Van Assche · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Van Assche is 1.0% (low). The 2024 annual accounts show equity of €321k and a net result of €217k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 28 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	02-06-2025	59 d early	2025-00115891
31-12-2023	31-07-2024	26-06-2024	35 d early	2024-00175632
31-12-2022	31-07-2023	29-09-2023	60 d late	2023-00467474
31-12-2021	31-07-2022	27-09-2022	58 d late	2022-20436196
31-12-2020	31-07-2021	07-10-2021	68 d late	2021-71700068
31-12-2019	31-07-2020	16-10-2020	77 d late	2020-61800151
31-12-2018	31-07-2019	13-08-2019	13 d late	2019-46000543
31-12-2017	31-07-2018	13-08-2018	13 d late	2018-46100122
31-12-2016	31-07-2017	26-09-2017	57 d late	2017-63700307
31-12-2015	31-07-2016	28-06-2016	33 d early	2016-23300075

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2014, 11 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.0% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Annual accounts: healthy financial profile −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€217k

Working capital€322k+206.9%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 02-06-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~54% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€-2k

- 18-24

Net profit

€217k

- 18-24

Cash flow

€-13k

- 18-24

Total assets

€322k

+203.3% 18-24

Equity

€321k

+208.8% 18-24

Working capital

€322k

+206.9% 18-24

Income taxes

€0

- 18-24

Dividends

€0

-100.0% 18-24

Show 9 other metrics

Debt

€1k

-54.0% 18-24

Debt ≤ 1y

€24

-98.1% 18-24

Debt > 1y

€0

- 18-24

Current ratio

13700.54

+15734.3% 18-24

Quick ratio

13700.54

+15734.3% 18-24

Solvency

99.7%

+1.8% 18-24

Debt / equity

0.00

-85.1% 18-24

ROE

67.6%

- 18-24

ROA

67.4%

- 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	-
Net profit	€217k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€322k
Equity	€321k
Debt	€1k
of which ≤ 1y	€24
of which > 1y	-
Working capital	€322k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	13700.54
Quick ratio	13700.54
Working capital ratio	100.0%
Solvency	99.7%
Debt / equity	0.00
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	67.4%
ROE	67.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Current assets €322k · 100.0%

Equity & liabilities

Equity €321k · 99.7% Debt €1k · 0.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€322k
Fixed assets	21/28	€1
Financial fixed assets	28	€1
Current assets	29/58	€322k
Amounts receivable within one year	40/41	€220k
Cash & bank	54/58	€102k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€322k
Equity	10/15	€321k
Contributions / capital	10/11	€19k
Reserves	13	€302k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€1k
Amounts payable within one year	42/48	€24
Trade debts payable within one year	44	€0
Income statement
Gross operating margin	9900	€-2k
Operating result	9901	€-3k
Financial income	75	€220k
Financial charges	65	€60
Result before taxes	9903	€217k
Net result for the period	9904	€217k
Result to be appropriated	9905	€217k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director

Current directors & mandates

Vanessa Alfons Dimphna VAN ASSCHE
Director
State Gazette act 24308149 (05-01-2024)

Current
05-01-2024 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	05-12-2014
Status	Active
Postal code	2910

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Baan 832910 Essen

Establishment units

1 location

Oude Baan 83, 2910 Essen

Holdings

since 20142.239.153.641

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,011 m²

Buildings1

Building footprint183 m²

Volume (LiDAR)1,423 m³

Tallest building11.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11642C0081/00G000	Flanders	1,010 m²	1 · 183 m²	11.2 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act

All acts · 1 updated 2 years ago

2024

05-01-2024 Vanessa Alfons Dimphna VAN ASSCHE appointed as director Director changes·Sebastiaan-Willem VERBERT

Vanessa Alfons Dimphna VAN ASSCHE, Bestuurder

Notary: Sebastiaan-Willem VERBERT · Antwerpen

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 100

Solvency 100

Growth 78

Stability 100

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

Van Assche

Registered office

Oude Baan 83

2910 Essen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.