Van Acker & Winters
ActiveVan Acker & Winters has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €54k. Equity is shrinking by ~14% per year across the filed fiscal years. Its solvency ranks better than 21% of 37978 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
65
/ 100
Healthy▼ -11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency31▲+4
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.2 in 2023), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.6%
Return on assets
36.7%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 37978 sector peers (2024).
NBB · sector comparisonPosition among 37978 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-05-2025, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d early
2023
56 d early
2022
20 d early
2021
23 d early
2020
46 d early
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▼ 6.1%
2023 · €32k
2021: €62k
2022: €28k
2023: €32k
2021 → 2024
Total assets
€147k▼ 22.6%
2023 · €190k
2021: €172k
2022: €170k
2023: €190k
2021 → 2024
Net result
€54k▼ 34.5%
2023 · €82k
2021: €32k
2022: €52k
2023: €82k
2021 → 2024
Working capital
€16k▼ 24.0%
2023 · €22k
2021: €51k
2022: €14k
2023: €22k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€62k-€28k▼ 55.0%€32k▲ 15.5%€30k▼ 6.1%
Operating result€43k-€64k▲ 48.5%€110k▲ 71.5%€72k▼ 34.4%
Net result€32k-€52k▲ 62.2%€82k▲ 60.0%€54k▼ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 34% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €147k
Fixed assets
€62k▼ 2.0%
Current assets
€86k▼ 32.7%
Equity and liabilities €147k
Equity
€30k▼ 6.1%
Debt
€117k▼ 25.9%
The debt ratio falls from 83.0% to 79.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€80k▼
2023 · €117k
Cash flow
€62k▼
2023 · €90k
Solvency
20.6%▲
2023 · 17.0%
Current ratio
1.24▲
2023 · 1.20
Quick ratio
1.24▲
2023 · 1.20
Debt / equity
3.85▼
2023 · 4.88
ROE
177.9%▼
2023 · 255.0%
ROA
36.7%▼
2023 · 43.4%
Interest coverage
40.03▼
2023 · 58.71
Debt
€117k▼
2023 · €158k
Debt ≤ 1 year
€69k▼
2023 · €106k
Debt > 1 year
€48k▼
2023 · €52k
Income taxes
€16k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€190k€147k▼
Fixed assets
21/28€63k€62k▼
Tangible fixed assets
22/27€63k€62k▼
Financial fixed assets
28€40€40=
Current assets
29/58€127k€86k▼
Amounts receivable within one year
40/41€18k€16k▼
Cash & bank
54/58€103k€66k▼
Total equity & liabilities
10/49€190k€147k▼
Equity
10/15€32k€30k▼
Reserves
13€32k€30k▼
Accumulated profits (losses)
14€0€0=
Amounts payable
17/49€158k€117k▼
Amounts payable after one year
17€52k€48k▼
Amounts payable within one year
42/48€106k€69k▼
Trade debts payable within one year
44€2k€866▼
Income statement
Code20232024
Gross operating margin
9900€119k€81k▼
Operating result
9901€110k€72k▼
Financial income
75€3€82▲
Financial charges
65€2k€2k▼
Result before taxes
9903€108k€70k▼
Income taxes
67/77€25k€16k▼
Net result for the period
9904€82k€54k▼
Result to be appropriated
9905€82k€54k▼
Timeline · acts, filings and financial milestones
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €82k ▲60%
Operating result €110k, net result €82k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-09
State Gazette act
Director changes
Clairy Verelst
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2022
Winters Kris
CurrentDirector · since 14-09-2022
14-09-2022
Appointed as Director
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Kontich · 2 establishment units since 2014
Ground area
1,107 m²
Building footprint
398 m²
Volume, LiDAR
2,268 m³
2 parcels, Flanders · tallest building 16.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BVBA Van Acker & Winters
since 20142.237.212.948
Van Acker & Winters BV
since 20202.306.179.849
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0027/00M011 | Flanders | 629 m² | 1 · 123 m² | 5.1 m · 1 fl. |
| 11024B0205/00Y007 | Flanders | 478 m² | 1 · 274 m² | 16.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
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Antwerpen · Eq €30k
CWERC
BE 0738.964.608
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Progredia
BE 1011.729.893
Bornem · Eq €30k
JBR BELUX
BE 0753.609.430
Gavere · Eq €30k
Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 33,656 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 28-07-2026. Scores and ratios are computed by Checked and are not a credit decision.