700k-
Transfer to equity691/2€1.75M€815k▼
To other reserves6921€1.75M€815k▼
Profit to be distributed694/7€700k-
Return on contributions (dividend)694€700k-
Social balance
Average headcount (FTE)90873.35.3▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €1.09M ▲240%
Operating result €1.62M, net result €1.09M, both a record.
31-12
Financial
Equity above €2MEq €2.08M ▲23.4%
6 profitable years in a row build equity to €2.08M.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.05M ▲40.2%
2 profitable years in a row build equity to €1.05M.
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluizenhof(SGW) 339170 Sint-Gillis-WaasGround area
2,488 m²
Building footprint
973 m²
Volume, LiDAR
4,088 m³
Parcel 46020C1759/00A000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN BIESEN-PIETERS BVBA
since 19902.049.299.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C1759/00A000 | Flanders | 2,488 m² | 1 · 973 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,841 EUR awarded · 1,842 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 348 EUR | 348 EUR |
| 2023 | 1 | 0 EUR | 237 EUR |
| 2022 | 1 | 1,493 EUR | 1,257 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis-Waas2.049.299.006
Similar companies · same sector, comparable size
CASPIAN TRADITION
BE 0454.732.337
Waterloo · Eq €2.47M
BENITRA
BE 0457.287.791
Antwerpen · Eq €3.50M
Haerts-Moeyaert
BE 0456.791.707
Zedelgem · Eq €2.34M
GRANDES MAREES
BE 0421.382.351
Brussel · Eq €2.31M
DE JAGER
BE 0412.563.071
Antwerpen · Eq €2.16M
Of 232 companies in sector 46323 we hold annual accounts for 156. 82 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-1990
Fiscal year end31-12
Activities, NACEBEL
46323Wholesale trade
51381
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.