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VAMASTINE

Active
Private limited companyfounded 199630 yrs activeDullaardstraat 4, 8940 Wervik, BelgiumKBO/BCE: BE 0457.916.907
Summary

VAMASTINE has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.7m and a net result of €267,808. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 9508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
#9 oldest company in Wervik, Professional and technical services sector1 site
How big
€4.3mtotal assets 2025
Equity
€2.7m
Profit
€267,808
Turnover not published (abridged schema)
Financially healthy?
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts 8 d early0 of 1 deed read
Why 96- 2 of the last 3 late+ Size: total assets €4.3m+ Figures for FY 2025 (filed 23-07-2026)+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 88-1
equity 62.8% of total assets
Liquidity 57+2
short-term debt 6.9% · cash 5.9%
Profitability 77+1
return on assets 6.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,503 companies)
  • Size: total assets €4.3m lowers the probability for this profile
  • 2 of the last 3 late raises the probability
  • Figures for FY 2025 (filed 23-07-2026) lowers the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €250,000 at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.04 in 2024; short-term debt: 6.9% and cash: 5.9% of total assets), and 37.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 60%, liquidity 76%, profitability 72%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €4.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Figures for FY 2025 (filed 23-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
69 d late
2023
91 d late
2022
65 d late
2021
31 d late
2020
20 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 October (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Liquidity quadruplescurrent ratio 1.04

Key points

  • Positive: Among the best 13% on equitysector median €336,189 · 9,518 companies €2.7m View
  • Positive: 8 profitable years in a rowprofit 2025: €267,808 8 years View
  • Active since 1996founded 25-04-1996 30 years View

By topic

Financials

Fiscal year
2025
Total assets
€4.3m
Profit
€267,808
Solvency
62.8%
Total assets▲ 13.2%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 23-07-2026Annual accounts filed
  2. 08-10-2025Annual accounts filed
  3. 31-12-2024Liquidity quadruples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
25-04-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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