VAN BAVEL MAARTEN
ActiveThe annual accounts of VAN BAVEL MAARTEN for fiscal year 2025 show a net loss of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €17k and a net result of €-42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 27559 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-73
Solvency32▼-18
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.97 against 1.21 in 2024; short-term debt: 93.1% and cash: 0.1% of total assets), and 93.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.9%
Return on assets
-16.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-03-2026, 47 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
47 d late
2024
on the day
2023
55 d early
2022
48 d early
2021
on the day
2020
25 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 70.7%
2024 · €59k
2019: €43k
2020: €32k
2021: €17k
2022: €27k
2023: €52k
2024: €59k
2019 → 2025
Total assets
€251k▲ 7.7%
2024 · €233k
2019: €159k
2020: €198k
2021: €275k
2022: €313k
2023: €232k
2024: €233k
2019 → 2025
Net result
€-42k
2024 · €7k
2019: €9k
2020: €-11k
2021: €-15k
2022: €10k
2023: €25k
2024: €7k
2019 → 2025
Working capital
€-6k
2024 · €35k
2019: €28k
2020: €12k
2021: €-13k
2022: €-9k
2023: €18k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€27k▲ 56.8%€52k▲ 92.6%€59k▲ 14.3%€17k▼ 70.7%
Operating result€-13k-€11k€30k▲ 165%€11k▼ 64.3%€-41k
Net result€-15k-€10k€25k▲ 156%€7k▼ 70.2%€-42k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €41k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€24k▼ 26.2%
Current assets
€228k▲ 13.1%
Equity and liabilities €251k
Equity
€17k▼ 70.7%
Debt
€234k▲ 34.2%
The debt ratio rises from 74.8% to 93.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-27k▼
2024 · €37k
Cash flow
€-28k▼
2024 · €34k
Solvency
6.9%▼
2024 · 25.2%
Current ratio
0.97▼
2024 · 1.21
Quick ratio
0.42▲
2024 · 0.40
Debt / equity
13.54▲
2024 · 2.96
ROE
-240.9%▼
2024 · 12.5%
ROA
-16.6%▼
2024 · 3.2%
Interest coverage
-41.15▼
2024 · 61.96
Debt
€234k▲
2024 · €174k
Debt ≤ 1 year
€234k▲
2024 · €166k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€0▼
2024 · €3k
Staff costs
€-2k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€233k€251k▲
Fixed assets21/28€32k€24k▼
Tangible fixed assets22/27€32k€24k▼
Plant, machinery and equipment23€19k€16k▼
Furniture and vehicles24€13k€8k▼
Current assets29/58€201k€228k▲
Stocks and contracts in progress3€135k€128k▼
Stocks30/36€33k€33k=
Contracts in progress37€103k€96k▼
Amounts receivable within one year40/41€59k€99k▲
Trade receivables40€56k€89k▲
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€7k€304▼
Equity and liabilities
Total equity and liabilities10/49€233k€251k▲
Equity10/15€59k€17k▼
Contributions10/11€19k€19k=
Reserves13€40k€40k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14-€-42k
Amounts payable17/49€174k€234k▲
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€166k€234k▲
Current portion of amounts payable after more than one year42€12k€8k▼
Trade debts44€152k€89k▼
Suppliers440/4€152k€89k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€591€3k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48-€133k
Income statement
Code20242025
Non-recurring operating income76A€165€0▼
Remuneration, social security and pensions62€21k€-2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€14k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€59k€-26k▼
Operating profit (loss)9901€11k€-41k▼
Financial income75/76B€27€12▼
Recurring financial income75€27€12▼
Financial charges65/66B€592€653▲
Recurring financial charges65€592€653▲
Profit (loss) for the period before taxes9903€10k€-42k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€7k€-42k▼
Profit (loss) for the period to be appropriated9905€7k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-42k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
30-06
Financial
Weakest financial yearnet €-42k ▼663%
Net result drops to €-42k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €25k ▲156%
Operating result €30k, net result €25k, both a record.
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heibergstraat 272328 HoogstratenGround area
964 m²
Building footprint
200 m²
Volume, LiDAR
772 m³
Parcel 13022E0265/00N000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MABO
since 20122.208.927.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13022E0265/00N000 | Flanders | 964 m² | 1 · 200 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,030 companies in sector 43320 we hold annual accounts for 9,135. 5,842 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2012
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.