VAN ARDIGA
ActiveVAN ARDIGA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53k and a net result of €11k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 1306 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▼-11
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.71 in 2023; short-term debt: 23.9% and cash: 22.3% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
37 d late
2022
32 d late
2021
21 d early
2020
33 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€53k▲ 27.7%
2023 · €41k
2018: €8k
2019: €4k
2020: €5k
2021: €25k
2022: €35k
2023: €41k
2018 → 2024
Total assets
€69k▲ 23.5%
2023 · €56k
2018: €16k
2019: €14k
2020: €15k
2021: €32k
2022: €46k
2023: €56k
2018 → 2024
Net result
€11k▼ 28.1%
2023 · €16k
2018: €757
2019: €-4k
2020: €1k
2021: €20k
2022: €11k
2023: €16k
2018 → 2024
Working capital
€14k▼ 46.1%
2023 · €25k
2018: €6k
2019: €4k
2020: €5k
2021: €25k
2022: €26k
2023: €25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€25k▲ 375%€35k▲ 42.8%€41k▲ 17.0%€53k▲ 27.7%
Operating result€3k-€22k▲ 588%€14k▼ 38.9%€21k▲ 52.7%€15k▼ 27.7%
Net result€1k-€20k▲ 1,417%€11k▼ 45.8%€16k▲ 50.5%€11k▼ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 28% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets
€39k▲ 143%
Current assets
€30k▼ 24.7%
Equity and liabilities €69k
Equity
€53k▲ 27.7%
Debt
€17k▲ 11.9%
The debt ratio falls from 26.3% to 23.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▼
2023 · €22k
Cash flow
€15k▼
2023 · €17k
Solvency
76.1%▲
2023 · 73.7%
Current ratio
1.82▼
2023 · 2.71
Quick ratio
1.82▼
2023 · 2.71
Debt / equity
0.31▼
2023 · 0.36
ROE
21.7%▼
2023 · 38.6%
ROA
16.5%▼
2023 · 28.4%
Interest coverage
49.70▼
2023 · 118.27
Debt
€17k▲
2023 · €15k
Debt ≤ 1 year
€17k▲
2023 · €15k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€69k▲
Fixed assets21/28€16k€39k▲
Tangible fixed assets22/27€12k€35k▲
Plant, machinery and equipment23€893€607▼
Furniture and vehicles24€346€79▼
Other tangible fixed assets26€10k€34k▲
Financial fixed assets28€5k€5k=
Current assets29/58€40k€30k▼
Amounts receivable within one year40/41€21k€14k▼
Trade receivables40€19k€12k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€16k€15k▼
Deferred charges and accrued income490/1€3k€840▼
Equity and liabilities
Total equity and liabilities10/49€56k€69k▲
Equity10/15€41k€53k▲
Contributions10/11€6k€6k=
Reserves13€35k€47k▲
Distributable reserves133€35k€47k▲
Amounts payable17/49€15k€17k▲
Amounts payable within one year42/48€15k€17k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€2k€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€132€403▲
Gross operating margin9900€22k€19k▼
Operating profit (loss)9901€21k€15k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€189€383▲
Recurring financial charges65€189€383▲
Profit (loss) for the period before taxes9903€21k€15k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€16k€11k▼
Profit (loss) for the period to be appropriated9905€16k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€11k▼
Transfer from equity791/2€10k-
Transfer to equity691/2€16k€11k▼
To other reserves6921€16k€11k▼
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €20k ▲1417%
Operating result €22k, net result €20k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.34
Current ratio from 1.55 to 4.34; short-term debt falls from €9k to €7k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-4k ▼615%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Violierenstraat(BEV) 179120 Beveren-Kruibeke-ZwijndrechtGround area
219 m²
Building footprint
97 m²
Volume, LiDAR
603 m³
Parcel 46003B0561/00C004, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Ardiga
since 20142.231.123.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46003B0561/00C004 | Flanders | 219 m² | 1 · 97 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANGLO - BOWLING
BE 0461.403.759
Hamme (Vl.) · Eq €53k
Shopping Consult
BE 0794.253.816
Antwerpen · Eq €53k
DEPANNAGE DSA
BE 0655.966.656
Villers-le-Bouillet · Eq €53k
AGRI VAN DEN VREKEN
BE 0450.146.613
Lebbeke · Eq €52k
GARAGE GUY
BE 0449.175.227
Wuustwezel · Eq €52k
Of 1,723 companies in sector 52210 we hold annual accounts for 770. 535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2014
Fiscal year end31-12
Activities, NACEBEL
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.