Summary
Vamoss Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €116,505 and a net result of €39,722. Equity is growing by ~42.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 8091 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
35 d early
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (3 of the last 3 filed years within 61 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€116,505▲ 14.5%
2024 · €101,784
Net result
€39,722▼ 45.0%
2024 · €72,213
Total assets
€169,555▲ 19.7%
2024 · €141,662
Solvency
68.7%▼ 3.1pp
2024 · 71.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€45,601-€97,597▲ 114%€55,583▼ 43.0%
Net result€34,546within the sector's middle half-€72,213within the sector's middle half▲ 109%€39,722within the sector's middle half▼ 45.0%
Equity€30,403below the sector's middle half-€101,784within the sector's middle half▲ 235%€116,505within the sector's middle half▲ 14.5%
Total assets€66,675below the sector's middle half-€141,662within the sector's middle half▲ 112%€169,555within the sector's middle half▲ 19.7%
Debt€36,271-€39,879▲ 9.9%€53,050▲ 33.0%
Working capital€28,275within the sector's middle half-€92,758within the sector's middle half▲ 228%€107,212within the sector's middle half▲ 15.6%
Solvency45.6%within the sector's middle half-71.8%within the sector's middle half▲ 26.3pp68.7%within the sector's middle half▼ 3.1pp
Current ratio1.82within the sector's middle half-3.33within the sector's middle half▲ 1.513.02within the sector's middle half▼ 0.31
Return on assets (ROA)51.8%above the sector's middle half-51.0%above the sector's middle half▼ 0.8pp23.4%within the sector's middle half▼ 27.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169,555
Fixed assets
€9,294 ▲ 3.0%
Current assets
€160,262 ▲ 20.8%
Equity and liabilities €169,555
Equity
€116,505 ▲ 14.5%
Debt
€53,050 ▲ 33.0%
Debt's share of the balance-sheet total rises from 28.2% to 31.3%. Equity and debt are higher.
Key figures and ratios
ROE
34.1%▼
2024 · 70.9%
Debt ≤ 1 year
€53,050▲
2024 · €39,879
Income taxes
€13,268▼
2024 · €22,296
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €848 | €1,939 | €3,209 | ▲ 65.5% |
| Other operating charges640/8 | - | - | €271 | - |
| Gross operating margin9900 | €46,449 | €99,536 | €59,063 | ▼ 40.7% |
| Operating profit (loss)9901 | €45,601 | €97,597 | €55,583 | ▼ 43.0% |
| Financial income75/76B | - | €3 | €9 | ▲ 200% |
| Recurring financial income75 | - | €3 | €9 | ▲ 200% |
| Financial charges65/66B | €1,588 | €3,091 | €2,602 | ▼ 15.8% |
| Recurring financial charges65 | €1,588 | €3,091 | €2,602 | ▼ 15.8% |
| Profit (loss) for the period before taxes9903 | €44,013 | €94,509 | €52,990 | ▼ 43.9% |
| Income taxes67/77 | €9,467 | €22,296 | €13,268 | ▼ 40.5% |
| Profit (loss) for the period9904 | €34,546 | €72,213 | €39,722 | ▼ 45.0% |
| Profit (loss) for the period to be appropriated9905 | €34,546 | €72,213 | €39,722 | ▼ 45.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €66,675 | €141,662 | €169,555 | ▲ 19.7% |
| Formation expenses20 | €363 | - | - | - |
| Fixed assets21/28 | €3,428 | €9,025 | €9,294 | ▲ 3.0% |
| Tangible fixed assets22/27 | €3,428 | €9,025 | €9,294 | ▲ 3.0% |
| Furniture and vehicles24 | €3,428 | €9,025 | €9,294 | ▲ 3.0% |
| Current assets29/58 | €62,883 | €132,637 | €160,262 | ▲ 20.8% |
| Amounts receivable within one year40/41 | €21,792 | €15,729 | €22,349 | ▲ 42.1% |
| Trade receivables40 | €21,669 | €15,597 | €22,142 | ▲ 42.0% |
| Other amounts receivable41 | €124 | €133 | €207 | ▲ 55.7% |
| Cash at bank and in hand54/58 | €40,396 | €114,393 | €137,093 | ▲ 19.8% |
| Deferred charges and accrued income490/1 | €695 | €2,514 | €820 | ▼ 67.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €66,675 | €141,662 | €169,555 | ▲ 19.7% |
| Equity10/15 | €30,403 | €101,784 | €116,505 | ▲ 14.5% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €27,403 | €98,784 | €113,505 | ▲ 14.9% |
| Amounts payable17/49 | €36,271 | €39,879 | €53,050 | ▲ 33.0% |
| Amounts payable within one year42/48 | €34,608 | €39,879 | €53,050 | ▲ 33.0% |
| Financial debts43 | - | - | €19 | - |
| Credit institutions430/8 | - | - | €19 | - |
| Trade debts44 | €2,078 | €2,851 | €2,682 | ▼ 5.9% |
| Suppliers440/4 | €2,078 | €2,851 | €2,682 | ▼ 5.9% |
| Advances received on contracts in progress46 | - | - | €44 | - |
| Taxes, remuneration and social security45 | €25,122 | €35,320 | €47,955 | ▲ 35.8% |
| Taxes450/3 | €22,422 | €32,620 | €45,955 | ▲ 40.9% |
| Remuneration and social security454/9 | €2,700 | €2,700 | €2,000 | ▼ 25.9% |
| Other amounts payable47/48 | €7,409 | €1,708 | €2,351 | ▲ 37.6% |
| Accrued charges and deferred income492/3 | €1,663 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,546 | €72,213 | €39,722 | ▼ 45.0% |
| + Depreciation and write-downs630 | €848 | €1,939 | €3,209 | ▲ 65.5% |
| Operating cash flow (approximation) | €35,395 | €74,152 | €42,930 | ▼ 42.1% |
| Investment in fixed assets (approximation) | - | -€7,536 | -€3,477 | ▲ 53.9% |
| Change in cash | - | €73,997 | €22,700 | ▼ 69.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €72,213 ▲109%
Operating result €97,597, net result €72,213, both a record.
31-12
Financial
Equity above €100,000Eq €101,784 ▲235%
2 profitable years in a row build equity to €101,784.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2023
Ground area
2,593 m²
Building footprint
293 m²
Volume, LiDAR
2,016 m³
Parcel 41042B0471/00T000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van der Nootstraat 8, 9310 Aalst
since 20232.345.569.173
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41042B0471/00T000 | Flanders | 2,593 m² | 1 · 293 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,454 EUR awarded · 1,454 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,454 EUR | 1,454 EUR |
Similar companies · same sector, comparable size
I.D. MANAGEMENT
BE 0840.533.209
Diepenbeek · Eq €116,486
SOLAUROR
BE 0739.783.267
Genappe · Eq €116,550
IMMOCO INVEST
BE 0784.427.221
Tournai · Eq €116,583
WFCC
BE 0466.360.756
Sint-Lambrechts-Woluwe · Eq €116,398
KARJUL
BE 0696.861.361
Knokke-Heist · Eq €116,394
Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID
0208:0802051032
Also
9925:BE0802051032
Registered
28-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.