VAMOTI
ActiveVAMOTI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €127k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 18% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency21▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.08 in 2024), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
46.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 12637 sector peers (2025).
NBB · sector comparisonPosition among 12637 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-04-2026, 97 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
97 d early
2024
30 d early
2023
42 d early
2022
34 d early
2021
31 d early
2020
4 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 0.1%
2024 · €46k
2018: €38k
2019: €72k
2020: €180k
2021: €48k
2022: €48k
2023: €46k
2024: €46k
2018 → 2025
Total assets
€271k▼ 34.6%
2024 · €415k
2018: €49k
2019: €90k
2020: €278k
2021: €284k
2022: €286k
2023: €302k
2024: €415k
2018 → 2025
Net result
€127k▼ 34.5%
2024 · €194k
2018: €27k
2019: €29k
2020: €109k
2021: €157k
2022: €168k
2023: €164k
2024: €194k
2018 → 2025
Working capital
€-10k
2024 · €28k
2018: €38k
2019: €72k
2020: €157k
2021: €19k
2022: €-13k
2023: €6k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€48k▼ 0.1%€46k▼ 3.8%€46k▼ 0.1%€46k▼ 0.1%
Operating result€205k-€221k▲ 8.0%€206k▼ 6.9%€247k▲ 19.9%€162k▼ 34.5%
Net result€157k-€168k▲ 7.1%€164k▼ 2.4%€194k▲ 18.0%€127k▼ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271k
Fixed assets
€103k▲ 458%
Current assets
€169k▼ 57.5%
Equity and liabilities €271k
Equity
€46k▼ 0.1%
Debt
€225k▼ 38.9%
The debt ratio falls from 88.9% to 83.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€163k▼
2024 · €269k
Cash flow
€128k▼
2024 · €216k
Solvency
17.0%▲
2024 · 11.1%
Current ratio
0.94▼
2024 · 1.08
Quick ratio
0.94▼
2024 · 1.08
Debt / equity
4.88▼
2024 · 7.99
ROE
275.5%▼
2024 · 420.3%
ROA
46.8%▲
2024 · 46.7%
Interest coverage
3982.36▼
2024 · 6820.73
Debt
€225k▼
2024 · €369k
Debt ≤ 1 year
€179k▼
2024 · €369k
Debt > 1 year
€47k
Income taxes
€36k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€415k€271k▼
Fixed assets21/28€18k€103k▲
Tangible fixed assets22/27€18k€103k▲
Land and buildings22-€26k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€17k€73k▲
Other tangible fixed assets26€1k€1k▼
Current assets29/58€397k€169k▼
Amounts receivable within one year40/41€39k€21k▼
Trade receivables40€35k€19k▼
Other amounts receivable41€4k€1k▼
Current investments50/53€90k€0▼
Cash at bank and in hand54/58€266k€145k▼
Deferred charges and accrued income490/1€895€3k▲
Equity and liabilities
Total equity and liabilities10/49€415k€271k▼
Equity10/15€46k€46k▼
Contributions10/11€19k€19k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€26€0▼
Amounts payable17/49€369k€225k▼
Amounts payable after more than one year17-€47k
Financial debts170/4-€47k
Amounts payable within one year42/48€369k€179k▼
Current portion of amounts payable after more than one year42-€19k
Trade debts44€359€3k▲
Suppliers440/4€359€3k▲
Taxes, remuneration and social security45€58k€14k▼
Taxes450/3€55k€14k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€310k€142k▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€1k▼
Other operating charges640/8€858€1k▲
Gross operating margin9900€270k€164k▼
Operating profit (loss)9901€247k€162k▼
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€40€41▲
Recurring financial charges65€40€41▲
Profit (loss) for the period before taxes9903€252k€163k▼
Income taxes67/77€59k€36k▼
Profit (loss) for the period9904€194k€127k▼
Profit (loss) for the period to be appropriated9905€194k€127k▼
Appropriation of the result
Profit (loss) to be appropriated9906€194k€127k▼
Profit (loss) brought forward from the previous period14P€82€26▼
Transfer from equity791/2€0-
Profit to be distributed694/7€194k€127k▼
Return on contributions (dividend)694€194k€127k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €194k ▲18%
Operating result €247k, net result €194k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €180k ▲151%
3 profitable years in a row build equity to €180k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentstraat 3759041 GentGround area
350 m²
Building footprint
131 m²
Volume, LiDAR
890 m³
Parcel 44051D0088/00T002, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gentstraat 375, 9041 Gent
since 20182.279.647.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051D0088/00T002 | Flanders | 350 m² | 1 · 131 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,024 companies in sector 69101 we hold annual accounts for 9,030. 7,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-07-2018
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.