Van Bever Consulting
ActiveVan Bever Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €31k. Equity is shrinking by ~39.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 15% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency35▼-65
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.2%
Return on assets
56.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 d early
2024
6 d early
2023
27 d late
2022
31 d early
2021
22 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 85.3%
2024 · €38k
2020: €44k
2021: €90k
2022: €147k
2023: €44k
2024: €38k
2020 → 2025
Total assets
€55k▲ 22.4%
2024 · €45k
2020: €56k
2021: €98k
2022: €156k
2023: €79k
2024: €45k
2020 → 2025
Net result
€31k▼ 0.6%
2024 · €31k
2020: €40k
2021: €47k
2022: €57k
2023: €36k
2024: €31k
2020 → 2025
Working capital
€3k▼ 91.7%
2024 · €34k
2020: €43k
2021: €85k
2022: €143k
2023: €42k
2024: €34k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€147k▲ 62.8%€44k▼ 70.1%€38k▼ 13.1%€6k▼ 85.3%
Operating result€60k-€73k▲ 22.1%€46k▼ 37.5%€45k▼ 1.3%€44k▼ 2.3%
Net result€47k-€57k▲ 21.9%€36k▼ 38.1%€31k▼ 12.3%€31k▼ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€3k▼ 36.9%
Current assets
€52k▲ 29.4%
Equity and liabilities €55k
Equity
€6k▼ 85.3%
Debt
€49k▲ 622%
The debt ratio rises from 15.2% to 89.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €46k
Cash flow
€33k▲
2024 · €32k
Solvency
10.2%▼
2024 · 84.8%
Current ratio
1.06▼
2024 · 7.01
Quick ratio
1.06▼
2024 · 7.01
Debt / equity
8.83▲
2024 · 0.18
ROE
553.4%▲
2024 · 81.8%
ROA
56.3%▼
2024 · 69.3%
Interest coverage
95.27▲
2024 · 36.06
Debt
€49k▲
2024 · €7k
Debt ≤ 1 year
€49k▲
2024 · €6k
Income taxes
€13k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€55k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€1k€347▼
Current assets29/58€40k€52k▲
Amounts receivable within one year40/41€9k€9k▲
Trade receivables40€9k€9k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€29k€41k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€45k€55k▲
Equity10/15€38k€6k▼
Contributions10/11€5k€5k=
Reserves13€33k€599▼
Distributable reserves133€33k€599▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€7k€49k▲
Amounts payable within one year42/48€6k€49k▲
Financial debts43€6€381▲
Credit institutions430/8€6€381▲
Trade debts44€235€3k▲
Suppliers440/4€235€3k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€3k€41k▲
Accrued charges and deferred income492/3€1k€257▼
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€47k€47k▼
Operating profit (loss)9901€45k€44k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€480▼
Recurring financial charges65€1k€480▼
Profit (loss) for the period before taxes9903€44k€44k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€31k€31k▼
Profit (loss) for the period to be appropriated9905€31k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€31k▼
Transfer from equity791/2€37k€33k▼
Transfer to equity691/2€31k€481▼
To other reserves6921€31k€481▼
Profit to be distributed694/7€37k€64k▲
Return on contributions (dividend)694€37k€64k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €31k ▼0.6%
Net result drops to €31k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 7.01
Current ratio from 2.20 to 7.01; short-term debt falls from €34k to €6k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €57k ▲21.9%
Operating result €73k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲62.8%
3 profitable years in a row build equity to €147k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 11.93
Current ratio from 4.55 to 11.93; short-term debt falls from €12k to €8k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Papekouters 379600 RonseGround area
1,428 m²
Building footprint
117 m²
Volume, LiDAR
578 m³
Parcel 45422C1631/00R000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Bever Consulting
since 20192.296.392.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C1631/00R000 | Flanders | 1,428 m² | 1 · 117 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 6,603 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.