VAN ACKER & CO GRONDWERKEN
ActiveSummary
The computed 12-month bankruptcy probability of VAN ACKER & CO GRONDWERKEN is 3.0% (moderate). The 2025 annual accounts show equity of €31k and a net result of €737. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+47
Solvency57▲+8
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.5 in 2024; short-term debt: 31.1% and cash: 5% of total assets), and 68.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.8%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
44 d early
2023
43 d early
2022
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 2.4%
2024 · €31k
2022: €3k
2023: €39k
2024: €31k
2022 → 2025
Total assets
€98k▼ 21.3%
2024 · €125k
2022: €83k
2023: €103k
2024: €125k
2022 → 2025
Net result
€737
2024 · €-8k
2022: €-3k
2023: €35k
2024: €-8k
2022 → 2025
Working capital
€5k▼ 70.0%
2024 · €18k
2022: €-14k
2023: €17k
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€39k▲ 1,082%€31k▼ 20.7%€31k▲ 2.4%
Operating result€1k-€47k▲ 3,640%€-6k€4k
Net result€-3k-€35k€-8k€737
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€62k ▼ 12.7%
Current assets
€36k ▼ 32.4%
Equity and liabilities €98k
Equity
€31k ▲ 2.4%
Debt
€67k ▼ 29.0%
Debt's share of the balance-sheet total falls from 75.5% to 68.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €6k
Cash flow
€21k▲
2024 · €3k
Current ratio
1.17▼
2024 · 1.50
Debt to equity
2.14▼
2024 · 3.09
ROE
2.4%▲
2024 · -26.2%
ROA
0.7%▲
2024 · -6.4%
Interest coverage
6.31▲
2024 · 1.49
Debt ≤ 1 year
€31k▼
2024 · €35k
Debt > 1 year
€36k▼
2024 · €59k
Income taxes
€807▲
2024 · €274
Staff costs
€0▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€125k€98k▼
Formation expenses20€599€199▼
Fixed assets21/28€71k€62k▼
Tangible fixed assets22/27€71k€62k▼
Plant, machinery and equipment23€4k€7k▲
Furniture and vehicles24€9k€10k▲
Leasing and similar rights25€58k€45k▼
Financial fixed assets28€250€0▼
Current assets29/58€53k€36k▼
Amounts receivable within one year40/41€45k€30k▼
Trade receivables40€7k€3k▼
Other amounts receivable41€38k€26k▼
Current investments50/53-€2k
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€871€0▼
Equity and liabilities
Total equity and liabilities10/49€125k€98k▼
Equity10/15€31k€31k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€25k€25k▲
Amounts payable17/49€94k€67k▼
Amounts payable after more than one year17€59k€36k▼
Financial debts170/4€59k€36k▼
Amounts payable within one year42/48€35k€31k▼
Current portion of amounts payable after more than one year42€22k€26k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€1k▼
Remuneration and social security454/9-€2k
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Remuneration, social security and pensions62€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€20k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€13k€26k▲
Operating profit (loss)9901€-6k€4k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-8k€2k▲
Income taxes67/77€274€807▲
Profit (loss) for the period9904€-8k€737▲
Profit (loss) for the period to be appropriated9905€-8k€737▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€25k▲
Profit (loss) brought forward from the previous period14P€33k€25k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €737
Net result €737 after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼123%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.56
Current ratio from 0.52 to 1.56.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mandemakerstraat(HSD) 149120 Beveren-Kruibeke-ZwijndrechtGround area
2,931 m²
Building footprint
296 m²
Volume, LiDAR
1,224 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VAN ACKER & CO GRONDWERKEN
since 20212.319.096.883
Kwakkelhoekstraat 105, 9100 Sint-Niklaas
since 20232.341.545.158
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A1062/00W000 | Flanders | 2,607 m² | 1 · 178 m² | 5.0 m · 1 fl. |
| 46009C0435/00N000 | Flanders | 324 m² | 1 · 117 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 468 EUR awarded · 530 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 78 EUR | 140 EUR |
| 2022 | 1 | 390 EUR | 390 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 2,254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
49410Freight transport by road
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.