VAN BIERVLIET & PARTNERS
ActiveVAN BIERVLIET & PARTNERS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €129k. Equity is shrinking by ~16.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+69
Solvency54▲+24
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.05 in 2024; short-term debt: 35.1% and cash: 0.4% of total assets), and 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.6%
Return on assets
21.6%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €170k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
10 d early
2023
138 d late
2022
on the day
2021
3 d late
2020
26 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€170k▲ 310%
2024 · €42k
2019: €173k
2020: €120k
2021: €91k
2022: €83k
2023: €78k
2024: €42k
2019 → 2025
Total assets
€597k▼ 30.9%
2024 · €864k
2019: €252k
2020: €892k
2021: €868k
2022: €869k
2023: €863k
2024: €864k
2019 → 2025
Net result
€129k
2024 · €-37k
2019: €13k
2020: €-53k
2021: €-29k
2022: €-8k
2023: €-5k
2024: €-37k
2019 → 2025
Working capital
€-178k▲ 68.1%
2024 · €-559k
2019: €-44k
2020: €-444k
2021: €-474k
2022: €-497k
2023: €-513k
2024: €-559k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€83k▼ 8.7%€78k▼ 6.2%€42k▼ 46.8%€170k▲ 310%
Operating result€-7k-€13k€5k▼ 61.0%€8k▲ 59.0%€165k▲ 1,952%
Net result€-29k-€-8k▲ 72.3%€-5k▲ 35.0%€-37k▼ 609%€129k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,952% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €597k
Fixed assets
€566k▼ 32.3%
Current assets
€31k▲ 11.1%
Equity and liabilities €597k
Equity
€170k▲ 310%
Debt
€426k▼ 48.2%
The debt ratio falls from 95.2% to 71.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€181k
Cash flow
€145k
Solvency
28.6%▲
2024 · 4.8%
Current ratio
0.15▲
2024 · 0.05
Quick ratio
0.15▲
2024 · 0.05
Debt / equity
2.50▼
2024 · 19.77
ROE
75.6%▲
2024 · -87.8%
ROA
21.6%▲
2024 · -4.2%
Interest coverage
6.01
Debt
€426k▼
2024 · €822k
Debt ≤ 1 year
€209k▼
2024 · €587k
Debt > 1 year
€213k▼
2024 · €227k
Income taxes
€6k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€864k€597k▼
Fixed assets21/28€836k€566k▼
Tangible fixed assets22/27€836k€566k▼
Land and buildings22€582k€566k▼
Other tangible fixed assets26€254k€0▼
Current assets29/58€28k€31k▲
Amounts receivable within one year40/41€27k€27k▲
Other amounts receivable41€27k€27k▲
Cash at bank and in hand54/58-€3k
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€864k€597k▼
Equity10/15€42k€170k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€60k€110k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€54k€104k▲
Profit (loss) carried forward14€-81k€-2k▲
Amounts payable17/49€822k€426k▼
Amounts payable after more than one year17€227k€213k▼
Financial debts170/4€227k€213k▼
Amounts payable within one year42/48€587k€209k▼
Current portion of amounts payable after more than one year42€414k€14k▼
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€161k€185k▲
Accrued charges and deferred income492/3€8k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€181k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€16k
Other operating charges640/8€3k€4k▲
Gross operating margin9900€11k€185k▲
Operating profit (loss)9901€8k€165k▲
Financial income75/76B€532€1▼
Recurring financial income75€532€1▼
Financial charges65/66B€45k€30k▼
Recurring financial charges65€45k€30k▼
Profit (loss) for the period before taxes9903€-37k€135k▲
Income taxes67/77€0€6k▲
Profit (loss) for the period9904€-37k€129k▲
Profit (loss) for the period to be appropriated9905€-37k€129k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-81k€48k▲
Profit (loss) brought forward from the previous period14P€-44k€-81k▼
Transfer to equity691/2-€50k
To other reserves6921-€50k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
State Gazette act
Resignations & appointmentsGeneral meeting · Purpose change · Statutes amendment8 facts ▸
State Gazette act
Resignations & appointments
General meeting · Purpose change · Statutes amendment8 facts ▸
- General meeting, 25 maart 2026
- Purpose change, De vennootschap heeft tot voorwerp zowel in België als in het buitenland: Optreden als zelfstandig bank- en spaarverzekeringsagent. Optreden als bemiddelaar inz…
- Statutes amendment
- Statutes amendment
- Director resignation, VAN BIERVLIET Charlotte (enige en statutaire bestuurder)
- Director reappointment, VAN BIERVLIET Charlotte (enige en niet-statutaire bestuurder)
- Mandate compensation, VAN BIERVLIET Charlotte
- Power of attorney, Fiduciaire B&S
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €129k
Net result €129k after 5 loss-making years.
30-06
Financial
Equity above €150kEq €170k ▲310%
Equity rises from €42k to €170k.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 138 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
30-06
Financial
Weakest financial yearnet €-53k ▼506%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 10 days late
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 18 days late
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
VAN BIERVLIET Charlotte
CurrentEnige en niet statutaire bestuurder · since 25-03-2026
25-03-2026
Resigned as Enige en statutaire bestuurder
25-03-2026
Mandate renewed as Enige en niet statutaire bestuurder
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maximiliaan Demeulenaerestraat 218800 RoeselareGround area
1,073 m²
Building footprint
224 m²
Volume, LiDAR
1,416 m³
Parcel 36017D0386/00D000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Maximiliaan Demeulenaerestraat 21, 8800 Roeselare
since 20022.095.604.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017D0386/00D000 | Flanders | 1,073 m² | 1 · 224 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-10-2001
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.