VAN BELLE INTERIEUR
ActiveVAN BELLE INTERIEUR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €18k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 24% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-9
Solvency49▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.38 in 2024; short-term debt: 76.4% and cash: 7.6% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
6.4%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €69k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
2 d early
2021
5 d early
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 36.9%
2024 · €50k
2018: €50k
2019: €51k
2020: €52k
2021: €62k
2022: €45k
2023: €32k
2024: €50k
2018 → 2025
Total assets
€290k▲ 120%
2024 · €132k
2018: €375k
2019: €149k
2020: €150k
2021: €179k
2022: €156k
2023: €154k
2024: €132k
2018 → 2025
Net result
€18k▲ 3.6%
2024 · €18k
2018: €-1k
2019: €1k
2020: €609
2021: €10k
2022: €-17k
2023: €-12k
2024: €18k
2018 → 2025
Working capital
€52k▲ 65.0%
2024 · €31k
2018: €34k
2019: €35k
2020: €36k
2021: €46k
2022: €27k
2023: €13k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€45k▼ 27.9%€32k▼ 27.6%€50k▲ 55.4%€69k▲ 36.9%
Operating result€17k-€-18k€-11k▲ 36.0%€18k€25k▲ 38.0%
Net result€10k-€-17k€-12k▲ 28.8%€18k€18k▲ 3.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€17k▼ 9.9%
Current assets
€274k▲ 141%
Equity and liabilities €290k
Equity
€69k▲ 36.9%
Debt
€222k▲ 171%
The debt ratio rises from 62.1% to 76.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €21k
Cash flow
€21k▲
2024 · €20k
Solvency
23.6%▼
2024 · 37.9%
Current ratio
1.23▼
2024 · 1.38
Quick ratio
0.88▲
2024 · 0.36
Debt / equity
3.24▲
2024 · 1.64
ROE
27.0%▼
2024 · 35.6%
ROA
6.4%▼
2024 · 13.5%
Interest coverage
7.97▼
2024 · 22.98
Debt
€222k▲
2024 · €82k
Debt ≤ 1 year
€222k▲
2024 · €82k
Income taxes
€3k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€290k▲
Fixed assets21/28€19k€17k▼
Tangible fixed assets22/27€19k€16k▼
Land and buildings22€18k€16k▼
Plant, machinery and equipment23€784€167▼
Financial fixed assets28-€475
Current assets29/58€113k€274k▲
Stocks and contracts in progress3€84k€77k▼
Stocks30/36€12k€10k▼
Contracts in progress37€71k€68k▼
Amounts receivable within one year40/41€29k€174k▲
Trade receivables40€13k€174k▲
Other amounts receivable41€16k€54▼
Cash at bank and in hand54/58€0€22k▲
Deferred charges and accrued income490/1€905€327▼
Equity and liabilities
Total equity and liabilities10/49€132k€290k▲
Equity10/15€50k€69k▲
Contributions10/11€12k€12k=
Reserves13€49k€49k=
Distributable reserves133€49k€49k=
Profit (loss) carried forward14€-11k€7k▲
Amounts payable17/49€82k€222k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€82k€222k▲
Current portion of amounts payable after more than one year42€3k€759▼
Financial debts43€10k€0▼
Credit institutions430/8€10k€0▼
Trade debts44€16k€143k▲
Suppliers440/4€16k€143k▲
Taxes, remuneration and social security45€8k€30k▲
Taxes450/3€533€27k▲
Remuneration and social security454/9€7k€2k▼
Other amounts payable47/48€45k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€740€1k▲
Non-recurring operating charges66A-€13k
Gross operating margin9900€21k€42k▲
Operating profit (loss)9901€18k€25k▲
Financial income75/76B€442€1▼
Recurring financial income75€442€1▼
Financial charges65/66B€898€3k▲
Recurring financial charges65€898€3k▲
Profit (loss) for the period before taxes9903€18k€22k▲
Income taxes67/77€0€3k▲
Profit (loss) for the period9904€18k€18k▲
Profit (loss) for the period to be appropriated9905€18k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€7k▲
Profit (loss) brought forward from the previous period14P€-29k€-11k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €18k ▲3.6%
Operating result €25k, net result €18k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-17k ▼271%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 409040 GentGround area
199 m²
Building footprint
77 m²
Volume, LiDAR
719 m³
Parcel 44432C0885/00H005, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VAN BELLE INTERIEUR
since 20092.182.945.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0885/00H005 | Flanders | 199 m² | 1 · 77 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LOEWAK
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Daniël F
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2009
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
46150Agents in the wholesale of furniture, household goods and hardware
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.